Liferaft

HRAs are solving key challenges in the health insurance market, and the numbers speak for themselves. Source: HRA Council Annual Report

Join us for a webinar on February 5 at 10 a.m. PST, where we'll delve into the cost differences between individual and small group health insurance plans across the U.S. Using Ideon's 2025 ICHRA Map, we'll analyze price variations by county and state, equipping brokers with the insights needed to identify when and where ICHRAs and QSEHRAs might be the best fit for your clients. Reserve your spot ?? https://lnkd.in/gU2ApM47

These latest figures from the HRA Council Annual Report underscore the growing demand for personalized, flexible health benefits. Want to learn more? Reach out to explore how HRAs can be a solution for your clients.

Last month, we walked agents through the latest KFF Health Insurance Trends Report, breaking down the key insights you need to navigate the health insurance landscape going into 2025. You can catch the full recording here: https://lnkd.in/geUa7wuC

We’ve created this quick comparison chart to help you easily explain the key differences between ICHRA, Level-Funded, and Self-Funded plans to your clients as they consider alternatives to traditional group coverage. Are we missing anything?

As we reflect on the year, we are incredibly grateful for our excellent partners and clients! Thank you for trusting us to help simplify health benefits and create solutions that make a difference. This season, we celebrate the partnerships we’ve built and look forward to continuing to support you in achieving your goals. Wishing you and your loved ones a joyful and restful Thanksgiving! ????

At Liferaft, we know every client has different needs—and finding the right solution can be complex. Our modular platform is built for flexibility, letting you design and manage custom health insurance solutions that fit your clients' specific challenges. From structuring plans and managing enrollment to handling claims and financial transactions, we provide the tools you need to build seamless, compliant programs. Plus, with custom branding and API integrations, you can offer a truly unique experience. Let’s build something together: https://lnkd.in/gZv5tRCi

KFF's 2024 Employer Health Benefits Survey highlights rising health insurance costs that can’t be ignored. Family coverage premiums have climbed 24% in the last five years, now averaging nearly $25,600. With workers contributing an average of $6,300 and employers covering the rest, the need for more affordable solutions is clear. If rising premiums are a concern for you or your clients, connect with us to explore flexible, cost-effective options that go beyond the usual solutions.

Which is right for your clients—ICHRA or Level-Funded plans? Our latest whitepaper offers a comprehensive breakdown of these two popular alternatives to traditional group plans. Discover the key differences, including cost management strategies, employee classes, and flexibility, to help you make informed recommendations.

Interesting read by our COO Nimish Shukla, CFA