Lower

"Hang out with successful people and you'll become successful." -Amir Syed ?? Yesterday, top producers from across the company gathered at Lower.com Field for the first annual Elevate Rally. Hosted by Lower CGO Amir Syed, we heard from renown speakers Rene F. Rodriguez and Mo Ismail, who brought knowledge and insights that we'll take into 2025 and beyond. Amazing day—even better people. See you next year ??

The Southeastern U.S. has taken some big hits from the weather the past few weeks. To our colleagues, partners, and families in the impacted areas, we hope you and your loved ones are safe after the recent storms and were spared from any major damage to your home and property. ??? If your home was affected, here’s a quick checklist to help you start the recovery process: ?Beware of Scams: Be cautious of predatory tactics offering mortgage assistance, home repairs, or other services for an upfront fee from companies you don’t know or have never worked with before. Visit LoanScamAlert.org for more info. ? Document the Damage: Take photos or videos before any cleanup or repairs begin. ? Report to Insurance: Contact your insurance company immediately to begin your claims process. ? Check Your Credit Report: You can place a statement on your credit report with national bureaus (Experian, Equifax, TransUnion). This can help protect your credit from improper activity. Learn more at #AnnualCreditReport.com. ? Track Your Expenses: Save receipts for emergency repairs and temporary housing?costs. ? Hire Licensed Professionals: Ensure contractors have the proper licenses and coverage before making repairs. Always verify contractors and never sign anything you don’t fully understand. ? Stay in Touch: Keep your insurance provider updated on any address or contact changes if you're displaced. ?? Here are some additional resources available to help you get back on your feet: #Florida: State Assistance Info Line (SAIL), (800) 342-3557 #Georgia: (800) 879-4362, GEMA.Georgia.gov #NorthCarolina: 919-710-8885, www.ncdps.gov/contact-us #SouthCarolina:??803-737-8500, www.scemd.org/contact/ #AmericanRedCross: (800) 733-2767 #FEMA: (800) 621-3362, or DisasterAssistance.gov If your home has been severely damaged as a result of the recent storms, you may be eligible for special financing alternatives to help you repair your property or even purchase a new home?– DM?us for more information. We’re here to support you through the recovery process. Stay safe and take care! ?? #StormRecovery #InsuranceTips #HomeSafety #FEMA #StaySafe #MortgageSupport

We're big advocates of using candy to calculate your down payment.

Homeowners collectively gained $1.5T in equity in the first quarter of 2024 ?? Learn more about accessing yours: lower.com/heloc

Did you know there's a difference between your "housing ratio" and "total debt-to-income ratio"? Both can come into play when trying to qualify for a mortgage, so it's important to know the difference! Jake breaks it down here, but if it's still confusing—don't worry. We got you. Hit us up and we'll crunch your numbers together. ??

Jackson Mississippi costs HOW much?! ?? https://bit.ly/3Wp6IDe

What's the deal with rates? Hear it first from our resident mortgage news anchor, Wes Escrow! ??

Get those home projects started! ?? With warmer weather, now’s the time to make good on all the planning and goals you made earlier in the year. Thinking of adding a patio? Do it. Maybe sprucing up your curb appeal? Go for it. Remember, you can increase the value of your home while increasing your enjoyment of it. The two can go hand in hand.

Big news for veteran borrowers! ?? Last week the VA announced last week that they are updating their guidelines so that veteran borrowers can pay their buyer’s agent out of pocket, helping VA homebuyers compete in today's market. Learn more: https://bit.ly/3RCpNiu

We're mid at guessing accents but good at recognizing useful mortgage advice ??