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From MarketWatch Picks: "If I had a financial adviser, would they just tell me what to do? I need someone who knows better than I do what I should be doing.”

From MarketWatch Picks: Some of Wayfair’s lowest prices of the year have arrived: Black Friday at the home goods brand starts now.

From MarketWatch Picks: "Is there a special way to search specifically for UHNW (ultra-high-net-worth) advisers?”

?? https://trib.al/grGizD0 After a bumpy college-application season last year, the Education Department on Thursday officially launched this year’s version of the FAFSA, with officials promising that the form is “ready for prime time.” ? ? All households and schools are now able to access the Free Application for Federal Student Aid, following months of testing during which the form was only open to some students and colleges. The launch comes about nine days ahead of when the Education Department had vowed to make the form available.

?? https://trib.al/oy4m0k0 More than half of Americans — particularly those in households with children — are not earning enough to make ends meet while saving for the future, a new report says. Despite the focus on high inflation and interest rates, "a lack of resources, rather than unusually high costs, is the driving factor behind economic insecurity," researchers say.

From MarketWatch Picks: "Given the fact that I will not have a large investment, is it worth it for me to pay for an adviser? If not, what should I do in terms of investing?"

?? https://trib.al/84NXCnl OpenAI Chief Executive Sam Altman gave President-elect Donald Trump advice on how to accelerate the artificial-intelligence revolution at the FinRegLab AI Symposium in Washington on Thursday.? ? “Unlike other types of software, AI needs huge amounts of infrastructure — power, chips, massive data centers — and the U.S. has, at other times in our history, under a visionary leader, decided to really get behind a massive infrastructure buildup for national prosperity and security,” Altman said. “I would love to see President Trump really go after that.“? ?

?? https://trib.al/z8p7Njw Since the federal ban on sports betting was lifted in 2018, Americans have wagered a total of $420 billion on sports, according to a new report. Now 38 states and Washington, D.C. offer legalized sports betting, and we have data to see how many people place wagers, how much they bet and which sports they prefer, among other details.

?? https://trib.al/R2xbEZZ The comedic actor Danny McBride is known for playing some very wild and woolly characters. Think of the full-of-himself minor-league baseball pitcher Kenny Powers in the HBO series “Eastbound and Down.” Or the full-of-himself vice principal Neal Gamby in “Vice Principals,” another HBO project. But in real life, the 47-year-old McBride is not so wild. Or more accurately, he’s a wildly talented individual who’s built a multifaceted career incorporating acting, writing and producing.

From MarketWatch Picks: Have you added new camping supplies, water bottles, or outdoor gear to your holiday shopping list? If you’ve nodded your head ‘yes’ to any of the above, you might want to shop REI’s massive Winter Sale.