Hallmark Abstract - Your Home For New York Title Insurance! You Buy Real Estate...We Protect It!

?? New York Homebuyers: Did You Know You Can Choose Your Title Insurance Provider? When buying a home, title insurance is one of the most important decisions you’ll make, yet most buyers don't realize they have the right to choose their own provider. Often, it’s left up to the attorney—without the buyer’s input. But here’s the thing: Not all title insurance companies are the same! ?? And doing your own due diligence could save you money, avoid shortcuts, and ensure stronger protection for your largest financial investment. Read the rest of the story in the article, “Top Reasons New York Homebuyers Can and Should Choose Their Title Insurance Provider”?? Read the article on LinkedIn here https://lnkd.in/eHTrDQsd #nychomebuyers #longislandhombuyers #nyhomebuyers #newyorkrealestate #newyorkhomebuyers #lirealestate #newyorkcityrealestate #consumerbehavior #titleinsurancenyc #titleinsurancelongisland #titleinsurancenewyork #nyctitleinsurance #longislandtitleinsurance #nytitleinsurance

Are Opportunity Zones A Game Changer for Housing Supply? The U.S. housing market has long struggled with supply shortages, leaving many communities with affordability challenges. While housing policy is mostly local, federal initiatives like Opportunity Zones (OZs) were implemented to spur development in economically distressed areas. Here are some of the results: ? From Q3 2019 to Q3 2024, OZs doubled the amount of new housing added to low-income communities. ? At a cost of $26,000 per new residential address, OZs have proven to be cost-efficient and geographically widespread. ? By leveraging capital gains tax incentives, OZs have successfully accelerated residential development in areas that needed it most. Why This Matters for Real Estate Investors & Developers - New Investment Opportunities – OZs continue to offer tax incentives that can drive profitable real estate projects. - Affordable Housing Expansion – Increased housing supply can ease demand pressures and support economic revitalization. - Data-Backed Growth – With proven results, OZs are an increasingly viable strategy for impact-driven real estate investments. Read the entire report from Benjamin Glasner, Adam Ozimek, and John Lettieri at the Economic Innovation Group using the link in the comments. ______________________________ Buying real estate in New York? Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It! #Homebuyers #EconomicOutlook #NYrealestate #LongIslandrealestate #NYCRealEstate #TitleInsurance #RealEstateAgent #RealEstateAttorney #MortgageBroker #OpportunityZone #HousingAffordability #ManhattanOpportunityZone #QueensOpportunityZone #BronxOpportunityZone #BrooklynOpportunityZone Citizens Housing & Planning Council Howard Slatkin

The Hallmark Abstract Service Newsletter Dropped Friday With These Great Stories! 1) Fear of Heights!...A man went from suffering with claustrophobia and a fear of heights to the cockpit of an F-16 fighter jet! Watch his story here https://lnkd.in/ejUXJGd3... 2) Fed Chair Powell Spoke Wednesday, And The Reaction Was A Drop In Treasury Yields As The Inflation-Recession Debate Rages On! Read more here https://lnkd.in/eqbTkq8q. 3) Will 6% - 7% 30-year mortgage rates persist throughout 2025? See the survey results here https://lnkd.in/e7vEGyVy. 4) Sebonack!...Is Playing At Sebonack Golf Club In Southampton, LI, Nestled Between Shinnecock Hills And National Golf Links, On Your Golf Bucket List? Maybe we can help! Read more here https://lnkd.in/e833nTQQ ______________________________ Buying real estate in New York? Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It! #HomeBuying #HousingMarket #GolfLife #LuxuryLifestyle #BucketList #GolfCourse #Investing #MarketTrends #CommercialRealEstate #CRE #Homebuyers #EconomicOutlook #NYrealestate #LongIslandrealestate #NYCRealEstate #TitleInsurance #RealEstateAgent #RealEstateAttorney #MortgageBroker #LongIslandgolf

