Luxury Mortgage Wholesale

This Thanksgiving, we want to extend our deepest gratitude to our amazing brokers and the hardworking employees at Luxury Mortgage. Together, we’ve built a foundation of trust, support, and dedication that empowers our clients and partners every day. To our brokers, your commitment to helping families achieve their homeownership dreams is truly inspiring. To our employees, your passion, collaboration, and expertise drive our success. We’re thankful for the relationships we’ve built, the milestones we’ve reached, and the difference we’re making in the lives of so many. Wishing everyone a holiday filled with joy, reflection, and plenty of reasons to be thankful. #Thanksgiving #Gratitude #LuxuryMortgage #ThankYouBrokers #ThankYouEmployees #HomeownershipDreams

Luxury Mortgage Lock Desk is scheduled to close today at 3:00 PM PST and will reopen during regular business hours on Monday, December 2nd. Please note that no rate sheets will be published on Friday, November 29th. We express our gratitude for your ongoing business and extend warm wishes for a Thanksgiving filled with abundance and bright moments for you and your family.

?? New Interview Alert! ?? Luxury Mortgage CEO David Adamo shares valuable insights on how the company has navigated the changing mortgage market. In his recent interview with National Mortgage News, David dives into the strategies and innovations that have helped Luxury Mortgage stay ahead of the curve during these dynamic times. Read the full article to learn more about David’s vision for the future of the industry and how Luxury Mortgage continues to adapt and thrive. ???? https://lnkd.in/ev8PY3mC

We're thrilled to share a recent success story highlighting how we're enhancing the experience for brokers and their borrowers. Loan Snapshot: - $620,000 Loan Amount - Purchase - 2-4 Unit Investment Property - 67% LTV - 755 FICO - 1.0 DSCR - 6.999% Rate Are you looking for efficient lending solutions? Our team is dedicated to helping brokers close more loans. #DSCR #Investment #NonQM #InvestorCashFlow #MortgageRate #LTV #MortgageLender #MortgageBroker #WholesaleMortgage #LuxuryMortgage #EliteTeam

Luxury Mortgage is proud to sponsor the FAMP Holiday Social at Big Storm Brewing! This is an excellent opportunity to connect with FAMP leaders and meet Luxury Mortgage’s Sr. Account Executive, Carlos Betancourt. Register now through the link below to secure your spot! https://ow.ly/QUX150UbXH3

Do you have a borrower who needs to close in an LLC? Our Non-QM program highlights can make the transaction easy. - LLCs are acceptable in all lending areas and all occupancies - Must be legal in the state in which the LLC is being formed - LLC must generally be formed in the same state where the property is located. Out-of-state LLCs must register with the state where the property is located. - Maximum four members who must be natural persons - Members of the LLC must be beneficial owners of the property - The operating agreement must provide the terms of the LLC and the members authorized to encumber the LLC as guarantors - At least one member of the LLC is required to qualify for the loan and to guarantee the loan. Additionally, the Applicants on the loan must combine to own >50% of the LLC. - Any non-borrowing member of the LLC must sign the note and mortgage/deed of trust in their capacity as a member of the LLC. Documentation Requirements ? Articles of Organization ? Operating Agreement ? Unanimous Consent & Resolution to Borrow, which must include lender name, loan amount, and property address ? SS-4 form or equivalent listing federal tax ID Number ? Certificate of Good Standing from the Secretary of State’s office for the state where the LLC was formed dated within 60 days of the note date. Contact an Account Executive for more information on how easy it is to close in an LLC. #NonQM #LLC #Investors #SelfEmployeed #MortgageBankers #MortgageBrokers #MortgageLenders #WholesaleMortgage

There is still time to take advantage of Luxury Mortgage's Exclusive Loan Specials! Lock in your loan with Luxury Mortgage and take advantage of our limited-time price improvement offers. *Purchase Special* Alt Doc and DSCR loans locked in November meeting the below criteria will receive a 25 bps price improvement: - Min. 700 FICO - Max 80% LTV - Min. 1.00 DSCR - Max 4 Unit Note: DSCR 5-10 Unit is not eligible *Loan Amount Special* Alt Doc and DSCR loans locked in November meeting the below criteria will receive a 25 bps price improvement: - Purchase or Refi - Min $1MM and Max $2.5MM Loan Amount - Min. 700 FICO - Max 80% LTV - Min. 1.00 DSCR - Max 4 Unit Note: DSCR 5-10 Unit is not eligible Contact an Account Executive TODAY to lock your loan. hashtag#LuxuryMortgage hashtag#NovemberSpecials hashtag#MortgageBrokers hashtag#PriceImprovement hashtag#HomeLoans hashtag#NonQM hashtag#LoanLock hashtag#MortgageSuccess

We’re excited to welcome Rachel Hernandez to the Luxury Mortgage team as an Account Executive! Based in South Florida, one of our fastest-growing markets, Rachel brings a wealth of experience in the mortgage industry, particularly in Non-QM lending. Fluent in five languages and with family across Europe, Rachel adds a global perspective to our team. She’s a talented professional and incredible person, and we’re thrilled to have her on board! Welcome, Rachel! #LuxuryMortgage #EliteTeam #NewHire

On this Veterans Day, we at Luxury Mortgage want to express our deep gratitude to all of the brave men and women who have served our country. Your courage and sacrifice make our freedoms possible, and we are proud to support the homeownership dreams of veterans and their families. To our brokers: Thank you for your continued dedication in helping veterans achieve their homeownership goals. Your work makes a lasting impact, and together, we’re building stronger communities for those who have given so much for our nation. Today, let’s remember, honor, and celebrate the heroes who have served. #VeteransDay #LuxuryMortgage #ThankYouVeterans #Homeownership #Gratitude

The Luxury Mortgage Elite Team, featuring Michael Nuzzo and Ana Oliveira-Tinoco, will be exhibiting at the North East Region Wholesale Lending Fair on November 13th at the Hard Rock Hotel & Casino in Atlantic City, NJ! Stop by our booth to learn what's new at Luxury Mortgage and discover how we can help YOU close more loans and grow your business! Don’t miss out on this opportunity to network and explore new solutions to take your mortgage game to the next level! #LuxuryMortgage #WholesaleLendingFair #AtlanticCity #MortgageProfessionals #CloseMoreLoans #Networking