Northern Arc Capital

???????????????? ?????? ?????????????? $???? ?????????????? ???????? ???????????????????? ?????? ?????? ???????????? ?????????????? ????????? We are thrilled to announce Northern Arc’s first ever Climate Fund secured $65 million debt commitment through its fund management arm, Northern Arc Investments IFSC Trust. The climate fund has secured $65 million in debt commitments that includes $50 million from the United States International Development Finance Corporation (DFC) and $15 million from OeEB, the official Development Bank of the Republic of Austria. Located in Gujarat International Finance Tec-City (GIFT City), the climate fund will extend debt financing to growth-stage companies operating in sectors such as commercial, industrial, and residential solar energy, energy efficiency, green buildings and materials, e-mobility, and sustainable agriculture. Additionally, it will focus on businesses innovating in the circular economy, water segment and adaptation technologies that seek to reduce environmental impact and promote long-term resilience. As an organization, we are committed to aligning our efforts with nine key UN Sustainable Development Goals (UNSDGs) under the United Nations' ‘2030 Agenda for Sustainable Development.’ The launch of the climate fund will enhance the focus on providing efficient, reliable access to debt finance to support UNSDG 13 – Climate Action by Fiscal 2030. We are excited to make a meaningful impact and fuel India’s transition to a greener economy and building a future where businesses, communities, and the environment thrive in harmony. #ClimateAction #ClimateFinance #SustainableDevelopment #GreenEnergy #CircularEconomy #NorthernArc

Northern Arc is proud to be at the Singapore Fintech Festival! We are delighted to be a part of this year’s Singapore Global Fintech Festival to showcase our data-driven proprietary technology platforms: Nimbus, nPOS, Altifi, and Nu Score that has empowered + 111 million lives and facilitated financing of ~INR 1.9 Trillion over the last 15 years. Our integrated technology platform, Nimbus, is a curated debt platform that enables end-to-end processing of debt transactions, including credit evaluation, data-driven risk analytics, generation of legal documentation and execution, to post-transaction compliance and monitoring. The comprehensive cloud-based API-enabled platform, nPOS, streamlines the loan process for partnership lending / co-lending by connecting banks and other financial institutions through a series of APIs, enabling partnership-based loan origination, underwriting, disbursement, and collection reconciliation. Nu Score, a cloud-based API-based tool enables real-time, data-backed risk assessment by providing a comprehensive view of borrower parameters, facilitating informed lending decisions. Altifi helps HNIs, mass affluent, retail investors and corporates access fixed income instruments such as bonds, debt securities, securitized instruments, which were previously available only to institutional investors. This end-to-end digital platform democratises debt securities and helps investors diversify their portfolio, earn returns and reduce exposure to market volatility. Raghavendra Bavirisetty will introduce and explain the features of Northern Arc’s cutting-edge technology solutions for financial institutions at SFF 2024! Please do visit us at booth no. 2B17 #NorthernArc #SingaporeFintechFestival #Fintech #EmpoweringLives

At Northern Arc, we remain dedicated to illuminating the financial futures of the underserved individuals and households. For the past 15 years, we’ve built a robust financial ecosystem—facilitating ?1.81 trillion in finance and impacting over 111 million lives. With a network of over 370 branches, 341 Originator Partners, and 53 Retail Lending Partners, we’re committed to creating opportunities and bridging financial gaps for all. Additionally, through the Northern Arc Foundation, we focus on uplifting rural communities and marginalized groups with dedicated CSR initiatives. Our efforts provide vocational training, educational programs, and workshops aimed at improving living standards. As we light up the skies this Diwali, let’s ignite possibilities for brighter, more inclusive futures. ? *as of September 30, 2024 #NorthernArc #Diwali #Fintech #EmpoweringLives

Northern Arc reported a ????% ??-??-?? ???????????? in Profit After Tax (?191 crore) in H1FY25. These achievements reflect our steadfast mission to providing ???????????? ???? ???????????? ???????????? ???? ?????????????????????? ???????????????????? ?????? ???????????????????? across India powered by ???????? ???????????????? ??????????????????, ????????-?????? ?????????????????????? ????????????????????, ???????????? ???????? ???????????????????? ?????????????????? and a ?????????????????????? ???????????????? ??????????. ?????? ???????????????????? ?????? ???????????? & ???????????? ? Pre-provision operating profit (PPoP) grew by 59% YoY to Rs. 387 Cr for H1FY25 and by 74% YoY to Rs. 212 Cr in Q2FY25 ? Profit after tax grew by 33% YoY to Rs. 191 Cr in H1FY25 and by 24% YoY to Rs. 98 Cr in Q2FY25 ? Lending Assets Under Management (AUM) grew by 22% YoY to Rs. 12,309 Cr ? Gross NPA ratio was 0.60% on September 30, 2024 ? Return on Assets improved by 16 bps YoY to 3.1% for H1FY25 ? Fresh Equity capital infusion of Rs. 500 Cr through IPO in Q2FY25 ? Return on Equity was 13.6% for H1FY25 ? Total capital adequacy ratio was 24.9% as on September 30, 2024 #QuarterlyResults #FinancialInclusion #NorthernArc #EmpoweringLives

