Northstar Financial Planning

Happy Thanksgiving from Northstar! As we gather with loved ones, we’re reminded of the importance of connection and the simple joys that make life meaningful. This holiday, we just want to say how thankful we are for you and for the trust you place in us every day. We hope your Thanksgiving is filled with good food, laughter, and the people who matter most. And regardless of whether you prefer the fruity or vegetable pies (pumpkin forever!!), here’s to cherishing the moments that truly count. Wishing you a warm, peaceful, and happy Thanksgiving! #GratitudeAndGrowth #ThankfulTogether #PumpkinForever

Happy Thanksgiving from all of us at Northstar Financial Planning! ?? Please note that our office will be closed on Thanksgiving Day and Friday, November 29th. Wishing you a joyous holiday filled with gratitude and celebration! ????

Register for today's webinar and don’t miss your chance to join a powerhouse panel of experts, including?Laura Gamache,?Renee Guidaboni,?Barbara Shegog,?Kate Morneau, and?Robin Young, as they share actionable tips to help you navigate life during and after divorce. In this one-hour session, you’ll gain insights on: Co-parenting during the holidays: Practical strategies to create harmony. Real estate decisions: Smart moves for buying, selling, or staying put. Year-end financial planning: Take control of your finances for 2024. Start the holiday season feeling empowered?with the knowledge to embrace your next chapter with clarity and confidence. ?Date: Tuesday, November 19th ?Time: 5:00–6:00 PM Space is limited—register now to secure your spot! Register now on Eventbrite:?https://lnkd.in/gwQvftGd Make this holiday season the start of a brighter, more confident future. #DivorceSupport?#nhevents?

Ask an Advisor: How Can I Build a Financial Team During a Divorce? Q: I'm going through a divorce and feeling overwhelmed by the financial complexities. Who should be on my financial team to help me navigate this? A: Divorce is not just an emotional process—it’s a significant financial transition that requires thoughtful strategy. Having the right financial team in place can make a world of difference in protecting your assets and preparing for your next chapter. At Northstar, we often advise building a team that includes: A Financial Advisor: We can help you create a post-divorce financial plan that ensures stability and security. This includes everything from managing investments to assessing your retirement strategy. Our focus is on helping you understand your financial position and how to navigate the future with confidence. A Divorce Attorney: Legal guidance is essential to protect your interests during negotiations. A good attorney will help you understand your rights and ensure that your financial settlement is fair and equitable. A Divorce Mortgage Specialist: If you’re keeping the family home or purchasing a new one, a mortgage specialist can assist with securing the right financing while considering your post-divorce financial picture. A Tax Professional: Taxes during and after a divorce can become complicated. A CPA can help you navigate the tax implications of asset division, alimony, and child support, ensuring you're not leaving any tax-saving opportunities on the table. Having the right experts by your side helps ensure your financial security as you move through this transition. Remember, with Northstar’s guidance, you’re never navigating this process alone. Have more questions? Reach out to us, and we’ll support you every step of the way. #DivorceSupport #FinancialGuidance #AskAnAdvisor #NorthstarPlanning

?????????????????? ?????????????? ???????????? ?????????????? ????'?? ?????? ??????????-?????? ?????????????????? We are thrilled to announce that Northstar Financial Planning has secured a spot again this year on the 2024 list of Top Women-Led Companies in New Hampshire by Business NH Magazine! It's a testament not just to our commitment to excellence, but to the undeniable impact and influence women-led companies have on the local economy. Being recognized in this esteemed category is both an honor and a reminder of the incredible strides women in business make every day. Grab the October issue of Business NH Magazine to see the full feature and celebrate the power of women in the business world! ????????????????? ?????????????????? ???????????????? ?????? ?????? ?????? ???????????????? ???? ???????????????? ?????? ?????????????????????????? ???? ????? ???????????? ?????????????? ?????? ???????? ?????? ???????????????? ???? ????? ???????????????? ???? ?????????????? ???????????????????? ???? ????? ????????????. ???? ?????????????????????? ?????? ????????????????? ???? ???????????????? ???? ???????????????? ?????????? ?????????????? ????? ??????????.

