Leverage Financial Advisory

Despite the political drama stealing all the headlines and stirring fear and uncertainty throughout the world, the tech-heavy Nasdaq 100 Index, one of the most important barometers of the overall stock market, is beginning to show an expansion of stocks within the index making new one-year highs - a positive sign. The red line on the chart is a 50-day moving average, which smooths out the ups and downs of the day-to-day volatility and averages out the closing prices of the last 50 days. When prices trade above that line, we consider it a positive uptrend. It would be like the price of your daily cup of coffee steadily rising over the past 10 weeks. The blue curve on the chart highlights a pattern called a "base", which tends to form after a stock or index makes a new high, and then cools off for a bit as investors take profits. Once it appears to hit a bottom, buyers begin to step in, and the price pattern on the chart begins to form the shape of a bowl of cereal. When we combine these 3 elements of an increasing number of stocks making new one-year highs, a positive uptrend, and a well-established base pattern, it helps give us confidence in our investment decision-making within our client portfolios and 401Ks. To learn more about our Investment Management Ranking System, visit our website at https://lnkd.in/efqHZNyr

Today brought a jolt to the stock market—a sudden shock that disrupted the usual rhythm of trading. These moments, often triggered by unforeseen events, can send ripples of fear through even the most seasoned investors. But what if you could turn uncertainty into opportunity? In this post, we break down what a market shock really means, why it happens, and how you can stay resilient, protect your investments, and even thrive in the face of volatility. How to Navigate Stock Market Shocks: A Guide for Smart Investors

In 2025, the phrase "Slow is smooth, and smooth is fast" will be significantly relevant to managing your personal finances and investments. This principle encourages deliberate, strategic decision-making over impulsive actions, leading to sustainable growth. "Slow is smooth" reflects the value of building a solid financial foundation. By budgeting carefully, prioritizing savings, and methodically reducing debt, you create stability. Taking time to research investments—analyzing risks, understanding market trends, and diversifying your portfolio—prevents costly errors and lays the groundwork for consistent returns. This approach also fosters discipline, allowing you to make decisions free from the pressure of market volatility or fear of missing out (FOMO). "Smooth is fast" comes into play as these deliberate habits compound over time. A well-thought-out financial plan, paired with regular contributions to investments like index funds or retirement accounts, accelerates growth in the long run. Consistency and automation make financial management seamless, reducing stress and enhancing efficiency. By focusing on methodical, steady progress, your finances gain momentum. This principle underscores that thoughtful, measured steps may feel slow at first, but ultimately lead to faster and more reliable outcomes. But first, you need a clear understanding of where your personal finances are today and how they align with what you want in the future. Once you have that knowledge, you can create a thoughtful and efficient process for managing your various accounts. Reach out to gain that clear understanding, and let's set up a Zoom call to discuss your real-life goals - and slow, smooth, and fast plan to achieve them. email: [email protected] and learn more about our wealth management process at leverageadvisory.com!

A simple change to your mindset when it comes to building your wealth and tracking your net worth can pay huge dividends. What's that change? Thinking about your wealth in ranges. As your wealth and investment portfolios grow, you will experience bigger and bigger swings as the stock market fluctuates with everyday news and headlines. Seeing your wealth move within ranges is normal, however, and even healthy for a stock market-driven portfolio. By staying focused on your long-term goals, you can confidently ride out the waves, knowing that the market historically has rewarded patience and discipline with growth over time. #investing #financialadvisor #investor #saver #volatility #wealth

Many people assume that mortgage rates will come down. But recently, rates have started to climb higher. So what if mortgage rates don't go down as many expect? What could this do to the housing market, new buyers, and buyers who bought in the past two years and planned to refinance at lower rates? How should one best prepare for the potential for mortgage rates not going down meaningfully??

Mortgage rates have been coming down and we've been getting a lot of questions about homebuying lately. Budgeting for a new house can be a complex process, but breaking it down into manageable steps can make it more straightforward. By assessing your current finances, planning for upfront costs, and ensuring long-term affordability, you can create a solid plan for purchasing your new home. Here are 3 ways to budget for a new house.