As we continue to bridge the financial gap for underserved individuals and businesses by leveraging our pivotal strengths in proprietary data rich technology, deep sectoral expertise, robust risk management and a diversified business model, we are also dedicated to aligning our efforts with 9 key UN Sustainable Development Goals (UNSDGs) which form part of the ‘2030 Agenda for Sustainable Development’ adopted by the United Nations. ? Our initiatives contribute directly to the achievement of global targets set for 2030, which are ‘1-No Poverty’, ‘2-Zero Hunger’, ‘5-Gender Equality’, ‘7-Affordable and Clean Energy’, ‘8-Decent Work and Economic Growth’, ‘9-Industry, Innovation and Infrastructure’, ‘10-Reduced Inequalities’, ’13-Climate Action’ and ‘17-Partnerships for the Goals’. ? This United Nations Day let us pledge to amplify our efforts and inspire action toward these critical goals to promote inclusion and drive progress. ? #UnitedNationsDay #SDGs #GlobalGoals #FinancialInclusion #NorthernArc #Microfinance #ConsumerFinance #EmpoweringLives #InspiringInclusion

As we celebrate the triumph of hope and resilience, we are proud to share that at Northern Arc, we continue our mission of providing access to retail credit to the underserved households and businesses bridging financial gaps, and empowering communities. Over the last 15 years, we’ve built a diversified Lending, Placements, and Fund Management business, facilitating finance of over ?1.81 trillion and impacting more than 101.82 million lives, with the goal of empowering underserved households and businesses. Our journey has fostered a vibrant ecosystem of + 300 branches, 328 Originator Partners, 50 Retail Lending Partners, 1,158 Investor Partners, and 10 AIFs & 3 PMS funds powered by proprietary data-rich technology solutions, deep sectoral expertise, robust risk management, and a diversified business model that aims to create a financial ecosystem that empowers all. This Dussehra, let’s come together to spread the spirit of resilience and create opportunities for everyone. *as of March 31, 2024 #NorthernArc #Dussehra #fintech #empoweringlives #inspiringinclusion

???????????????? ?????? ??????????????'?? ???????????????????? ???? ?????????????? ???????????? ???? ???????????? ???????????? ?????? ?????? ?????????????????????? ?????????????????????? ?????? ???????????????????? ???????????? ???????????? ??????????????????????? ? Northern Arc reported a ????% ??-??-?? ???????????? in Profit After Tax (?93 crore) and a ????% ???????????????? ???? ?????????????? ?????? (?11,869 crore). These achievements reflect our steadfast mission to improve financial inclusion by providing ???????????? ???? ???????????? ???????????? ???? ?????????????????????? ???????????????????? ?????? ???????????????????? across India powered by ???????? ???????????????? ??????????????????, ????????-?????? ?????????????????????? ????????????????????, ???????????? ???????? ???????????????????? ?????????????????? and a ?????????????????????? ???????????????? ??????????. ? ?????????????????????? ???????????? ?????? ???????????? ? Pre-provision operating profit (PPoP) grew by 43% YoY to Rs. 175 Cr in Q1FY25 ? Profit after tax grew by 43% YoY to Rs. 93 Cr in Q1FY25 ? Gross NPA ratio was 0.47% on June 30, 2024, compared to 0.49% on June 30, 2023 ? Return on Assets was 3.1% for Q1FY25 compared to 2.8% for Q1FY24 ? Return on Equity was 14.7% for Q1FY25 compared to 13.3% for Q1FY24 ? Total capital adequacy ratio was 21.5% on June 30, 2024.? ? Lending Assets Under Management (AUM) grew by 32% YoY to Rs. 11,869 Cr ??Fund Management AUM was Rs. 2,770 Cr on June 30, 2024? ??Gross Transaction Volume grew by 38% YoY to Rs. 7,616 Cr for Q1FY25, of which, Disbursements grew by 79% YoY to Rs. 4,433 Cr ? Share of Direct to Customer loans has increased to 52% on June 30, 2024, compared to 45% on June 30, 2023 Northern Arc’s IPO listing on 24th Sept 2024, led to a ?????????? ???? ?????? ?????? ???? ???? ?????????? ???????????? ?????????????? which will further strengthen the capital position for propelling growth in our balance sheet coupled with the earlier capital infusion of ?382 Cr from prominent investors like #IFC.? ? We thank our partners, investors, and stakeholders for their trust and support as we remain committed to delivering value and enabling seamless access to credit for powering economic growth of India. ? #NorthernArcCapital #FinancialInclusion #EmpoweringGrowth #Q1FY25Results #IPO #CreditAccess #UnderservedMarkets

The launch of Northern Arc's IPO marked a significant milestone in our journey, paving the way for greater opportunities in providing access to credit for under-served businesses and households. Here is a note from the desk of our MD & CEO, Ashish Mehrotra, reflecting on this achievement and the road ahead. #NorthernArc #fintech #empoweringlives #inspiringinclusion #MSME #IPO #financialinclusion #accesstocredit

At Northern Arc, our mission is to bridge financial gaps and empower millions of underserved individuals and businesses across India with access to credit. This Gandhi Jayanti, we reaffirm our commitment to driving financial inclusion,creating pathways to financial freedom, and fostering economic resilience across the nation with our sectoral focus, data led proprietary tech stacks, robust risk management and diversified business models. As of June 30,2024, we have facilitated financing of over Rs 1.81 trillion that has impacted over 101.82 million lives across India. On this Gandhi Jayanti,let us commit to promoting access to retail credit that embodies the true spirit of freedom. #NorthernArc #GandhiJayanti #empoweringlives #inspiringinclusion #fintech #nbfc