McMichael Taylor Gray, LLC

MTG Partners January Taylor, Adrian Jacobs, and Annalise Hayes DeLuca really kicked up dust at the Houston Rodeo with friends this past weekend. It’s always a thrill to saddle up for some fun and corral quality time with precious folks.

MTG Partner Diana Theologou opens up about being a first-generation American alongside her husband. With her roots deeply embedded in Scotland and her husband's in Greece, their union brings together a vibrant mix of Scottish and Greek cultures. The dynamic blend of these two rich heritages makes their family gatherings exceptionally lively and enjoyable.

MTG's January Taylor is set to attend the exclusive ALFN Executive Leadership Summit at the Ritz Carlton in Santa Barbara, CA, from March 20th to 21st. She is eager to engage and collaborate with leading industry professionals from around the country to collectively shape the future of the industry.

Here's a charming legal limerick to lift your spirits as St. Patrick's Day draws near! There once was a saint named St. Pat, Whose doctrine was sharp, that's a fact. With a shamrock in hand, He made a grand stand, And the snakes had no grounds to combat.

Ah, Daylight Saving Time, our biannual foray into clock adjustments! Here's a gentle reminder: at 2 a.m. on Sunday, March 9, we will swiftly move one hour forward, transitioning from 2 a.m. directly to 3 a.m. Indeed, this means sacrificing an hour of sleep—or potentially an hour of Netflix. However, you'll gain an additional hour of evening sunlight, perfect for those who enjoy longer days. Please remember to update your alarms accordingly, or better yet, let your smartphone manage the change automatically, because really, who adjusts clocks manually anymore? Welcome to the future—or is it a blast from the past? ??????

We’re #hiring. Know anyone who might be interested?

?? Congratulations ??Erika L. for being awarded?MTG's Team Member of the Month! Thank you for modeling the MTG Core Values of?Excellence, Integrity, Honesty, & Respect. We're lucky to have you on our team! #wearemtg

Legislation was proposed in the State of Maryland to address alleged “Zombie” Mortgages. The proposed legislation provided that if no payment has been made for 5 years, periodic statements must be sent for twenty-four (24) months prior to filing a foreclosure.?There is a distinguishment that prior to October 1, 2027, a lender must have sent 10/1/2027 you have to have sent “loan-related correspondence” during each billing cycle for the last 24 months OR a notice 90 days prior to docketing in addition to the Notice of Intent to Foreclose 45 days prior to docketing.?Additionally, the proposed legislation specifically provided that if no payment has been made within five (5) years the borrower may raise a Laches defense.?The proposed legislation did not provide for any deadline for the borrower to raise the defense and further provides that upon raising a Laches a Defense the Court may “Order any relief the Court considers to be appropriate.” Fortunately, the legislation was “killed” in the Senate.?As a result, we no longer need to worry about this issue for now. Unfortunately, this is still a central issue raised in many litigated files. We will continue to vigorously defend our clients as it relates to this issue and are pleased that the matter is no longer subject to legislation in Maryland at this time. If you have any questions about this post or any other related matters, please feel free to reach out to Diana Theologou ([email protected]). To discuss partnership opportunities please contact Rosalie Escobedo, J.D. ([email protected]). This transmission is for informational purposes only and may not reflect the most current legal developments or address your specific legal needs. While the information provided is about legal issues, it should not be construed as legal advice on any subject matter and is not to be relied upon as such. We disclaim all liability for actions taken, or not taken, based on any information provided in this transmission. For a detailed review or legal analysis as it pertains to a specific matter, please reach out to Diana C. Theologou or to ([email protected]). ?

Congratulations on your 5-Year Work Anniversary, Katrinia White! We are immensely grateful for your commitment, dedication, and relentless effort over the years.

We are thrilled to announce that MTG's January Taylor and the Honorable Ted Tozer have been appointed to the AISLE Advisory Board! #MTG #IndustryLeadership #AISLE #Law #Board