Moldova PRO Reforme

?? Datorit? Acordului de comer? liber ?ntre Republica Moldova ?i statele membre EFTA (Islanda, Principatul Liechtenstein, Regatul Norvegiei ?i Confedera?ia Elve?ian?), exportatorii din Moldova beneficiaz? de multiple oportunit??i, care pot fi avantajos valorificate. Pentru a ajuta antreprenorii moldoveni s? ??i extind? exportul pe pie?ele EFTA, Ministerul Dezvolt?rii Economice ?i Digitaliz?rii al Republicii Moldova, cu sprijinul Programului USAID Moldova Reforme Institu?ionale ?i Structurale ?n Moldova, a elaborate Ghidul privind exporturile ?n ??rile EFTA. ?? Ghidul prezint? procesele practice pentru efectuarea exporturilor ?n aceste ??ri, ?n special ce ?ine de procedurile vamale specifice fiec?rei ??ri, m?surile sanitare ?i fitosanitare etc. Totodat?, acest ghid ofer? mai multe link-uri accesabile c?tre institu?ii relevante, tipuri de acte ?i proceduri, asocia?ii de business ?i evenimente interna?ionale din ??rile EFTA, utile exportatorilor moldoveni. Ghidul poate fi accesat aici: https://lnkd.in/d4HWqyD3

These days, Eugen Ghiletchi, lead of the Financial Sector Reform component of USAID Moldova MISRA, participates as a panelist at the ICGFM 2024 International Conference in Washington DC. Eugen Ghile?chi spoke about the collaboration between USAID MISRA and the National Bank of Moldova that contributed to the launch of MIA - Moldova's Instant Payments System. He talked on how the system is revolutionizing payments in Moldova. MIA offers fast and seamless transactions, and its easy-to-use innovative functionalities make the system accessible for all Moldovans.

La edi?ia a 6-a a Conferin?ei Fintech Moldova, care va avea loc pe 11 octombrie, ve?i avea prilejul s? interac?iona?i cu multe persoane pasionate ?i dedicate inov?rii ?i reform?rii sectorului financiar, printre speakeri ?n cadrul Conferin?ei, ve?i g?si doi membri ai Echipei USAID Moldova MISRA, exper?i ?n domeniul reformelor sectorului financiar din Moldova: Eugen Ghiletchi este Liderul Componentei pentru Reforma Sectorului Financiar ?n cadrul Programului USAID MISRA. Eugen a fost implicat ?n ini?iative importante din sectorul financiar, sprijinind Banca Na?ional? a Moldovei ?n lansarea MIA - sistemul de pl??i instant, avansand programele de educa?ie financiar? ?i contribuind la implementarea eVMS - o platform? pentru vanzarea direct? de valori mobiliare de stat c?tre public. O parte din activitatea sa este concentrat? pe dezvoltarea pie?ei de capital ?i pe ?mbun?t??irea protec?iei consumatorilor financiari. Cristian Onica este activ implicat ?n reformele sectorului financiar ?i ?n ini?iativele de dezvoltare a pie?ei prin Programul USAID MISRA. Ca fost expert ?n pl??i la Banca Na?ional? a Moldovei, expertiza sa acoper? cadrul de reglementare pentru pl??i, open banking ?i alte subiecte legate de inova?ia digital? ?n domeniul financiar. Prin integrarea tehnologiei, reglement?rii bazate pe risc ?i educa?iei financiare, Cristian contribuie la stimularea inova?iei ?i la extinderea accesului la servicii financiare ?n Moldova. Nu rata?i aceast? oportunitate de a afla mai multe despre tendin?ele actuale ?i viitoare ?n sectorul fintech din Moldova. Fintech Moldova Conference 2024 este sus?inut? de Proiectul USAID Moldova Reforme Institu?ionale ?i Structurale ?n Moldova.

