KRJ Management, Inc.

Dear Friends, As we reflect on the journey we’ve shared this past year, we want to express our deepest gratitude for the confidence, trust, and partnership your association has placed in us. It is because of clients like you that we can continue to pursue excellence in all aspects of community association management. Your support inspires us to continually enhance the services we provide, and we promise to keep that commitment at the forefront of everything we do. With your ongong partnership, the possibilities for what we can achieve are limitless. Together, we are building something truly special, and the best is yet to come. As the 2024 holiday season draws to a close, I am reminded that not all gifts come wrapped under a tree. The gift of your partnership is priceless and something we will never take for granted. It is a privilege and an honor to collaborate with you for the good of your community. Looking ahead to the coming year, consider this: - Greet each new day with a heart of gratitude, a sense of purpose, and excitement. Watch what happens. - Look for good in every moment, in everything, and in everyone. God doesn't make a mistake. - Embrace the unexpected. While we may not choose the curveballs that life often delivers, how we respond to these moments can make all the difference. - Be the reason that someone smiles. You can change their day; their outlook. - Never miss the opportunity to say, "I love you!" It may be the last chance you get. On behalf of the entire KRJ team, thank you for being an integral part of our success. We look forward to the New Year and all that we will accomplish together. Wishing you and your loved ones an extraordinary 2025! Sincerely, Kelly Hawkins President and CEO

It’s beginning to feel a lot like Christmas… If you didn’t know any better, you might think that the Christmas season began months ago. By mid-October, retailers had already decorated their aisles and started pushing Christmas messaging, weeks ahead of Halloween. Then November came and went almost as though we forgot about Thanksgiving. On December 25, we celebrate Christmas. While the meaning of Christmas can vary for different people and cultures, it is generally celebrated as a Christian holiday — a time for spiritual reflection on the foundational tenets of the Christian faith. It’s also a celebration, a time to reflect on the significance of Jesus' birth, emphasizing themes of love, peace, and goodwill toward all. Beyond its religious roots, Christmas has become a widely celebrated season, marked by decorations, parties, gatherings with family and friends, gift exchanges, and shared meals and traditions. This year, Hanukkah coincides with the Christmas holiday. The eight-night, seven-day Jewish festival commemorates the miracle of the Temple, when God caused the oil in the menorah to burn for eight days, despite there being only enough for one. Hanukkah symbolizes the triumph of light over darkness. At this special time of the year, we embrace the traditions passed down through generations. The holidays are a time of good cheer; a time when the world around us seems to be a little kinder. Perhaps, the most wonderful time of the year. It is also a time when we reflect on the gift of relationships that we share with you and your community. We thank you for your partnership. We take that responsibility seriously, and we will never take for granted the trust you have placed in us. Our commitment to extraordinary service comes from the heart. However you spend your holidays, it is important that your know that your partnership has been invaluable, and we’re excited to continue growing and succeeding together in the coming year. May this Christmas fill your heart with peace, your home with love, and your days with endless joy. Wishing you a season full of beautiful memories. From our family to yours, wishing you a Merry Christmas. Sincerely, Kelly Hawkins President and CEO