Mortgage Banker Magazine

The story of the infrastructure problems in #mortgage and #mortgageservicing and who gets the short end of the stick (#consumers and my beloved, #servicingoperators and #defaulthumans) is not new. The question is who is willing to do the work to orchestrate real #change. Honored to hit pages with the spectacular nerdism of Seth Sprague, CMB and Michael S. Waldron. In the words of Bill Bymel -- there's just gotta be a better way. Mortgage Banker Magazine CMG Financial Aspen Grove IndustryVault

This month’s issue of Mortgage Banker Magazine goes behind-the-scenes on CMG Financial's investment in building a de novo, in-house servicing platform that marks a paradigm shift for the lender and the industry. Also inside: FHFA researchers warn about decades-long impacts from mortgage rate lock-in effects, Ross Mortgage Corporation CEO Tim Ross talks tough decisions in a tough market and preparing to step aside, how Basel III capital requirements could upset warehouse lending's funding structures, why lenders and communities must unite for affordable mortgages, and more! Read the digital edition: https://bit.ly/3Zs8wx7 #mortgagenews #mortgageprofessional #mortgagebankermag Ryan Kingsley

This month’s issue of Mortgage Banker Magazine explores how a plucky, California retail shop went fully delegated in less than a year in the worst market in decades and a government-sponsored hazard insurance model could solve the escalating homeowners insurance crisis. Also inside, how the constant parading of Federal Reserve officials exerts enormous influence on mortgage rates, the potential supply impacts should interest rates drop, more homebuyers thinking like investors, and more! Read the digital edition: https://bit.ly/4cWVM54 #MortgageBankerMag #mortgageprofessional #nmpnews #mortgagenews #mortgagebanker

This month’s issue of Mortgage Banker Magazine explores how a data-driven theory of redlining undermines fair lending enforcement, strategies and loan programs, and pending legislation that puts trigger leads on the chopping block. We also examine how far the Federal Reserve can take its policy of quantitative tightening, the rising default risks for servicers in the wake of escalating climate change, how to make cost management a company-wide conversation, and more! Read the digital edition: https://bit.ly/4bVmDhI #mortgagebankermag #nmpmag #mortgageprofessional

This month’s issue of Mortgage Banker Magazine explores how different approaches to automated underwriting revolutionize mortgage originations, creating efficiencies, building out markets, and eliminating risks. We also examine how cloud-based systems allow lenders to save their servicing, the yield curve is playing by its own rules, “higher rates for longer” complicate rate-reduction strategies, and more! Read the digital edition: https://bit.ly/44JjoqZ #mortgagebankermag #mortgageprofessional

This month’s issue of Mortgage Banker Magazine explores how Geneva Financial LLC’s Aaron VanTrojen makes producers accountable for profitability, protecting their ability to originate in down markets. We also examine how conventional wisdom around recessions needs questioning, new credit scoring models upend decades of GSE underwriting, non-performing loan sales since 2014, and more. Read the digital edition: https://bit.ly/3xwBeBa #mortgagebankermag #mortgageprofessional #mortgagenews

Discover in this month’s Mortgage Banker Magazine how the landscape of lending is being reshaped by regulatory challenges and the nuanced demands of #fairlending practices. Dive into an exploration of the evolving debt market, the intricacies of property valuation, and the digital transformation of #compliance in the mortgage sector. Read the digital edition: https://bit.ly/43uk5UJ #MortgageBankerMag #mortgageprofessional #NMPnews Ryan Kingsley

Stan Middleman, the CEO of Freedom Mortgage, is renowned for his integrity and commitment to keeping his word, principles that have been pivotal in establishing the company as one of the nation's leading lenders over three decades. Valuing credibility and trust, Middleman emphasizes the importance of fulfilling promises in both business and life. His strategic foresight, influenced by the cyclical nature of real estate, has been a key to his success, alongside his belief in the power of networking and sharing knowledge, even with competitors. Stan was nominated as a 2023 Legend of Lending and now he passes the torch to the next class of 2024 honorees. Listen to his advice here: https://lnkd.in/e_Tgvvgt Nominate a 2024 Legend of Lending before by March 8: https://lnkd.in/eQf3A9J6 #legendsoflending #mbmag #mortgageprofessional

With a career spanning over 30 years, Jerry Schiano stands out as a visionary in the mortgage industry, driven by a singular mission: Simplify. Known for his maverick approach and innovative mindset, Schiano has been a pivotal figure, founding leading lending organizations like Wilmington Finance, New Penn Financial, and the trailblazing startup, Spring EQ. Watch his advice here: https://lnkd.in/eEKY9i9H Honored as one of Mortgage Banker Magazine's 2023 Legends of Lending, Schiano is passing the torch to the next class of legends. Nominate a 2024 Legend of Lending before Friday, March 8th: https://lnkd.in/evuT_CsA #legendsoflending #mortgagebankermag #nmpmag Ryan Kingsley

Carlene Graham was recognized in the 2023 class of Legends of Lending for exceptional leadership. Graham engages in volunteerism, advocacy, and serves on various boards. This year, she passes the torch to the next class of legends... To nominate a Legend of Lending, submit your nomination before March 8th: https://lnkd.in/eQf3A9J6 #mortgagebankermag #legendsoflending