?? Peste 800 de tranzac?ii directe au fost realizate ?n cadrul emisiunii de valori mobiliare de stat, cumuland un volum total de 78.712.900 lei. Aceast? participare activ? demonstreaz? ?ncrederea publicului ?n stabilitatea economic? a ??rii ?i dorin?a de a contribui la dezvoltarea acesteia. Astfel, prima emisiune de valori mobiliare de stat (VMS) prin platforma digital? eVMS.md s-a ?ncheiat cu succes, dep??ind a?tept?rile. ??Platforma eVMS.md, dezvoltat? cu sprijinul USAID Moldova , ofer? investitorilor o oportunitate unic? de a ob?ine o doband? competitiv? de 6% pe an, f?r? a pl?ti impozit pe profit. Dup? decontarea valorilor mobiliare, investitorii vor primi periodic dobanzile cuvenite ?i, la scaden??, ??i vor recupera integral investi?ia. Amintim c?, platforma eVMS.md simplific? procesul de investire ?n VMS, eliminand intermediarii ?i oferind transparen?? maxim?.

Eugen Ghiletchi, Financial Sector Reform Component Lead at USAID Moldova Institutional and Structural Reforms Activity (MISRA) which is implemented by The Cadmus Group, Moldova, will be one of the panelists at the ICGFM 2024 International Conference, which will take place from September 30 to October 4 at the University Club in Washington, DC. During the conference, Eugen Ghile?chi will discuss the close collaboration between USAID MISRA and the National Bank of Moldova in launching the MIA – Moldova's Instant Payment System. In a dedicated panel, he will highlight how MIA is transforming payments in Moldova by providing fast, seamless transactions, and offering innovative features that make the system highly accessible for Moldovan citizens. The conference will bring together international experts for interactive sessions, special presentations, and extensive networking opportunities, all taking place in the heart of Washington, just steps away from the White House and the World Bank. For more information about the conference, visit: https://lnkd.in/dH6vjSuR.

Ministerul Dezvolt?rii Economice ?i Digitaliz?rii al Republicii Moldova Dezvolt?rii Economice ?i Digitaliz?rii ?n colaborare cu USAID Moldova MISRA a lansat Ghidul privind exportul ?n ??rile EFTA, oferind informa?ii utile pentru exportul ?n Islanda, Liechtenstein, Norvegia ?i Elve?ia. Acest ghid reprezint? un instrument valoros pentru companiile moldovene?ti, ajutandu-le s? exploateze oportunit??ile aduse de Acordul de Comer? Liber recent semnat cu ??rile EFTA. ?? Prin acest parteneriat, USAID MISRA ??i reafirm? sprijinul pentru dezvoltarea economic? a Republicii Moldova, facilitand accesul companiilor locale la pie?e externe ?i promovand diversificarea exporturilor. Extinderea c?tre pie?ele stabile ale EFTA este considerat? un pas strategic pentru cre?terea economic? ?i consolidarea rezilien?ei economice a ??rii. De asemenea, USAID MISRA subliniaz? poten?ialul considerabil de cre?tere a exporturilor moldovene?ti c?tre EFTA, ?n special pentru produse precum vinul, mierea, nucile, fructele, produsele de origine animal? ?i cele industriale. Programul va continua s? ofere suport tehnic ?i s? colaboreze ?ndeaproape cu sectorul privat pentru a facilita implementarea acordului comercial ?i a maximiza beneficiile pentru economia na?ional?. Ghidul poate fi accesat aici ?? https://lnkd.in/dkzPhX6J

