Lucia Capital Group

In the first two weeks of March, nearly $4 trillion in market value was wiped out. While volatility is a natural part of investing, many mistake it for risk—and make costly emotional decisions as a result. In this week’s episode of Managing Your Financial Future, Johnny Dean and Rick “The Professor” Plum, CFP? explain why volatility isn't the real danger—reaction is—and what you can do to keep your financial plan on track. ?? New episodes every Tuesday on Apple Podcasts, Spotify, YouTube, or wherever you listen. ?? Listen to the full episode: https://lnkd.in/gCty2M4t ?? Request an appointment with an expert wealth manager today: https://lnkd.in/gRWbJp6P

My financial advisors plan for times like this... I love that The Bucket Strategy is being discussed by several financial advisors in the financial press! Traditionally, our advisors design our "liquidity bucket" with up to 7 years of withdrawals followed by another 8 years funded in a mid-term bucket providing a 15 year time horizon for our client's growith and alternative investments to ride out the markets short-term volatility. There has never been a 15 year periord where stocks (i.e S&P) produced a negative return.

Roth IRAs can be powerful—but not everyone qualifies to contribute directly. In Episode 206 of Managing Your Financial Future, Johnny Dean and “Professor” Rick Plum, CFP? explore an alternative strategy known as the Mega-Roth (or Super-Roth). They’ll explain how some investors may be able to contribute beyond traditional limits—and without being restricted by income caps. ?? Tune in to learn how this strategy works and whether it could be a fit for your financial plan: https://lnkd.in/gCS5k-xX Take the fear out of finance! New episodes drop every Tuesday at luciacap.com or wherever you get your favorite podcasts. #RothIRA #MegaRoth #RetirementStrategies #FinancialPodcast #ManagingYourFinancialFuture #LuciaCapitalGroup

Meet Tony Krvaric, who brings more than 27 years of experience helping select clients manage, preserve, and distribute wealth. Partnering with LCG’s team and $2.5B wealth management platform will bring additional value and service offerings. Outside of work, Tony enjoys civic engagement and helping his grown children navigate life. He and his wife live in the Scripps Ranch area of San Diego. He is a proud Catholic and Brother Knight of the Fourth Degree at St. Michael's Church in Poway. Some fun facts about Tony are: He was born and raised in Sweden, immigrating to America after he was inspired by then-president Ronald Reagan. Besides helping his clients make smart financial choices he loves Padres baseball and electronic music. ?? Get in touch with Tony at: https://lnkd.in/gAbWn4bs ?? Partner with a $2.5B platform designed to help advisors grow. Explore what LCG Financial Partners can do for your practice: https://lnkd.in/gmNZG6Tb

That’s a wrap on LCG Ignite 2025! ??We closed out day three of our LCG Financial Partners conference with fresh ideas, stronger connections, and a renewed focus on helping advisors grow. Thank you to everyone, especially to our leaders, Ray Lucia Jr. CPA/PFS and Joe P. Lucia, who made this event such a success! Until next year. LCG Ignite is a premier LCG Financial Partners event where our financial advisors and partners come together to connect, learn, and elevate their practices.

Day 2 of #LCGIgnite2025 was incredible! The second day of our conference was packed with insightful discussions and expert panels. A day full of bringing our team and partners together in the best way possible. Collaboration, strategy, and a lot of fun! LCG Financial Partners

Day 1 of LCG Ignite 2025 is in the books! What an amazing first day. From insightful speakers to engaging discussions, we kicked off this year’s conference with fresh conversations and a shared passion for advisor growth and success. It’s time for Day 2! We can’t wait for what’s in store. LCG Financial Partners Joe P. Lucia Ray Lucia Jr. CPA/PFS

Please join us in giving a warm welcome to our newest members! Ainsley's Angels of America Blooming CFO Financial Services California Termite First Team Real Estate HearingLife Hospice By The Sea, Ltd. IHS Environmental, Inc. Olive Crest - Strong Families, Safe Kids Pursu Agency Ruby's Diner-Carlsbad Ruby's Hospitality Group, LLC Soapy Joe's Car Wash Taylor Gallegos Art Day 91 Consulting Lucia Capital Group

LCG Ignite 2025 is here! Tomorrow, we kick off our 3rd annual internal conference at the LCG Financial Center—a premier event where our financial advisors and partners come together to connect, learn, and elevate their businesses. ? With expert panels, top-tier speakers, and powerful roundtable discussions, this year’s lineup is packed with insights to fuel advisor growth and success. ? Financial Advisors: Are you looking to take your practice to the next level? Join LCG Financial Partners, a $2.5 billion wealth management platform business affiliated with LPL Financial that provides in-house asset management, marketing support, transition assistance, and a strong advisor community. ? Learn more about joining us at LCGFinancialPartners.com

Most are unaware of this hidden cost to index funds. Reconstitution. CEO Ray Lucia Jr. CPA/PFS breaks it down in the latest episode of his Vaulted Views with Ray Lucia Jr. podcast. Watch or listen at rayluciajr.com, or wherever you get your favorite podcasts. #wealthmanagement #personalfinance #investingtips #SMAs #retirementplanning