Are you a woman nearing retirement but feeling a bit uncertain about what’s next? If your busy schedule has kept you from planning ahead, you’re not alone—and you're not the only one feeling nervous, even if you're financially ready. ?? Your Concerns: For many, retirement isn’t just about dollars and cents. It’s about identity, purpose, and figuring out what comes after decades of work. The question, "What will I do with my time?" can feel overwhelming, even if you know you're financially prepared. You're not just planning a financial future; you're navigating an emotional shift as well. ?? How We Help: At Northstar, our Certified Financial Transitionist (CeFT?) skills come into play to help you with more than just numbers. We help you face the emotional side of retirement by working through your goals, desires, and even the fears that come with stepping into this next chapter. Together, we’ll craft a plan that reflects your unique aspirations and builds a roadmap to the life you’ve worked so hard to create. ? The Ultimate Benefit: You don’t have to face this transition alone. With Northstar, you’ll have the guidance and support to transform that uncertainty into clarity, and turn “What’s next?” into “Let’s do this!” Empowered with both the strategy and the confidence to enjoy your retirement, you can embrace your future without hesitation. Feeling ready to take that next step? Reach out and let’s connect! ?? Explore our comprehensive Retirement Planning Guide here: https://lnkd.in/ewaUaiu #WomenInRetirement #CeFTGuidance #RetirementConfidence #NextChapter

November is one of those months that feels packed with reasons to celebrate—and I’m here for all of them. Of course, there’s Thanksgiving, which I’m especially looking forward to this year. My family’s tradition of a long hike followed by a slice (or two) of pie is something I’ll never pass up! ???? But beyond the turkey and pumpkin spice, November also brings two other important days worth pausing for: Women’s Equal Pay Day and Talk Money Day. These days serve as gentle reminders of the bigger picture—that our financial well-being and equality are causes we need to champion year-round, not just when they're marked on the calendar. Women’s Equal Pay Day continues to shine a light on the importance of closing the gender wage gap. And while we’ve come a long way, there’s still work to be done. At Northstar, we're always here to help women, especially those navigating life transitions, feel empowered and confident in their financial decisions. Talk Money Day is another opportunity I cherish—because it encourages open, honest conversations about money. It’s a chance to address financial goals, challenges, and successes, whether within your family or with your trusted financial advisor. So, while November might seem like a month full of festivities and reasons to gather, it's also a great time to reflect, talk openly about money, and keep pushing for financial equality. Wishing you a November full of meaningful conversations and, of course, plenty of pie! ?? Robin #EqualPay #TalkMoney #Thanksgiving #NorthstarGuidance

We’ve all felt that rush of excitement when a big financial change happens—whether it’s a raise, inheritance, or new investment. But in these "honeymoon" phases, our emotions can cloud our judgment. Here are three common mental traps to watch out for: 1. Overconfidence Bias Feeling invincible after financial success? It’s easy to overestimate future earnings or spend more freely than you should. Solution: Stay grounded with a solid financial plan. Before making big moves, review your budget and long-term goals, and seek advice from a financial expert to keep overconfidence in check. 2. Future Discounting In the thrill of the moment, immediate gratification often wins over long-term planning. Solution: Automate your savings and investments to ensure you’re consistently building toward your future, even when tempted to prioritize short-term pleasures. 3. Confirmation Bias Once a decision is made, we often focus on information that validates it—ignoring potential risks. Solution: Regularly review your financial decisions with an advisor who can offer objective insights and help you maintain a balanced, thoughtful approach. Exciting financial changes are great, but it’s key to balance optimism with discipline. By recognizing these mental tricks, you can make smarter decisions that benefit you both now and in the long run. At Northstar Financial Planning, we help you navigate these changes while keeping your long-term goals in sight. Ready to make your financial decisions stick? We’re here to guide you every step of the way. Schedule a call: https://lnkd.in/e2ppsnPF Visit our website: https://northstarfp.com/ #FinancialPlanning #WealthManagement #FinancialPsychology #HoneymoonPhase

National Retirement Security Week is a great reminder of how vital it is to create a financial future that reflects your goals and dreams. Retirement isn’t just about saving money—it's about ensuring that the life you envision is well within reach when the time comes. Our Retirement Planning Guide is here to offer the insights and strategies you need to help secure that future. Inside the guide, you'll find: ● Smart Retirement Planning: Gain actionable strategies for building a retirement plan that balances growth with security, helping you reach your long-term goals. ● Retirement Account Breakdown: Learn the ins and outs of different retirement accounts and how to maximize their benefits for your specific situation. ● Sustainable Income Streams: Understand how to generate a consistent income in retirement while preserving your wealth for the years to come. Every step you take today contributes to a more secure and fulfilling retirement tomorrow. It’s never too late to refine your strategy and ensure your hard work pays off. ?? Explore our comprehensive Retirement Planning Guide here: https://lnkd.in/ewaUaiu Take charge of your retirement with clarity, purpose, and confidence! ?? #RetirementSecurity #PlanForTomorrow #FinancialWellness #NorthstarGuidance