New Dimensions Federal Credit Union

Big journeys begin with small steps. How can we help you achieve your financial goals?

Today, we pause to reflect on the blessings in our lives, big and small. Thanksgiving is more than a holiday; it’s a reminder to slow down and appreciate the people and moments that bring joy, love, and meaning to our days. Wishing everyone a day full of warmth, joy, and togetherness. What are you thankful for this year? Share your thoughts below—let’s spread the gratitude!

Did you know that Credit Union’s are Member-Owned? Why Should You Consider a Credit Union? Choosing where to manage your finances is a big decision, and credit unions offer unique benefits you might not find at traditional banks. Here’s why New Dimensions FCU might be the right fit for you: - Member-First Focus: Unlike banks, which prioritize shareholder profits, credit unions like New Dimensions FCU are member-owned. This means every decision we make is geared toward benefiting our members—not distant shareholders. - Stronger Communities: At New Dimensions FCU, we’re not just about transactions; we’re about transformation. Our mission includes helping build stronger, more financially empowered communities. We actively support local causes, financial education, and community needs. - Personalized Service: You’re more than just an account number here. Our team is dedicated to understanding your unique financial goals, and we work closely with you to offer guidance that aligns with your needs. - Financial Benefits to Members: Because we’re a not-for-profit institution, we give back to our members in ways that help them reach their financial potential: -- Higher Savings Yields: Enjoy better returns on your savings accounts compared to traditional banks. -- Lower Loan Rates: We aim to provide competitive loan rates, which can save you money over time. -- Fewer and Lower Fees: By keeping fees minimal, we help you keep more of your hard-earned money. -- Flexible Lending Options: Our individualized approach to lending means we can work with members in ways that make sense for their specific financial situations. Consider joining New Dimensions FCU and experience the difference of a financial partner that’s committed to your success and our community’s well-being.

Smart Holiday Shopping: How to Save Big and Stay on Budget As the holiday shopping season approaches, it's more important than ever to stay mindful of your budget, especially with rising costs of goods and food. To help you navigate this busy time, we’ve put together some practical tips based on the three W’s of smart shopping: Who: Start by making a complete list of everyone you plan to buy gifts for, including any upcoming events that may require a present. Also, consider any gatherings or holiday parties you're hosting and make sure to include any necessary supplies or hostess gifts in your plans. What: For each person or event on your list, decide what you’d like to buy and set a spending limit for each gift or item. Don’t forget to factor in extra costs for holiday hosting essentials, like food, decorations, or special attire. Where: Compare prices from various retailers—both in-store and online—so you can score the best deals. Be sure to check if price matching is available to ensure you’re getting the lowest price possible. By following these simple tips, you can stick to your holiday budget without sacrificing the joy of giving. Need help organizing your holiday budget? Contact us at [email protected] or call (207) 660-6267 to schedule an appointment. We're here to help you make the most of your holiday spending this season!

Meet James, a small business owner focused on growth! Whether it’s cash flow management or expansion, James relies on us for the tools to succeed. Follow his journey with us as we help him navigate his business and life balance and planning. ???? #SmallBusinessSuccess

Why don't you check out our latest Newsletter? This month, we’re bringing you exclusive CD specials, holiday loan offers, and ways to give back to the community. Stay informed and get ahead this season with New Dimensions FCU!

Did you know that only 66% of Americans voted in the last presidential election? Please vote on November 5th! Your participation helps shape the future of our community, so take a moment to make your voice count at the polls.

And the winner is... Pumpkin #7, painted by Sandy A. from our Compliance Department! Thank you to everyone who voted! Keep up that momentum and VOTE this Tuesday, November 5th!

Did You Know? Halloween Safety Tips for a Fun & Safe Night! ?? ? Halloween is upon us, and as we prepare for spooky fun, keeping safety top of mind is essential! Here are some simple tips to ensure that everyone—kids, teens, and even adults—has a memorable, safe Halloween experience. ·????????Light Up the Night- Did you know that carrying a flashlight or glow sticks can make a huge difference in visibility? A little light can help trick-or-treaters spot hazards, be more visible to drivers, and avoid getting lost in the crowd. ·????????Choose Costumes Wisely- When picking out Halloween costumes, opt for bright colors or add reflective tape to darker costumes. Masks can restrict vision, so makeup is often a safer choice. If a mask is a must-have, make sure it's well-fitted and allows full visibility and breathing. ·????????Stay on the Path- Did you know that staying on sidewalks and crosswalks reduces the risk of accidents? Kids and adults should stay in well-lit areas, use marked crosswalks, and avoid cutting through yards, where unexpected obstacles may trip you up. ·????????Candy Check is a Must- It’s always fun to dig into Halloween treats, but it’s also important to inspect them first. Make sure wrappers are intact, avoid homemade treats from unknown people, and discard anything suspicious or open. ·????????Safe Driving Alert- Drivers, did you know that Halloween evening is one of the riskiest times for pedestrians? Be extra cautious, especially in residential areas. Keep speeds low, stay alert, and expect the unexpected, as excited trick-or-treaters may dart across the road. ·????????Travel in Groups- Halloween is more fun—and safer—with friends! Encourage kids and teens to stay in groups and always keep an adult or responsible chaperone nearby. When everyone sticks together, there's less chance of getting lost or wandering into unfamiliar areas. ·????????Plan Your Route- Did you know that pre-planning your route can make Halloween night easier? Map out a trick-or-treat path in familiar, well-lit neighborhoods, and set a meeting spot in case anyone gets separated from the group. By following these simple Halloween safety tips, we can all enjoy the night with peace of mind and plenty of treats. Stay safe, be spooky, and have a fantastic Halloween!

Vote for your favorite painted pumpkin! Cast your vote in the comments below. The winner will be announced on Halloween!!