Nova Credit

??? Nova Credit's Senior Director of Data Science Solutions, Nikki Cross, on Ensemblex Exchange Podcast discussing how lenders partner with Nova Credit to leverage cash flow data to access to a deeper, more up-to-date view into a consumer's credit. Thanks to Shawn Budde for hosting! Listen to the full episode at the link below ?? #FinTech #Innovation #CreditScoring #FinancialInclusion #DataScience #FutureOfLending

?? Mark your calendars for a can't-miss American Banker discussion on the future of cash flow underwriting! As the lending landscape rapidly evolves in the post-1033 era, understanding how to effectively leverage cash flow data has never been more crucial. Join industry leaders Richard Franks, Dan Pillemer, and Nova's own Chris Hansen for an exclusive Q&A to explore what's on deck for lending in 2025. This powerful conversation, moderated by Fintech Takes founder Alex Johnson, will unlock practical insights for navigating the next frontier of credit decisioning. ?? Tuesday, December 17th ? 2:00 PM ET / 11:00 AM PT Deep dive into: ?? Practical strategies for boosting coverage & conversion ?? Real-world implementation insights ?? Bank-grade compliance in the new regulatory environment ?? Infrastructure optimization for cash flow data Register now to secure your seat and to attend live to get your questions answered by the panel! Register here: https://lnkd.in/eNPdcG45 #CashFlowAnalytics #Fintech #OpenBanking #1033 #LendingInnovation

?? Thrilled to announce that Nova Credit has been named to the 2024 Deloitte Technology Fast 500?! "This recognition is important as the U.S. financial system embraces open banking. Our growth has been driven by proving that consumer-permissioned data can transform credit access,” said Misha Esipov, Co-founder and CEO of Nova Credit, “we've already unlocked over $20 billion in credit opportunities through our cash flow and alternative data solutions.” In 2025 and beyond, we're excited to accelerate our mission of building a modern credit infrastructure that works for everyone. With the CFPB's 1033 rule ushering in a new era of open banking, we're helping lenders harness consumer-permissioned data to make smarter, more inclusive credit decisions. Thank you to our partners and customers for trusting us on this journey, and congratulations to all the innovative companies on this year's list! ?? Read more about our Deloitte Technology Fast 500? feature here: https://lnkd.in/eEXFFdpR #DeloitteFast500 #FinTech #Innovation #NovaCredit #OpenBanking

Fraud is common in multifamily leasing and every year, causes millions of dollars in losses for property owners, according to a recent NMHC survey. Nova Credit's Akaash Gupta, Director of Partnerships, recently presented at the AppFolio #FUTURE conference to share with property managers advanced screening techniques that are helping leasing companies combat fraud and accelerate reviews. By leveraging source data in addition to document uploads, property managers are seeing reduced manual processes and time spent. Thank you for having Nova Credit AppFolio! We look forward to next year's conference. To learn more about how to avoid fraudulent renters, accelerate approvals and reduce tedious tasks in screening processes, visit?https://lnkd.in/evdGcPWK

Congrats Nicole for this well-deserved recognition.

Want to learn about proven and reliable ways to activate cash flow analytics within your organization today? Come speak with our cash flow analytics experts at Booth #11315 or sign up below. See you around and enjoy the conference! https://lnkd.in/dTBuSNnp

Ready to talk Open Banking and cash flow analytics at Money20/20? ?? Join Nichole Mustard, Credit Karma Co-founder and Fmr. Chief Revenue Officer, and Misha Esipov, CEO, Nova Credit, at Money20/20 as they take the stage in a session exploring what these applications mean for credit cards in the future. Add this session to your calendar and check out where to find us in Vegas ?? https://lnkd.in/dTBuSNnp

Open Banking is going mainstream in the U.S.!??? ?? ???? The CFPB’s 1033 Rule represents a monumental step forward for the U.S. financial ecosystem. By driving the adoption of Open Banking, cash flow underwriting, and innovation in data access, this regulation will benefit all stakeholders—banks, fintechs, and, most importantly, consumers. We are excited about the possibilities that 1033 presents, and we believe this regulatory milestone will provide more consumers with fair access to credit by accelerating the adoption of cash flow underwriting and other credit analytics use cases, which we are proud to support. Read our full response to 1033 here:?https://lnkd.in/gTUNJsD4

???? Excited to share that HSBC has expanded the use of the Nova Credit Platform to include Mortgages! ? After a successful first year serving HSBC’s global credit card business, we are proud to activate the Credit Passport to drive responsible growth within mortgage! We couldn't have asked for a better partner than HSBC to fuel our international expansion, from launching in Singapore to the UK. Seeing the Nova Platform leveraged to support financial access for newcomers across multiple geos and multiple verticals is what we set out to will into existence. The Nova Platform is quickly emerging as the industry's leading solution for unlocking alternative data to plug the gaps in the traditional credit bureaus. From Cash Flow Underwriting for loans for partners like SoFi, to powering newcomer acquisition for partners like Scotiabank and Rogers Bank, to now enabling mortgages with HSBC for people around the globe. Nova Credit continues to drive change in an industry very much in need of it. Come learn more about the many credit use cases powered by Nova's Platform Alternative at Money20/20! #hsbc #mortgage #credit #creditpassport?#money2020 https://lnkd.in/eB3JMiAt

?? KICKSTART your cash flow analytics journey at Money20/20! ?? ??? Monday, October 28 ? 8:30 AM - 10:30 AM ? Coffee & Conversation: Cash Flow Analytics Cash flow analytics is transforming the lending industry—so how do you get started and get the most lift? Join Chris Hansen (Nova Credit), Tim Hong (MoneyLion), and Richard Franks (PayPal) as they share strategies for getting started with minimal tech investment. This Q&A session will explore: ?? Low and no-code implementation options to drive fast impact ?? High-value use cases to maximize coverage & conversions ?? Affiliate channels to access consumer-permissioned data ?? Overcoming infrastructure and user experience challenges Seats are limited, so RSVP now for the last remaining spots ? https://lnkd.in/em8B6b8s #Money2020 #CashFlowAnalytics #Fintech #Underwriting #NovaCredit #lending