October Three Consulting

Introducing O3 PRIME, a new retirement program designed?to meet the distinct needs of the modern workforce and employers. #O3PRIME

Attention Plan Sponsors: Critical Pension Risk Transfer (PRT) Market Update! The PRT market is heating up fast! Our latest analysis shows that PRT premium for the first half of 2024 has soared to $26 billion, marking a 14% increase from 2023. We've seen a record-breaking 327 buy-out contracts in this period alone. While annuity purchase rates are trending downward, they remain above historical averages. However, Q4 2024 is expected to be the busiest period yet, with insurers already facing capacity constraints. Time is of the essence, plan sponsors! If you're looking to transact before year-end, you must act now to secure favorable rates and ensure insurer participation. https://hubs.la/Q02Q8t-k0 #PensionRiskTransfer #RetirementPlanning #FinancialStrategy #ActuarialInsights

Pension finances dipped a bit in August, as lower interest rates pushed up liabilities. See our analysis and review the numbers in our monthly Pension Finance Update. https://hubs.la/Q02N_v220

"Pension Plans in a Changing Landscape: Insights from John Lowell of October Three Consulting 8-28-24" Listen Here: https://lnkd.in/gzE_FzKp #podcast #businessleadership #consulting #pensionplans #retirement Scott Becker Private Equity and Healthcare Podcasts -Scott Becker McGuireWoods LLP Becker's Healthcare Becker Private Equity and Business Podcast

Visual Guide to Modern Retirement Success Unlock the secrets to a successful retirement plan with our infographic on the four essential pillars. 1. Efficiency 2. Engagement 3. Workforce Management 4. Financial Risk Management This visual guide makes it easy to understand how you can modernize your retirement offerings. Don’t miss out—view the infographic today! https://hubs.la/Q02M1c3Y0 #RetirementPlanning #HRBestPractices #EmployeeBenefits #VisualGuide

"Transform Your Retirement Plan Today Are your employees on track for a secure retirement? Our ""HR's Guide to Better Retirement Outcomes"" provides the insights you need to revamp your current plan for enhanced results. Explore the four essential pillars: 1. Efficiency: Greater retirement income without extra cost. 2. Engagement: Higher employee appreciation and understanding. 3. Workforce Management: Improved retention and retirement transitions. 4. Financial Risk Management: Stable, predictable costs. Don’t wait—download the guide now and start making a difference! Download here >> https://hubs.la/Q02LTTLZ0 #BetterRetirement #HRInsights #EmployeeRetention #FinancialPlanning"

Unlock Better Retirement Outcomes for Your Employees! Are your company's retirement plans truly meeting the needs of today's workforce? Download our comprehensive guide, "HR's Guide to Better Retirement Outcomes," and discover how you can modernize your program to see up to 77% more retirement income with no increased cost. Learn about the four pillars of modern plans: Efficiency: Maximize retirement value without additional spending. Engagement: Enhance employee appreciation and understanding. Workforce Management: Support retention and orderly retirement transitions. Financial Risk Management: Maintain stable and predictable costs. Download now and take the first step towards a sustainable future for your employees! https://hubs.la/Q02LTzyW0 #RetirementPlanning #HRGuide #EmployeeBenefits #FinancialWellness

Optimize Your Pension Plan with a Free Wellness Check Our complimentary wellness checks provide a roadmap to plan termination, highlighting areas for cost and risk reduction. Get insights into good plan hygiene and strategic opportunities with no demands on your time. Request your wellness check now. https://hubs.la/Q02KW-xs0 #PensionRiskTransfer #PlanWellness #CorporatePensions #FinancialPlanning

Comprehensive Guide to Cash Balance Plans for Small Business Owners Our Cash Balance Plan Guide provides all the information you need to determine if this powerful retirement savings and tax strategy tool is right for you. Learn about contribution limits, tax benefits, and more. Download the guide now. https://hubs.la/Q02JXyyX0 #RetirementPlanning #CashBalancePlans #SmallBusiness #FinancialStrategy

Modernize Your Retirement Plan for Greater Impact Is your retirement plan stuck in the past? Our latest guide, "HR's Guide to Better Retirement Outcomes," shows how modernizing your plan can lead to significantly better outcomes for your employees without increasing costs. Discover the four pillars every modern retirement plan should deliver: 1. Efficiency 2. Engagement 3. Workforce Management 4. Financial Risk Management Equip your HR team with the knowledge to transform your retirement offerings. Download the guide today! https://hubs.la/Q02JXyZz0 #RetirementSuccess #HRStrategy #EmployeeEngagement #FutureOfWork