?? Nathan Associates LLC (Nathan Associates), in its capacity as prime contractor of the USAID Moldova Institutional and Structural Reform Activity (MISRA), is soliciting bids for the development of the IT subsystem (back office) of the National Food Safety Agency (ANSA) for the issuance of authorizations and certificates (Information System "e-ANSA Services"). More details are provided in RFP-MISRA-061, the procurement documentation can be requested by e-mail to: [email protected], [email protected] and adrian.prozorovschi@c ?? Deadline for submission: October 4, 2024, 18:00 Moldovan time .................................................................... ?? Nathan Associates LLC (Nathan Associates), ?n calitatea sa de contractant principal pentru Programul USAID Reforme Institu?ionale ?i Structurale ?n Moldova (MISRA), solicit? oferte pentru dezvoltarea subsistemului IT (back office) al Agen?iei Na?ionale pentru Siguran?a Alimentelor (ANSA) pentru eliberarea autoriza?iilor ?i certificatelor (Sistemul Informa?ional ?Servicii e-ANSA”). Mai multe detalii sunt oferite ?n RFP-MISRA-061, iar mai multe detalii pot fi solicitate prin e-mail: [email protected], [email protected] ?i adrian.prozorovschi@c ?? Termenul-limit? pentru depunerea ofertelor: 4 octombrie 2024, ora 18:00, ora Moldovei

?? Nathan Associates LLC (Nathan Associates), in its capacity as the prime contractor for the USAID Moldova Institutional and Structural Reform Activity (MISRA) Program, is soliciting bids for the Development of the Online Portal for Financial Education (RFP-MISRA-062). ? More details can be requested by e-mail at: [email protected], [email protected] and [email protected]. ? ?? Deadline for submission: September 26, 2024, 6:00 p.m. Moldova time. .................................................................... ?? Nathan Associates LLC (Nathan Associates), ?n calitatea sa de contractant principal pentru Programul USAID Reforme Institu?ionale ?i Structurale ?n Moldova (MISRA), solicit? oferte pentru dezvoltarea portalului online pentru educa?ie financiar? (RFP-MISRA-062). ? Mai multe detalii pot fi solicitate prin e-mail la: [email protected], [email protected] ?i [email protected]. ? ?? Termenul-limit? pentru depunerea ofertelor: 26 septembrie 2024, ora 18:00, ora Moldovei.

Moldova’s capital market offers significant growth opportunities, particularly in investment products like private pension and investment funds, and the development of institutional investors or intermediaries like brokers and investment consultants. These developments can channel funds from the broader population into the capital market, fostering financial growth and liquidity. ? These were key takeaways from the Public Talk by American Chamber of Commerce in Moldova Investing for Growth - Insights and Opportunities for Corporate and Individuals, where USAID Moldova MISRA Financial Sector Specialist Cristian Onica participated during Moldova Business Week. ? While household savings are limited, certain groups, including IT park employees, freelancers, legal professionals, and those working abroad, have above-average incomes and the capacity to invest in long-term savings for retirement. ? Businesses in Moldova tend to prefer traditional loans or OTC transactions over capital market funding. This limits available financial products to government bonds, municipal bonds, and securities from a few listed companies, primarily banks and insurers. ? Despite challenges, we estimate potential demand of up to 3-5 billion MDL (200-300 million USD) if the right investment products are introduced. The development of second and third pension pillars could fuel steady growth in this demand.? ? Low awareness remains a significant barrier: about 20% of the population has heard of private pensions, life insurance, or bonds and securities, with ownership rates at only 0.5-2%. About 40-50% of the population relies on friends and family for financial decisions, making trust-building and product promotion difficult. ? The USAID MISRA project is actively addressing these challenges by promoting financial literacy, driving innovation, and supporting financial sector reforms. Key initiatives include the National Financial Literacy Campaign with the NBM and NCFM, and support for platforms like eVMS.md, which make government bond investments more accessible and familiarize the public with these financial instruments. Continued efforts in financial education, product innovation, and trust-building are crucial to unlocking Moldova's investment potential.

Agen?ia Na?ional? pentru Siguran?a Alimentelor a ?nceput dezvoltarea platformei e-ANSA servicii ?i a Registrului Operatorilor din Lan?ul Alimentar, care vor optimiza rela?ia dintre agen?ii economici ?i institu?ie. Prin suportul oferit de c?tre USAID Moldova MISRA, noile solu?ii digitale vor facilita accesul antreprenorilor la procedurile de depunere ?i ob?inere a certificatelor online.