IRA vs. a 401(k) Both 401(k)s and IRAs — including Roth IRAs — have valuable tax benefits, and you can often contribute to both types of accounts. The contribution limit for 401(k)s is $23,000 in 2024 ($30,500 for those age 50 or older). The limit for IRAs is $7,000 in 2024 ($8,000 if age 50 or older).
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IRA vs. a 401(k) Both 401(k)s and IRAs — including Roth IRAs — have valuable tax benefits, and you can often contribute to both types of accounts. The contribution limit for 401(k)s is $23,000 in 2024 ($30,500 for those age 50 or older). The limit for IRAs is $7,000 in 2024 ($8,000 if age 50 or older).
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