Loan Street Finance

??? Attention First Home Buyers! ?? Are you ready to take the plunge into home ownership but feeling overwhelmed by the costs? Don’t worry, there’s help available! The Australian government offers a variety of assistance programs designed specifically for first home buyers to make your dream a reality. Here are some key programs you might benefit from: 1?? First Home Owner Grant (FHOG): If you’re purchasing a new home or building one, you could receive a grant of up to $10,000 (or more) to help with your purchase! 2?? First Home Loan Deposit Scheme (FHLDS): This scheme allows eligible first home buyers to purchase a home with as little as a 5% deposit, without paying Lenders Mortgage Insurance (LMI)! 3?? Stamp Duty Concessions: Many states offer concessions or exemptions on stamp duty for first home buyers, which can save you thousands! ?? Need help navigating these options? Our expert mortgage brokers are here to guide you every step of the way, ensuring you get the best deal possible. ?? Contact us today to learn more about how you can take advantage of these fantastic opportunities and start your journey to home ownership! #FirstHomeBuyer #GovernmentAssistance #MortgageBroker #HomeOwnership #Australia #DreamHome

Merry Christmas and Happy New Year from the Loan Street Team ?? As I wrap up my first year, I want to take a moment to express my heartfelt gratitude for your incredible support since I opened the doors in April. It's been a wild ride so far, and I couldn't have done it with you! In just 8 months, we've achieved some pretty impressive stats: - 140 Applications Lodged - Secured loans approved totaling a whopping $70 Million! - Partnered with 14 different lenders to meet all your needs. - Consumed enough coffee to fuel a small rocket! (seriously, I might be part caffeine by now!) - Sent so many emails that our inbox is considering a vacation of its own! - Worked countless hours, but it's all been worth it thanks to YOU! We're taking a well-earned break to recharge, and we will be back on January 2nd, ready to make 2025 even more amazing! Thanks for being part of the journey. Here's to new adventures, success, and, of course, more coffee!! ??? Kirst ?? #merrychristmas #hayypnewyear #grateful #thankyou #2025herewecome

Want a better deal on your home loan? ???? With the recent RBA decision to keep interest rates on hold, it's a great time to reassess your mortgage! While rates may not be dropping, we can help you find ways to reduce your current rate and save you money. Let us handle the heavy lifting for you. We are dedicated to finding the best options tailored just for you! Get in touch today. #mortgagebroker #homeloan #interestrates #financialfreedom #betterdeal #RBA #homeownership

Hey Karlie ?? We're excited to announce that we've added a fantastic new member to our crew! Meet Karlie, our newest mortgage broker associate, who's joining the fabulous Kylie. With many years of banking experience under her belt, Karlie is ready to help you navigate your mortgage journey with expertise and a smile. #meettheteam #womeninbusiness #mortgageassociate #homeloanjourney

Wondering if it will cost you to use Loan Street? The simple answer is NO! Lenders pay us to help you get a great loan. You win, we win! Rest assured, we have a legal obligation to put your best interests first. Loan Street may receive a commission from lenders when you choose a home loan through them (we'll always disclose this to you), but at the end of the day our goal is to help you get the best loan for you! #mortgagebroker #homebuying #dreamhome #financialfreedom

??? Thinking about buying your dream home this year? There’s still time to make it happen! ?? We're here to guide you through the home buying process and help you take advantage of the fantastic opportunities available right now! ?? Top Hints for Home Buyers: 1. Government Incentives: Don't miss out on the various programs designed to support first home buyers! From grants to reduced stamp duty, these incentives can make your home purchase more affordable than ever. 2. Get Pre-Approved: Secure your financing early! A pre-approval not only gives you a clear budget but also shows sellers you’re a serious buyer. 3. Do Your Research: Understand the market trends in your desired area. Knowledge is power when it comes to making informed decisions! 4. Work with a Broker: Navigating the mortgage landscape can be overwhelming. Let us help you find the best loan options tailored to your needs! Whether you’re a first-time buyer or looking to upgrade, now is the perfect time to explore your options. ??? ?? Ready to get started? Send us a DM or give us a call, and let’s turn your homeownership dreams into reality! ???? #MortgageBroker #HomeBuying #FirstHome #GovernmentIncentives #DreamHome #MortgageTips

Ready to buy a new home or just review your existing loans? You can speak to a Mortgage Broker anytime! Whether you're just starting your search or ready to make an offer, we're here to help. Plus, chatting with us at Loan Street is completely free! It's a win-win! ???

When will interest rates drop? Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates by 0.50 per cent last month, joining other countries like New Zealand, Canada and the UK in giving homeowners a reprieve. However, so far the RBA Board has held firm about the need to maintain a restrictive monetary policy for the time being. Some economists believe it could still happen this year, while most say early 2025 is more likely. ?? With a cash rate cut likely on the horizon within the next four months, now is the time to review your home loan and weigh up if it still serves your needs. Get in touch today.

A guarantor, typically a family member, can assist in securing your home loan and enhancing your borrowing capacity, even with a deposit of less than 20%. Interested in learning more? Contact us today. #homeloans #mortgagebroker #firsthomebuyer #newhome #investment

Are you getting the right rate? Regularly reviewing your home loan and overall financial position is the key to creating financial security and achieving your goals. Contact us for a no-obligation meeting. #mortgagebroker?#homeloan?#investmentloans?#interestrates?#review