Mountain West IRA: The Ultimate Retirement Machine

?? Simplify Retirement Planning for Your Small Business ?? Looking for an easy, cost-effective way to offer retirement benefits to your team? A SIMPLE IRA might be the perfect solution! Designed for businesses with 100 or fewer employees, this plan combines flexibility and ease of administration while providing tax-deferred growth opportunities. ? Why Choose a SIMPLE IRA? ?? Tax-deferred savings for employees & employers ?? Easy to set up and manage—minimal paperwork required ?? Diverse investment options, from real estate to precious metals Attract and retain top talent with a streamlined retirement plan tailored to your business's needs. ?? ?? Contact Mountain West IRA or visit our website to learn more about SIMPLE IRAs today! #SmallBusiness #RetirementPlanning #SIMPLEIRA #EmployeeBenefits

?? Expand Your Retirement Portfolio with Real Estate through a Self-Directed IRA Self-Directed IRAs (SDIRAs) open the door to unique investment opportunities, and real estate is a standout option! From residential properties to vacant land, the possibilities are vast. ???? ? Invest in domestic or international properties. ? Choose residential, commercial, or even vacation rentals (for investment only). ? Explore single-family homes, multi-unit properties, or undeveloped land. ?? Key Rules to Remember: No personal or family use of the property. All income and expenses must flow through the IRA. ?? Ready to diversify? With expert guidance, you can stay compliant and make the most of this powerful strategy. Learn more about using SDIRAs for real estate today! ??? This post is for informational purposes only. Consult your financial advisor for personalized advice.

?? Financial Secrets from Expert Savers! ?? Ever wonder how some people are just great at saving for big goals? Here are a few tricks they use: 1?? Set Goals & Visualize – Picture what you’re saving for, whether it’s retirement, a vacation, or your kids' college fund. Use a dream board or tracker! 2?? Review Monthly Statements – Spot hidden expenses that can be cut, like unused subscriptions. 3?? Try a “Buy Nothing” Challenge – Resist spending on non-essentials for a set time; you’ll be amazed at the savings! 4?? Plan Ahead – Build an emergency fund so you’re less tempted to dip into retirement savings. 5?? Don’t Spend Raises – Save bonuses in a retirement account instead of increasing spending. Boost your future with a self-directed IRA and explore more flexible investment options. Mountain West IRA can help you take control of your financial journey! ?? This is for informational purposes only. Please consult with a financial advisor.

?? Self-employed or own a small business with no employees? A Solo 401(k) could be your perfect retirement solution! With high contribution limits, tax advantages, and flexible investment options, a Solo 401(k) allows you to maximize your savings and reduce taxes. Whether it's boosting contributions, making Roth or pre-tax contributions, or borrowing against your account, this plan gives you ultimate control. Ready to elevate your retirement game? Talk to your financial advisor about how a Solo 401(k) could work for you! For informational purposes only. Consult a professional for personalized advice.

Planning for retirement? Here are 3 must-know essentials to help maximize your IRA benefits, especially if you have a self-directed IRA (SDIRA): 1?. RMDs: Required Minimum Distributions kick in at age 73. Missing them can trigger penalties, but new SECURE Act rules may reduce the impact if you act quickly. 2. Accurate Asset Valuation: For those holding real estate or alternative assets, ensuring fair market valuations is key. This is crucial if you’re taking in-kind RMDs. 3?. Estate Planning: Make sure your IRA beneficiary designations are up to date—they override your will and can help avoid probate hassles for your heirs. ?? Learn more about navigating these crucial steps for a secure retirement, and always consult a financial advisor to personalize your plan.

?? Unlock the Power of Your Individual (K) Plan! ?? Got an Individual (K) plan? Here’s how to take full advantage of it: Tax-Free Loan: Borrow up to $50k for any purpose! Diverse Investments: Real estate, private stock, joint ventures & more. Checkbook Control: Fast access to your funds, no LLC needed! Creditor Protection: Enjoy strong protection, even in bankruptcy. Leverage Real Estate: Use non-recourse loans without UDFI/UBIT taxes! Maximize your retirement savings with flexibility and control. ?? Consult a financial advisor for personalized guidance. #RetirementPlanning #IndividualK #FinancialFreedom #InvestSmart #SelfDirected

?? Roth IRA Contribution Reminder! ?? Haven't contributed to your Roth IRA for 2024? You can still do so until Tax Day 2025, if eligible! ?? Contribution Deadline: April 15, 2025 ?? Contribution Limit: $7,000 ($8,000 if you're 50+). Applies across all your Roth and Traditional IRAs combined! ?? Eligibility: Income limits apply based on your Modified Adjusted Gross Income (MAGI). The higher your income, the lower your contribution. Consult a tax pro to maximize your benefits! #RetirementPlanning #RothIRA #TaxTips #FinancialGoals #InvestingForTheFuture

?? Have You Updated Your Beneficiary Designations Lately? ?? Your will or trust may not cover all your assets! Retirement accounts, annuities, and life insurance policies are passed directly to the person listed on your Beneficiary Designation Form—no matter what your will says. ?? Remember the Supreme Court case Hillman v. Maretta? A simple oversight led to assets going to an ex-spouse instead of the current one. ?? ? Keep your intentions clear and avoid probate by updating your beneficiaries after life changes like marriage or divorce. It’s quick and easy! #EstatePlanning #Retirement #FinancialTips #BeneficiaryDesignations (Disclaimer: This post is for informational purposes only. Please consult a financial advisor for personalized advice.)

Unlock the potential of your retirement with a Self-Directed IRA! ??? Many investors don’t realize they can use their IRA to invest in more than just stocks and bonds. With a Self-Directed IRA, you can explore opportunities like real estate, private businesses, precious metals, and more! Take control of your financial future and diversify your portfolio with non-traditional assets that fit your goals and knowledge. Ready to explore new ways to grow your retirement savings? ???? #SelfDirectedIRA #RetirementPlanning #Diversify #FinancialFreedom #InvestSmart #NonTraditionalInvestments

?? 4 Key Things You Should Know About Roth 401(k) Accounts ?? Tax Treatment: Pay taxes now, enjoy tax-free withdrawals later! Ideal for those expecting higher tax rates in retirement. Contribution Limits: Generous limits allow up to $23,000 annually (plus an additional $7,500 if you're 50+). Employer Matching: Matches go into a traditional 401(k), so plan your tax strategy accordingly. No RMDs Starting 2024: Thanks to SECURE 2.0, you can now let your Roth 401(k) grow tax-free indefinitely, just like a Roth IRA. Maximize your retirement savings with a Roth 401(k)! ?? #RetirementPlanning #TaxFree #Roth401k Consult a financial advisor for personalized advice.