NGI TALER的封面图片
NGI TALER

NGI TALER

金融服务

Horizon Europe project on building an innovative, privacy-friendly , FLOSS payment platform. Views are not from the EC.

关于我们

NGI TALER is funded as a pilot under the Next Generation Internet (NGI) initiative within the European Commission's Horizon Europe research funding program. It is operated by a consortium of 11 partners from 8 European countries with the mandate to roll out an innovative electronic payment system for the greater benefit of European citizens, merchants, and banks. More precisely, NGI TALER is coordinated by the Coding Theory and Cryptology group at Eindhoven University of Technology and has 10 more partners: ? Bern University of Applied Sciences (BFH), ? small for-profit (Code Blau GmbH, Taler Systems S.A., VisualVest), ? non-profit structures (petites singularités, E-Seniors Association), ? cooperative banks (GLS Bank, MagNet Bank), ? a philanthropic organization (Stichting NLnet) and ? a grassroots movement (Homo Digitalis). This payment system is different from current online payment methods, like credit cards or bank transfers, in that it offers privacy for the buyer: neither merchants nor banks can trace or link the payments. It is also a no-risk payment option for the merchant as there is no equivalent of fake or stolen credit cards, as payments are cleared and confirmed instantly. The payment system is socially, ecologically and fiscally responsible: it is not a new currency, there is no energy-consuming proof-of-work or proof-of-stake method and clearing is processed much faster than payments by credit cards. NGI TALER enforces transparency on the merchants so that states ensure that businesses can be held accountable for their income and pay their taxes. Under the hood, GNU Taler deploys state-of-the-art cryptography to achieve these features. The initial investment into the required infrastructure is low and the payment mechanism operates more cost efficiently than existing payment solutions, with lower transaction fees. This makes even micro-payments possible, creating an interesting and privacy preserving alternative revenue for publishers.

网站
https://taler.net/pt/ngi-taler.html
所属行业
金融服务
规模
2-10 人
类型
合营企业
创立
2023
领域
cryptography、payment solutions、privacy preserving solutions、legal compliance 、software development 、human rights、senior audiences和partnerships

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