?? New from Ned: Cash Flow Amidst the Credit Crunch, Part III Scaling Small-Ticket Loan Programs in a High-Cost Economy - High rates. Inflation. Margin pressure. Tariffs. The economic moment is clear—and it’s pushing lenders to rethink how they serve small businesses. In our latest white paper, we explore the trends we believe will define SMB lending in 2025 and beyond: ?? Working capital loans are getting smaller ?? Larger lenders are moving down market ?? Cash flow is replacing credit scores ?? Fintechs, SaaS platforms, and nonbanks are embedding capital ?? Infrastructure—real-time, automated, borrower-facing—will separate those who scale from those who stall This is a reshuffling moment. We wrote this paper to help lenders act on it. ?? Read the full report: link in the comment #SMBlending #InterestRates #CashFlowLending #EmbeddedFinance #NedInfrastructureWeek #Fintech #LendingInnovation #Justeconomy
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