MBE Wealth

Have you lost track of an old retirement account? You're not alone! Millions of retirement accounts are "lost" or forgotten after job changes. Take action. Contact your former employers' HR or accounting departments. They can help you locate your account. As fiduciaries, we can help you understand your options once you've located your account. Let's connect to discuss strategies for managing your retirement savings. #retirementplanning #fiduciary #lostaccounts #401k

??? Mortgage rates have climbed above 7%, even as the Fed cuts interest rates. For some perspective, a $300,000 mortgage at 7% vs. 5% means about $400 more in monthly payments. While some may hope rates drop to 4% or home prices fall 20%, experts suggest neither scenario is likely in the near term. ?? Looking ahead, rates aren't expected to dip below 6% until 2026. Why? Treasury yields, which influence mortgage rates more than Fed decisions, respond to broader economic factors. The current mortgage premium sits at 2.4 percentage points above Treasury yields - notably higher than the 1990-2019 average of 1.7 points. Whether you're considering a home purchase or evaluating your current situation, it's worth understanding how these market dynamics affect property decisions. ?? #RealEstate #MortgageRates #Housing #MarketTrends Source: https://lnkd.in/gvCmJ325

Retirement planning comes with big questions—what’s your biggest concern? ?? Vote below and join the conversation! ?? #retirementplanning #financialsecurity

Big shifts in trade policy can create uncertainty, but a well-prepared investment strategy accounts for market fluctuations.? Learn more about what these changes mean and how to stay positioned for long-term success. Read our latest insights and connect with an MBE Wealth Advisor today. https://lnkd.in/geagVAHc #Investing #WealthManagement #FinancialPlanning #EconomicOutlook

The "Great Wealth Transfer" is underway! According to the New York Life Wealth Watch survey, 15% of American adults expect to receive an inheritance in the next decade. While this may provide a financial lift for some, it's important to consider the challenges we face in today's economic environment. From inflation to growing credit card debt and unexpected expenses, our financial progress can be impacted. What are your thoughts? #FinancialWellness #WealthTransfer Source: Finance.Yahoo.com, July 19, 2023

Market Recap: Key Takeaways for 2025 The start of the year has brought market shifts driven by tariff discussions, Federal Reserve decisions, and evolving global trends. What does this mean for investors? At MBE Wealth, we’re breaking down the latest developments and what they could mean for your financial future. ? Inflation risks and tariff impacts ? Market volatility and investment opportunities ? Why long-term strategy matters more than short-term noise Stay informed and make decisions with confidence. Read the full market recap now:?https://lnkd.in/gHEZXDMh #MarketRecap #Investing #FinancialPlanning #MBEWealth Troy Hilyard

Financial professionals recommend saving 3-6 months’ worth of expenses in an emergency fund—but is that enough for you? Drop your thoughts in the comments! ??

Do you have a "lost" retirement account? You might if you've changed jobs! Over 29 MILLION accounts are estimated to be "forgotten," holding $1.65 TRILLION. Could some of that be yours? It's easy to lose track of old 401(k)s or other retirement plans. As fiduciaries, we can help you: ?? Locate potential lost accounts. ?? Understand your consolidation options. ?? Make informed decisions about your retirement savings. Let's connect and discuss how to get your retirement savings back on track. #retirementplanning #fiduciary #lostaccounts #401k

A look at the new IRS rules for IRAs and workplace retirement accounts. Is now a good time to revisit your contributions?

Budgeting doesn't have to be daunting! Discover how you can start mastering your finances with these simple yet practical budgeting strategies. Here's what you need to know: ?? Get Started: Learn the basics of setting up a budget that works for you and your lifestyle. ?? Smart Spending: Identify areas where you can cut back and save more without sacrificing your quality of life. ?? Financial Goals: Set achievable goals and track your progress to stay motivated and on course. Take the first step towards financial freedom and make 2025 your year of financial success! #Budgeting #FinancialWellness #MoneyManagement #Savings #FinancialGoals Source: https://lnkd.in/e62wNGwC