Mortgages & More, LLC

Why Regular Home Maintenance Is More Than Just a Chore: Owning a home is huge and one of the most valuable investments many of us will ever make. Like any valuable asset, your home requires care and upkeep to ensure it stays in great condition, retains value, and remains a safe, comfortable haven. https://dlvr.it/TGJXCV

Top 5 Mortgage Types for Homebuyers: When you're preparing to buy a home, choosing the right mortgage is one of the most important decisions you'll make. With so many options available, it can be challenging to know which type best suits your needs. Each mortgage type comes with unique advantages and understanding them can help you achieve your homeownership goals in a financially sustainable way. https://dlvr.it/TGHS6L

Tips for a More Productive and Comfortable Home Office Space: As remote work continues to progress, having a well-designed home office is more than just a luxury, it has become a necessity. https://dlvr.it/TGGPqS

What’s Ahead For Mortgage Rates This Week – November 18th, 2024: With the release of the latest CPI and PPI data, inflation has increased month-to-month for the first time since March, marking the first rise in over seven months. The Federal Reserve has reiterated its goal of reducing inflation to a 2% target within a year. While this development doesn't necessarily indicate an imminent interest rate hike, it suggests that current rates may remain unchanged for an extended period. Earlier optimism about a potential rate cut by the end of the year has significantly diminished in light of recent inflation figures and economic data. However, Retail Sales data presents a more positive outlook, showing continued economic growth ahead of the holiday shopping season. https://dlvr.it/TGFP0G

Understanding the Difference Between Mortgage Brokers and Mortgage Lenders: This is where understanding the difference between a mortgage broker and a mortgage lender can help. Both play essential roles in the home loan process, but they function in very different ways. Let's break it down so you can determine which path might work best for you when seeking mortgage financing. https://dlvr.it/TGC2rG

How Women Can Navigate the Path to Ownership with Confidence: Whether you're already envisioning your dream home or just starting your search, navigating the homeownership journey as a single woman comes with unique considerations. Here are some essential tips to help you approach the process with clarity, confidence, and a solid strategy. https://dlvr.it/TG9zbS

Understanding the Components of Your Monthly Mortgage Payment: If you're new to homeownership, you might be wondering exactly what makes up the mortgage payment you're sending each month. Beyond just the loan amount itself, there are several different components that all factor into your monthly mortgage payment. https://dlvr.it/TG8vNq

What’s Ahead For Mortgage Rates This Week – November 12th, 2024: This week, the Federal Reserve's preferred inflation data was released, and the results met expectations. This, along with recent GDP estimates, employment reports, and personal income/spending figures, paints a stable economic picture. It suggests that we may be on track for the Federal Reserve's next round of rate cuts. The Federal Reserve has consistently stated its 2% inflation target and current figures show inflation at 2.1%. This indicates that a 'soft landing' for the economy could be within reach. https://dlvr.it/TG7zFk

Supporting Veterans on Their Path to Homeownership And Honoring Our Heroes: Thank you, veterans, for your service, courage, and the legacy you continue to inspire. https://dlvr.it/TG6mqC NMLS2323345

How Mortgages Compare To Other Loans: Planning to buy a home, finance a car, or cover unexpected expenses? Many loan options exist to help you achieve your financial goals, but choosing the right one can be challenging. https://dlvr.it/TG4NSW