An Earth-Based Workaround for NYC’s Local Law 97? While it’s doubtful many buildings could or would take up the effort described below, it is one more way to comply with NYC regulations. As NYC buildings race to slash carbon emissions, one Coney Island development is proving that geothermal energy might be the future of sustainable real estate. Just off the boardwalk, this new apartment building features all the modern perks—heated outdoor pool, library, and a penthouse lounge with breathtaking views of the Verrazano Narrows Bridge. But its most remarkable feature lies underground: 153 geothermal wells drilled deeper than the Statue of Liberty is tall! By tapping into the earth’s constant 50-60°F temperature, this all-electric system eliminates the need for gas-fired heating and cooling. In the winter, it extracts warmth from the ground. In the summer, it redirects heat back into the earth. The result? Reduced energy costs, improved efficiency, and a major reduction in carbon emissions. Why This Matters for NYC Real Estate: ? Helps buildings comply with Local Law 97 (carbon emission caps). ? Unlocks financial incentives from the Inflation Reduction Act, NY State, and utility companies. ? Reduces long-term operating costs. ? Future-proofs assets by moving away from fossil fuels. While drilling can be challenging in New York City’s dense urban landscape, incentives and advancements in geothermal technology are making it more viable than ever. Could geothermal heat pumps be a game-changer for NYC’s multifamily buildings, condo boards, and commercial landlords looking to decarbonize? Thanks to Samantha Maldonado at The City for a great article! ______________________________ Buying real estate in New York? Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It!

The Third Annual Real Estate Gala! Hallmark Abstract Service CEO Mike Haltman is honored and thrilled to have been invited to what's been called the commercial real estate event of the year! Hosted by Bob Knakal and Don Tepman, this Black Tie and Red Carpet event will take place on May 1st in New York City's Hudson Yards. Special thanks to the event sponsors Crexi, Trepp, Inc., Placer.ai, and Agora RE!

Fed Chair Powell Spoke Yesterday, And The Reaction Was A Drop In Treasury Yields As The Inflation-Recession Debate Rages On! The Federal Reserve stood pat yesterday but signaled the potential for two cuts in the fed funds target rate later in the year. Some of the questions remaining in commercial real estate financing include the following… ??Will banks ramp up balance sheet lending in 2025?? ? Could lower long-term rates make debt cheaper for multifamily and industrial?? ? Will private debt continue to dominate in a world where investors chase yield? On the economic front, questions revolve around… ? Weaker-than-expected jobs growth and consumer spending ??Rising concerns over recession risk after macroeconomic data softens ? The federal debt crisis could push borrowing costs even higher ? Trump’s tariff agenda is fueling inflation fears while disrupting supply chains Where do we go from here? Keep an eye on the 10-year treasury yield for clues! ______________________________ Buying real estate in New York? Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It! #MortgageMarket #Fed #JeromePowell #Homebuyers #RealEstateMarket #EconomicOutlook #FedMeeting #Volatility #NYCrealestate #LongIslandrealestate #TitleInsurance #PrivateMoney #BankLending #RealEstateAgent #RealEstateAttorney #MortgageBroker #CMBS

The Mortgage Market Breathlessly Waits For Today’s Jerome Powell Press Conference! The Fed leaving the fed funds rate unchanged is considered to be a given, but what Fed Chair Powell says during his comments and Q&A after the rate announcement will likely move both stock and bond markets. And these moves have the potential to be extreme in one direction or the other. So the question is what the Fed Chairman’s thoughts will be about economic strength, the impact of tariffs, how the inflation fight is going, the strength of employment, and more! Fed Rate Decision: 2:00 PM EST Jerome Powell Press Conference: 2:30 PM EST Tune in! ______________________________ Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It! #Mortgage #Fed #FedChairJeromePowell #BondMarket #Homebuyer #RealEstate #Stocks #FixedIncome #CostofLiving #Economy #FederalReserveMeeting #MarketVolatility #NYCrealestate #LongIslandrealestate #RealEstateAgent #RealEstateAttorney #MortgageBroker

