L. A. Electrical Workers Credit Union

It's Smart Tip Tuesday! 💡 The holiday season brings joy, but it also attracts fraudsters. Here are some tips to keep your finances safe: 🎄 Monitor Accounts Regularly: Check your bank statements frequently for any unauthorized transactions. 🎄 Use Secure Connections: Avoid public Wi-Fi when making purchases or accessing sensitive information. 🎄 Enable Alerts: Set up transaction alerts to stay informed of account activity. 🎄 Never Share Personal Information: Avoid sharing your personal or financial details over the phone or email. 🎄 Shop from Trusted Sites: Ensure websites are secure (look for “https” in the URL) before entering your payment details. Stay safe and enjoy the holidays with peace of mind! #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

Mark your calendars! 🗓️ L.A. Electrical Workers CU will have special holiday hours this season. Be sure to plan ahead for your banking needs. We’ll be closed: 🔹 Veterans Day – November 11, 2024 🔹 Thanksgiving – November 28, 2024 🔹 Day after Thanksgiving – November 29, 2024 🔹 Christmas Eve - December 24, 2024 🔹 Christmas – December 25, 2024 🔹 New Year's Eve - December 31, 2024 🔹 New Year’s Day – January 1, 2025 We’ll close at 12 p.m. on: 🔹 Wednesday before Thanksgiving - November 27, 2024 Get your banking done ahead of time and take advantage of our online services and 24-hour Co-Op ATMs to stay on track. Wishing you a wonderful holiday season! #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

It’s Smart Tip Tuesday! Keep your debit card info safe with these essential tips: 💳 Shop Securely: Use only trusted and secure websites for online purchases. Look for “https” in the URL and check for security certificates. 💳 Avoid Public Wi-Fi: Don’t access your bank account or make transactions over public Wi-Fi. Use a secure network or your mobile data. 💳 Protect Your PIN: When entering your PIN, cover the keypad with your hand to shield it from prying eyes. 💳 Set Up Alerts: Enable transaction alerts on your account to receive real-time notifications of any charges or withdrawals. 💳 Monitor Your Statements: Regularly review your bank statements for any unfamiliar or unauthorized transactions. Stay vigilant and share these tips with your network! For more helpful advice, follow us at LA Electrical Workers CU. Let’s keep our community secure together! #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

Happy International Credit Union Day! 🌟 As a member of L.A. Electrical Workers CU, you’re part of a global movement working to put your needs first. From personalized financial advice to member-focused services, we're here to support your financial journey every step of the way. Join us in honoring this special day by visiting us or exploring our website to see how we can support your financial journey. Together, we’re making a difference! #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

At L.A. Electrical Workers CU, your financial safety is our top priority. In today’s digital world, protecting your personal information is more critical than ever. Here are five simple habits to enhance your online security and protect yourself from fraud: 1. Keep Your Software Updated: Many data breaches happen because people don’t apply security updates. Regularly update your operating system, apps, and antivirus software to stay protected. 2. Use Two-Factor Authentication (2FA): Accounts with 2FA are much harder to hack. 2FA adds an extra step, like a code sent to your phone, making it tougher for cybercriminals to access your info. 3. Monitor Your Accounts: Regularly check your bank statements and credit reports for any unusual activity. Catching suspicious charges early can prevent bigger problems. 4. Watch Out for Phishing: Phishing is when scammers trick you into giving away your information, often through fake emails or links. Always verify the sender and avoid clicking on suspicious links or attachments. 5. Stay Informed: Many data breaches start with targeted attacks called spear-phishing. Keep up with the latest cybersecurity news and tips by following trusted sources and attending workshops. Adopting these habits can greatly reduce the risk of fraud and scams. Let’s work together to keep your digital life secure. #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

A strong credit score unlocks better loan rates, lower insurance premiums, and helps you secure your dream apartment. To leverage it, follow these 5 key steps: 🔹 Understand Your Score: Learn how payment history and credit utilization affect your score. Always pay on time and keep credit card balances low. 🔹 Check Your Credit Report: Get a free copy from Experian, Equifax, and TransUnion. Review for errors and dispute any inaccuracies. 🔹 Pay On Time: Avoid late payments by setting up automatic payments or reminders. 🔹 Manage Credit Utilization: Keep your credit card balances below 30% of your credit limit to show responsible usage. 🔹 Maintain a Credit Mix: Use a mix of credit cards and installment loans to demonstrate diverse credit management. By following these steps, you'll improve your credit health and set yourself up for financial success. #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

Saving money isn't just about setting aside funds for a rainy day; it's about securing your future and achieving your financial aspirations. Whether it's building an emergency fund, planning for retirement, or realizing your dreams, saving is the cornerstone of financial well-being. Plus, with the right account, you can earn dividends passively. Kickstart your savings journey with our Share Account! Deposit a minimum of $25 and enjoy the rewards of quarterly dividends. Learn more and start saving: https://bit.ly/38F6Loh #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

Tired of the hassle of making recurring deposits in person? Let's simplify. Swing by the credit union and fill out a quick authorization form for Direct Deposit. It's a breeze, saving you time and the frustration of dealing with stamps or fuel. Your deposits will land safely and regularly in your account, leaving you with peace of mind. Learn more: https://bit.ly/3Vlu242 #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

Life's greatest adventures start with a full tank and an open road. 🚍🛣️ Discover new destinations and embrace the freedom of the great outdoors in a new RV with our Recreational Loan! Whether you're planning a weekend getaway or a cross-country expedition, we’ve got the financial solution for you. Make every mile count in the comfort of your own home on wheels. Learn more and apply: https://bit.ly/3Ia3NE5 #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI

It's #SmartTipTuesday! 💰 Prioritize paying off high-interest debts and consider debt consolidation options. 💳 Consolidating your debts can simplify payments and potentially lower interest rates, making it easier to manage your finances. Explore options like an LAEWCU Personal Loan to consolidate multiple debts into one manageable payment. Remember, staying informed about your financial options empowers you to make smart choices for a brighter financial future! #LAEWCU #IBEW11 #IBEWLocal11 #NZPETI