Lumon

Barclays now expects ???????? ?????? ?????? ???????? ?????????in 2025 (down from three), citing?sticky inflation and slower growth, which could support USD.? ? Tomorrow’s UK GDP data release?is?forecast for ??.??% (???? ??.??% ??????????). Weaker growth may pressure GBP, creating an??????????????????????? ?????? ?????? ???????????? ???????? ??????/?????? ???????????? at a four-month high.? ? ?????? ??????????????????:? ?? GBP/EUR: -1.5 cents MoM? ?? GBP/USD: +4 cents MoM? ?? EUR/USD: +3.9 cents MoM? ? For tailored support on managing currency exposure during these volatile conditions, ?????? ???? ?????????? ???????? ?????? ?????????? ????????. ??+???? (??) ?????? ?????? ????????? ??????????????????.??????/???????????????????

Our clients are at the heart of everything we do, which is why we’re delighted to share that we’ve won PAN Finance’s 2025 ‘???????? ?????????????? ??????????-???????????? ?????????????? ????????????????’ award ?? ? This recognition reflects our unwavering commitment to ?????????????????????? ??????????????, ?????????????????????? ??????????, ?????? ???????????? ?????????????????? in international transfers and currency risk management. ? A huge thank you to our incredible team for making this possible – and to our clients for their continued trust and support.

Following last Friday’s tense Oval Office meeting, investor sentiment could shift, ?????????????????? ???? ???????????? ?????????????????? ?????? ???????????? ???????????????? ?????????? in the days ahead.? ? ????, ???????? ?????? ?????? ?????? ?????????????????? ?????? ???????????????????? ???????????????? ?????????? ???????????????? ?????????? ? ?????? ?????????????? ??????????????????: Despite a weaker than expected start to the year, the dollar remains resilient. Slowing consumer confidence, PMI surveys, and housing activity suggest a softer economic backdrop, but so far, this hasn’t dented its performance.? ? ?????? ?????????? ?????????????? ??????: Sterling has strengthened against the euro, as concerns over US trade tariffs weigh heavier on the EU than the UK. There is also hope that interest rate cuts will boost consumer spending that could further support the pound.? ? ?????????????????????? ???? ????????: Europe and the UK may play a larger role in securing a Ukraine-Russia peace deal, potentially committing more of their budgets - something that could carry long-term economic implications.? ? Get in touch with Lumon to navigate market shifts with confidence.? ? ??+???? (??) ?????? ?????? ???????? ??????????????????.??????/???????????????????

The next few days could see increased volatility in the currency markets, driven by two major events: ??????????’?? ???? ???????????????? ???????? ???????????????? ?????? ????????????????’?? ???? ??????-???????? ???????????????????? ????????. Both are expected to provide significant directional cues. ?????? ?????????????????? ?????? ???????????????????? ???????????????? ???????????????? ????????: ???????? ???? ?????????????? ???????? ????????????????: The BoE is anticipated to ?????? ???????????????? ?????????? ???? ??????????, bringing rates to 4.5% - a move that is largely priced in. ???????????????????????? ???????????????? ???? ?????????????? ?????? ?????????? ???? ?????? ???? ??????????????:?Particularly in light of market turmoil in early January. Their response to managing similar risks in the future could have a notable impact on sentiment. ???? ??????-???????? ???????????????????? ????????: Tomorrow’s release of the key US non-farm employment figures is likely to generate substantial market volatility. The US economy and labour market continue to outperform global counterparts, and a strong jobs report could further boost the US dollar against major currencies. These events present valuable opportunities for traders navigating the current market environment. ??+???? (??) ?????? ?????? ???????? ??????????????????.??????/??????????????????

?????????? ?????????? ?? ???????????????? ???????????? ???????? ?????????????????? ??????????’?? ????????????????????????, ???????????????????? ???????? ?????? ?????????????? ???? ???? ?????????????? ?????? ???????????? ???????????? ???????? ??????. With over 200 executive orders anticipated, global market volatility could rise.??????????? ??????????’?? ???????????????? ??????, ?????? ???? ???????????? ?????? ?????????? ?? ?????????? ?????????????? ?????? ??????????. ????????????????, ?????????? ?????????? ???? ?????? ???? ???? ???????????????????????? ?????? ?????????????? ???????????????? ???????? ???????? ?????? ???????? ?????????? ???????????? ?????? ????????????????. These figures may provide early clues about the Bank of England's next moves, potentially influencing the pound. Later this week, ???????????????? ?????????????? ???????? ?????????????????? ?????????????????? ?????????????? ???????? ?????????? ???? ????????????’?? ???????? ???????????????? ????????????, plans could significantly impact the euro's value. ??+???? (??) ?????? ?????? ???????? ??????????????????.??????/??????????????????