From Fear to Fighter Pilot—Waldo Waldman on the Do You Ever Wonder Podcast! How does a kid with a fear of heights and claustrophobia become an F-16 fighter pilot flying 65 combat missions? And what does that journey teach about leadership, resilience, and teamwork in business? In this high-impact episode of Do You Ever Wonder, Waldo Waldman, MBA, CSP, CPAE, aka The Wingman, breaks down: ? How to build trust & accountability in high-stakes environments ? The fighter pilot mindset for business & sales success ? Creating a culture of courage, preparation & execution ? Why "Never Fly Solo" is the key to elite performance Waldo is a Hall of Fame Speaker, bestselling author, and corporate leadership expert who helps companies achieve the highest levels of resilience, teamwork, and trust. ?? Watch the episode here ?? https://lnkd.in/eHTm3-xz ______________________________ In the meantime... New York Real Estate Buyers Need To Build a Trusted TEAM Of Professionals Around Them! Hallmark Abstract has you covered with vetted attorneys, mortgage brokers, real estate agents, and more. Just ask us at [email protected]. In addition, while it’s not widely known, you have the right to choose your title insurance provider! Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It! #PeakPerformance #MentalToughness #SuccessMindset #FearlessLeader #BusinessCoach #SuccessCoach #OvercomingObstacles #TitleInsurance #RealEstateAgent #RealEstateAttorney #MortgageBroker #NYCREalEstate #LongIslandRealEstate

Will 6%→7% 30-Year Mortgage Rates Persist Through 2025? The results of a ResiClub survey of consumers are that this range is the consensus among 73% of those asked to predict. If correct, and their guess is likely no better or worse than the experts, the question is whether sellers holding low-rate mortgages will be compelled to sell, and will buyers waiting for a 5-handle on mortgage rates capitulate to these rates being the new normal? Only time will tell! ______________________________ In the meantime... New York Real Estate Buyers Need To Build a Trusted TEAM Of Professionals Around Them! Hallmark Abstract has you covered with vetted attorneys, mortgage brokers, real estate agents, and more. Just ask us at [email protected]. In addition, while it’s not widely known, you have the right to choose your title insurance provider! Learn why title insurance companies are NOT all the same in the Hallmark Abstract guide here https://lnkd.in/eHTrDQsd. Earning Your Trust, One Transaction At A Time! Hallmark Abstract Service…You Buy Real Estate, We Protect It! #mortgagerates #inflation #costofliving #personalfinance #titleinsurance #longislandrealestate #nycrealestate #nyrealestate #realestate #residential #realestateagent #realestateattorney #mortgagebroker

Elevate Your Brand While Supporting a Life-Saving Mission! Attention business owners, marketing professionals, and C-Suite executives—here’s a unique branding opportunity that puts your company in front of high-level decision-makers while supporting an incredible cause! Donate your branded golf balls for the 15th Annual Heroes To Heroes Golf Classic on July 21st at The Seawane Club on Long Island! Why This Opportunity Matters: ?? Your brand in the hands of top professionals—CEOs, attorneys, CPAs, real estate leaders, and finance executives ?? Exposure to high-value industries including commercial & residential real estate, law, finance, and accounting ?? Align your company with a meaningful mission—supporting combat veterans, mental health, suicide prevention, and faith-based healing This event isn’t just about golf. It’s about making a real impact on veterans suffering from moral injury, helping them find healing through reconnection to faith, spiritual reawakening, and peer support. Ten-day journeys to Israel along with IDF soldiers facing similar struggles play a huge role in the one-year program’s healing process! Learn more about this mission: Read my article: Invisible Wounds Kill here https://lnkd.in/eYz5Aj9c ?? Interested in donating branded golf balls, sponsoring, or simply learning more about the Heroes To Heroes mission? Let’s connect! Leave a comment, send me a message, or use my contact information below. ?? Mike Haltman, Board Chair Heroes To Heroes Foundation CEO, Hallmark Abstract Service ?? [email protected] ?? (516) 741-4723 #Branding #Marketing #Golf #Pickleball #SocialResponsibility #Veterans #SuicidePreventionAwareness #LeadershipSkills #Entrepreneurs #CharityGolf #Spirituality #Faith #Israel #PeerSupport #TitleInsurance #LongIsland #NewYorkCity #Law #CPA #CSuite #Healing #Military