Missouri Merchants and Manufacturers Association

The MMMA Self-Insured Workers’ Compensation Fund has been protecting Missouri business owners for more than three decades. For our members, that experience means more than just lower long-term costs and aggressive claims management. We take an actionable approach to workers’ compensation—and our track record speaks for itself. Let’s talk soon about what the Fund can deliver for you! Schedule a meeting: https://lnkd.in/dETUm57 #Missouri #WorkersComp #WorksiteSasfety

? At the MMMA, our priority is being here when you need us—and that’s a commitment you can trust. Just take it from a member who has participated in the Fund for over 30 years!? ? “A big reason I have stayed with MMMA is the ease of claim reporting and knowing that they make the effort to be fair to both the employees and the company, so they can keep rates as affordable as possible.” ? – TJ Lake, Co-Owner Twin Oaks Custom Cabinets Neosho, Missouri ? We make sure you and your clients always receive quality, dependable service, not just today but well into the future. Interested in what MMMA can do for you? Learn more at?www.mmm-a.com.

Deer Rutting Season is Here: Drive Safe and Stay Alert! ?? ?? ?? As the temperatures drop and the leaves change, it's not just a beautiful time to enjoy the scenery—it's also?deer rutting season, which means more deer on the move, especially around dusk and dawn. ?? Every year, we see a significant increase in deer-related accidents during this time.? Here are a few essential driving tips to stay safe this season: 1. Be extra cautious during peak activity times. 2. Reduce your speed and stay aware. 3. Don't swerve. 4. Use high beams when possible and buff out older headlights. 5. Avoid trucks following you for sudden braking – engage hazard lights if needed. 6. Tell your teen drivers to assume they will experience deer. Remember, it's not just about avoiding collisions, it's about protecting lives! See below for MMMA's full library of safety resources. #DeerSeason #DrivingSafety #RoadSafety #StayAlert #FallSafety

After the fall time change, fatal crashes involving pedestrians and cyclists increase by 13%, especially during the darker early evening hours. Nearly 76% of pedestrian fatalities and 49% of bicyclist fatalities happen in dark conditions. Reduced daylight means it's harder for drivers to see you. Here’s what you need to know to stay safe: ?? Wear Reflective Gear & Bright Clothing: Make yourself as visible as possible, especially during twilight and nighttime. Reflective vests, ankle straps, and light-colored clothing can make a big difference. ?? Use Lights: ?? Cyclists: Equip your bike with front and rear lights. Consider additional lights on your helmet or backpack. ?? Pedestrians: Carry a flashlight or wear LED armbands to help drivers see you. ?? Be Extra Vigilant at Crosswalks: Dark conditions can make it harder for drivers to see people crossing the street, even at marked crosswalks. Always look both ways and make eye contact with drivers if possible. ?? Plan Your Routes: Whenever possible, choose well-lit paths and avoid areas where visibility is poor. ?? Avoid Distractions: Stay alert! Avoid using headphones or staring at your phone while walking or biking. Awareness can help you react more quickly if a vehicle is approaching. Follow MMMA for more safety tips or view our entire library of resources at the link below! ??

We do things differently at MMMA—and our numbers speak for themselves. We’re backed by strong results and an even stronger commitment to quality, dependable service. Ready to learn how the fund can help you? Reach out to Tim Phelps or?Laura Murphy?on LI or learn more at:?https://www.mmm-a.com. #missouri #workerscomp?#worksitesafety

At MMMA, we’ve been raising the bar on worker’s compensation legislation for more than 40 years. We’re dedicated to being a strong voice in the legislative arena—just take our work in spearheading the workers’ comp drug penalties legislative reform, resulting in maximized savings for our clients. We’ve continued to keep up with recent drug penalty legislation, such as drug penalties when an employee tests positive for marijuana but has a valid medical marijuana ID card.?As marijuana regulations continue to evolve, MMMA has our finger on the pulse of regulations and best practices to ensure employers’ best interests are represented. Are your clients up-to-date on current regulations? Connect with MMMA today:?https://lnkd.in/em6tgQmj ? #missouri #workerscomp #worksitesafety

?? OSHA will soon approach the 1 year mark since the launch of their latest National Emphasis Program conducting targeted inspections of employers engaged in Warehousing and Distribution Operations, in addition to certain high injury rate retail establishments such as hardware stores, building material dealers, and supermarkets to name just a few. The NEP was launched after data compiled by the Bureau of Labor Statistics revealed workplace injury and illness rates to be significantly higher in the targeted industries than other establishments. Targeted inspections falling within the guidelines of this NEP will continue through 2026. Find out if you’re an employer who may be subject to this or any other National, Regional or Local Emphasis Program by visiting OSHA's Enforcement page: https://lnkd.in/gdcSChfj

Wishing you and your employees a Happy Labor Day from the MMMA Self-Insured Worker’s Compensation Fund! In observation of the holiday, our offices will be closed Monday, September 2nd. Regular business hours will resume Tuesday, September 3rd. Have a safe and enjoyable weekend! #MMMA #laborday #officeclosure

Whether employees are working indoors or outdoors, heat exposure can be dangerous. Every year, dozens of workers die, and thousands more fall ill while working in extreme heat. Make sure that your employees are taking the right steps to stay safe in the heat! Download and share our free safety posters today.?Prevent Heat Illness?https://bit.ly/4frEWNU and Staying Safe in the Heat https://bit.ly/3Yx0qCT #worksitesafety #missouri #workerscomp #heatsafety

At the MMMA Self-Insured Workers’ Compensation Fund, we pride ourselves on putting our members first. Instead of holding onto surplus money, we’re focused on giving back. And with 66% of retained earnings distributed back to members, our track record is holding strong. Protecting Missouri business owners is our priority—let’s talk today about what we can deliver for your clients. Reach out to Tim Phelps?or Laura Murphy on LI or learn more at: https://www.mmm-a.com. #workerscomp #claimsmanagement #riskmanagement