M&A Wealth

What Is the SECURE Act? ????? ? The SECURE Act (Setting Every Community Up for Retirement Enhancement) changed retirement planning by:? ? ?? Raising RMD Age – Required Minimum Distributions now start at 73 (previously 70?).? ?? Eliminating Stretch IRAs – Most non-spouse beneficiaries must withdraw the full inherited IRA within 10 years.? ?? Expanding 401(k) Access – More small businesses can offer retirement plans.? ? These changes impact retirement and estate planning—are you prepared? ?? #SECUREAct #RetirementPlanning #FinancialFuture

Do You Have an Inherited IRA? ???? If you’ve received an IRA from a loved one, here’s how to check: ? Look for account statements with “Inherited IRA” or “Beneficiary IRA” listed. ? Contact the financial institution where the original IRA was held. ? Check legal documents or estate paperwork for IRA beneficiary details. Inherited IRAs have special rules—make sure you know your options! Need guidance? DM us! ?? #InheritedIRA #RetirementPlanning #WealthManagement

Inheriting an IRA? Here’s What to Do ????? ? If you inherit an IRA, your options depend on your relationship to the original owner:? ? ?? Spouse – You can transfer it into your own IRA or roll it over to defer taxes.? ?? Non-Spouse – You may need to withdraw funds within 10 years (SECURE Act rules apply).? ?? Tax Considerations – Some withdrawals may be taxable, so plan wisely!? ? Not sure what’s best for you? Let’s strategize! ?? #InheritedIRA #RetirementPlanning #WealthManagement

?? What Is Inheritance Tax? ??? ? Inheritance tax is a tax some beneficiaries may have to pay when they inherit money or assets. The amount depends on the value of the inheritance and the state’s tax laws.? ? Good news? Some states have no inheritance tax at all! Proper estate planning can help reduce or eliminate this tax burden.? ? Need guidance? Let’s talk! ?? #InheritanceTax #EstatePlanning #WealthProtection

Intangible Assets: The Invisible Superhero of Investing ??? Brands, patents, goodwill, and intellectual property may not be visible, but they drive massive value for companies. Don’t overlook these hidden treasures when investing! ?? #IntangibleAssets #SmartInvesting #HiddenValue

Avoid These Common Investing Mistakes ???? Timing the Market: Stay focused on long-term goals. Ignoring Diversification: Spread your investments to manage risk. Chasing Hot Tips: Stick to your plan, not the latest trends. Panic Selling: Stay calm during market fluctuations. Invest smart, avoid these traps! ?? #SmartInvesting #AvoidMistakes #FinancialWisdom

Common Habits of Successful Investors ???? 1?? Start Early: Time is key for compounding growth. 2?? Diversify: Spread risk across different assets. 3?? Stay Informed: Keep up with market trends and news. 4?? Be Patient: Focus on long-term goals, not short-term noise. 5?? Stick to a Plan: Avoid emotional decisions during market swings. Success is a habit—start building yours today! ?? #SmartInvesting #FinancialSuccess #InvestWisely

Investments: The Best Gift to Keep Your Family Flying High ????? ? Secure your family’s future and watch their dreams soar with smart investments that grow over time. Start building their legacy today! ??? ? #SmartInvesting #FamilyFirst #FinancialFreedom

Invest Smart to Secure Your Family’s Future ????? ? Strategic investing today can provide lasting stability and opportunities for your loved ones tomorrow. Start building their legacy now! ??? ? #InvestSmart #FamilyFuture #FinancialFreedom

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