RE Leverage Advisory

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Appreciation by State and Metro Area: Fourth Quarter 2024 https://lnkd.in/epuDrz5j

Mortgage Rates Roughly Unchanged Over The Weekend https://lnkd.in/dWdw_Q5e

Will mortgage rates allow for ‘peak’ homebuying season? https://lnkd.in/gejRiY2d

Texas House and Senate lawmakers have laid out their property tax cut proposals. How do they compare? https://lnkd.in/gevGiXvg

Mortgage rates fall to a two-month low, but buyers are still on the sidelines https://lnkd.in/gdxnfUBg

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People Are Flocking to These 4 Desirable Cities—as Homeowners’ Sale Prices Skyrocket While some segments of the U.S. housing market are still struggling to recover from a?sluggish year?of buying and selling marked by?high mortgage rates?and lagging inventory, four markets in the South and the West are going full steam ahead.? Atlanta,?Charlotte, NC,?Raleigh, NC, and?Dallas?are all experiencing surging home sale prices and demand, according to a new data analysis from?John Burns Research & Consulting. The common thread that runs through these four distinct Sun Belt real estate markets is that they all saw home sale prices skyrocket during the COVID-19 pandemic, and they have been going strong ever since, according to?Realtor.com??senior economic research analyst?Hannah Jones. https://lnkd.in/gefDKPpX

Housing Market Forecast 2025 by JP Morgan Research The Bottom Line: Uncertainty Remains As John Sim says, “It's evident that numerous aspects of Trump's policy will impact the housing market. For now, though, all we can do is wait.” My Take: Navigating a Complex Market Based on JP Morgan Research's analysis, and my own observations of the market, here's what I believe: Don't expect a dramatic crash:?The “lock-in” effect and the wealth effect are likely to prevent a significant drop in house prices. Affordability will remain a challenge:?High interest rates and limited supply will continue to make it difficult for many people to buy homes. Keep an eye on interest rates:?Any significant drop in mortgage rates could unlock pent-up demand and change the market dynamics. Be prepared to be patient:?The housing market isn't going to magically “fix” itself overnight. It will likely be a slow and gradual process. What Should You Do? If you're looking to buy a home in 2025, here's my advice: Get your finances in order:?Check your credit score, save for a down payment, and get pre-approved for a mortgage. Shop around for the best mortgage rates:?Don't just settle for the first offer you get. Consider alternative housing options:?If you can't afford a single-family home, look into condos, townhouses, or co-ops. Be prepared to negotiate:?Don't be afraid to make offers below the asking price, especially if the house has been on the market for a while. Work with a knowledgeable real estate agent:?A good agent can help you navigate the complexities of the market and find the right home for you. The housing market can be unpredictable, but by staying informed and being prepared, you can increase your chances of finding your dream home. https://lnkd.in/gbJtpWmP

Construction Market Braces for Trump Tariff Impact? The U.S. construction market is bracing for the impact of President Donald Trump’s?newly announced tariffs?on materials imported from China, Canada and Mexico. With approximately 46% of U.S. construction materials?sourced?from these countries, and 35% to 50% of total multifamily project construction costs tied to finished materials such as lumber, appliances and HVAC equipment, the tariffs are inherently inflationary. Based on these numbers, it can be reasonably estimated that material costs for multifamily construction projects could spike 7.5%, which could increase total construction budgets by 3% to 4%.? https://lnkd.in/gAUJJn_n