LBC Mortgage

LBC Mortgage Turns 17 ???? Seventeen years ago, it started as an idea. A simple mission - to help people find a place to call home. No big promises, no grand strategies, just hard work, belief, and the determination to do things right. Today, LBC Mortgage is more than a business. It’s stories, families, and dreams that have become reality. It’s a team of people who see their work as more than just a job. It’s partners who share our values and clients who trust us with some of the most important decisions of their lives. I’m proud of what we’ve built. I’m grateful to every team member for their dedication, expertise, and drive to grow. To our clients - thank you for your trust. To our partners - thank you for walking this path with us. We keep growing. We keep shaping the industry. But at our core, we remain true to why we started. Happy Birthday, LBC Mortgage??

?? Does your partner’s credit score impact your mortgage? If you’re applying for a joint loan, lenders will check both credit scores. If one of you has a lower score, it could: ?? Increase your interest rate ?? Lower your loan approval amount ?? Make mortgage approval harder The good news? There are strategies to improve your application and secure better terms! ?? Not sure if your credit score is good enough? Let’s discuss your options—DM us! #CreditScoreMatters #MortgageApproval #FirstTimeHomebuyer #LBCMortgage

?? Airbnb Mortgage Trends in California 2025: What Investors Need to Know The short-term rental market is evolving, and strategies that worked before may not be as effective today. Here’s what investors should keep in mind: ?? Home prices are rising – the median home price is approaching $909,400 ?? Getting an Airbnb mortgage is trickier – traditional lenders often hesitate to approve loans for short-term rentals, but there are alternative financing options ?? Strategy is key – choosing the right location, calculating ROI, and securing the right financing can maximize your profits At LBC Mortgage, we specialize in helping investors secure financing for Airbnb properties—even without traditional tax returns. Want to learn more? Check out our latest insights. Link in bio! ?? NMLS #275599 Cal DRE #01461773, Florida #MBR3799, Washington #MB-275599, N. Carolina #B-207209 #mortgagecoach #mortgagelosangeles #mortgagetip #lbcmortgage #lbcmortgageteam #mortgagetipsformillennials

LBC Mortgage Secures Another Luxury Deal in Miami A returning client just closed on one of the most exclusive $13M luxury condos in Miami! The best part? No tax returns were required— we structured the deal using bank statements to secure financing. ?? Big shoutout to our team: Alex, Nastya & Daniel, for making it happen! ?? If you’re looking for tailored mortgage solutions for high-value properties, let’s find the best option for you NMLS #275599 Cal DRE #01461773, Florida #MBR3799, Washington #MB-275599, N. Carolina #B-207209 #mortgagecoach #mortgagelosangeles #mortgagetip #lbcmortgage #lbcmortgageteam #mortgagetipsformillennials

?????? Buying a home together? Here’s what you need to know! Before you apply for a joint mortgage, make sure you’re financially ready: ?? Check both credit scores – Lenders will consider the lower one. ?? Plan for a down payment – The more you put down, the better your loan terms. ?? Discuss financial goals – Make sure you’re aligned on budgeting & future investments. Homeownership is a team effort! ?? Save this post if homeownership is in your future! #CouplesFinance #HomeBuyingTips #MortgageAdvice #LBCMortgage

?? Buying a Home Isn’t What It Used to Be… Once upon a time, you could buy a house with spare change. Now? It takes strategy, smart financing, and the right team to make homeownership happen. At LBC Mortgage, we help buyers find the best mortgage solutions, navigate today’s tough market, and turn dreams into reality—without waiting for a miracle. ?? Ready to stop renting and start owning? Let’s build a plan that works for you. ?? Book a free consultation #LBCMortgage #FirstTimeHomeBuyer #HousingMarket #RealEstateInvesting #MortgageTips #DreamHome

?? Happy Birthday, Viktoriya! Wishing you a fantastic year ahead filled with success, new achievements, and great opportunities! We’re glad to have you on the team and appreciate everything you do. Here’s to a year of growth and exciting milestones! ???? #HappyBirthday #TeamLBCMortgage #CelebratingSuccess

?? Roses are red, violets are blue, if you love me, buy a house too! We’re celebrating Valentine’s Day the mortgage way—with a little humor and a lot of love! ?? Swipe through our mortgage-themed Valentine’s Day cards and tag your Valentine! ?? Tag your Valentine and tell them which one they deserve! #ValentinesDay #MortgageHumor #RealEstateLove #LBCMortgage

?? Marriage & Mortgages: What You Need to Know! Tying the knot is a big life event—but what does it mean for your mortgage? ?? ? If you already own a home, does it automatically become shared? ? What happens if you refinance together? ? And what about divorce—who keeps the house? Navigating homeownership as a couple comes with key financial and legal considerations. Let’s break them down! ?? Have questions? DM us for a free consultation! #Mortgage101 #MarriageAndMoney #LBCMortgage #HomeBuyingTips

??? Home is more than just a place—it’s a feeling. What turns a house into your home? Is it the cozy decor, the smell of morning coffee, or that first night sleeping in your own space? ? Some say it’s the people, others say it’s the perfect kitchen. What’s your must-have? Let’s hear it in the comments! ??Buying a home is about more than just square footage—it’s about finding your place. Ready to start your journey? Let’s chat! #HomeSweetHome #DreamHome #HomeBuyingJourney #LBCMortgage