We’re delighted to announce that Lumon have been shortlisted in the ‘Best Service from a Business FX Provider’ category at this year’s Moneyfacts Group plc Awards. ??? Moneyfacts Group Awards Team #BMFAwards #MoneyfactsAwards #FXProvider

?????????? ???????????????? ???????????????????? ?????????????? ?????? ???? ???????????? ? GBP to USD is currently trading at ???????? ??????-???????? ???????? as traders continue to exit positions in the pound. ?????????????????? ?????????????? ?????????????????? ?????????????????? ?? ?????????????????? ?????????????? ??% ??????????????, with markets targeting lower levels as concerns around the UK’s debt crisis escalate. ? The latest moves have drawn comparisons to the market turmoil following Liz Truss’s ???????? ????????-????????????, which saw GBP/USD drop as low as ??.????????. This pressure could be further exacerbated by ???????????? ???????????? ???????????? ?????? ???? ??????????????, with the US economy continuing to strengthen. ? If you have international currency requirements and are worried about how the weakening pound could impact your business, Lumon can help. Speak to a currency specialist today to find out what options you have available to protect your business. ? ??+???? (??) ?????? ?????? ???????? ??????????????????.??????/?????????????????? https://lnkd.in/dAxTbuDn

???????????? ???? ???????? ??????????????????????? ????-?????????? ????????: ???????? ???? ?????????? ?????? ??????. ??Euro-buying opportunity: With pound-to-euro exchange rates at a 31-month high, A €100,000 transfer could get you up to ￡7,000 more based on current interest rates. ??Political turmoil in France: The French government faces major disruption as Michel Barnier is set to resign following a no-confidence vote, creating uncertainty and delaying the proposed budget. ?? Bank of England outlook: No changes to UK interest rates are expected at the December 19 meeting, but the Bank of England signals the possibility of up to four rate cuts in 2025, depending on inflation trends. ?? Eurozone GDP release: Eurozone third-quarter GDP data is due this Friday, with 0.9% growth expected.?Any surprises in the figures could lead to significant market volatility. ? Speak to us at Lumon to discover how we can help you optimise your budget. ???????????????? ?????????? ?????? ?????????? ???? ?????????????????? ?????????? ?????????? ?????? ?????? ?????????????????? ???? ??????????????????. ???????????? ???????????????? ???????? ???????? ?????????????????????? ?????? ?????? ???? ???????????????????? ???? ???????????? ??????????????????????. lumonpay.com/Corporate Lumonpay.com/Personal ? #PoundToEuro #CurrencyExchange #BankOfEngland #EurozoneGDP #MarketUpdate #FinancialStrategy

?????? ?????????? ?????? ???????? ???? ???? ???????? ???? ??????????! ?? We're excited to share that we've opened a new office! With so many of our partners and their clients calling the Costa del Sol home, we're delighted to be even closer to their community. We're already trusted by thousands of referring businesses to support their clients with quick, effortless and secure international money transfers, and this new office highlights our continued dedication to offering in-person exceptional support to our partners and their clients. ? A huge thank you to everyone who helped us celebrate this milestone last week, it was wonderful to connect with so many of you. If you're in the area, we'd love for you to drop by and say hello ?? Boulevard de la Cala, Local 28, Planta Baja, Oficina 2, 29649, Mijas, Malaga ?? [email protected]

???????????? ???????????? ????????????: ?????? ???????????????? ? ?? ?????????? ?????????? ???????????????? ????. ???? ???????????? GBPUSD has hit a 6-month low, with eyes on tomorrow's Federal Open Market Committee minutes for crucial insights into US monetary policy. ? ??????? ?????? ???????? ???? ?????????????????? The release of US GDP data on Wednesday is anticipated to significantly impact the currency market, potentially driving volatility on exchange rates. ? ????????????? ????. ???????? ???????????? GBPEUR remains stable at 31-month highs, supported by ongoing concerns over the Eurozone economy. ? ??Read our full market report here: https://lnkd.in/eTr7_wgK ?