Economic uncertainty is pushing more Americans to dip into their 401(k)s for emergency expenses. A record 4.8% of account holders withdrew funds last year to cover urgent needs like preventing foreclosure or handling medical bills, up from 3.6% in 2023 and 2% pre-pandemic. While having savings to tap into is important, early withdrawals come at a high cost—tax penalties, lost retirement growth, and financial insecurity down the road. That’s where employer-sponsored financial solutions like Kashable come in. By providing low-cost loans and financial wellness resources, companies can help employees avoid tapping into their future savings while still handling life’s unexpected expenses today. #FinancialWellness #EmployeeWellbeing #RetirementSecurity
Kashable
金融服务
New York,New York 16,926 位关注者
Providing Socially Responsible Credit? to improve the financial well-being of working America.
关于我们
At Kashable, we're committed to a values-driven approach and are dedicated to helping reshape your financial journey. As a socially responsible financing solution seamlessly integrated into employer-sponsored benefits, we leverage innovative technology to provide quick access to affordable credit. Eligible employees can experience the ease of securing a Kashable loan online within minutes, with convenient repayment through payroll. Kashable is here to offer a purposeful financial solution to help ensure a smoother path for you. Choose Kashable for a brighter financial future. Kashable is a consumer finance company licensed in AL, AZ, CA, CO, CT, DE, FL, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, ND, NH, NJ, NM, NY, NV, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, WA, WI, WY, and District of Columbia. NMLS #1373339 https://www.nmlsconsumeraccess.org/
- 网站
-
https://kashable.com
Kashable的外部链接
- 所属行业
- 金融服务
- 规模
- 51-200 人
- 总部
- New York,New York
- 类型
- 私人持股
- 创立
- 2013
- 领域
- Employee Benefits、Consumer Finance、Voluntary Benefit和Financial Wellness
产品
Kashable
财务健康软件
Kashable provides employees with a better way to tackle costly debt and unexpected expenses during times of financial hardship. By working with employers, we can offer employees across the credit spectrum a low-cost alternative to 401(k) loans, credit cards, and pay advances. We only lend what employees can afford to borrow, with loans that are repaid automatically through payroll. That’s what we call Socially Responsible Credit?.
地点
-
主要
489 5th Avenue
US,New York,New York,10017
Kashable员工
动态
-
70% of American households are financially unhealthy, with over half living paycheck to paycheck. These struggles are taking a toll on employees' mental and physical health, leading to a 300% rise in stress-related leaves since 2017. As a result, nearly 50% of employers plan to offer financial wellness programs by 2026. These programs can not only improve employees' financial health but also may significantly impact their mental well-being. Financial wellness programs help to enhance finances, boost productivity, and improve employee retention, which can lead to a more motivated and stable workforce. Read more here: https://lnkd.in/eWcnhnNd #FinancialWellness #EmployeeBenefits #WorkplaceWellness #TalentRetention
-
-
Unexpected expenses can derail financial stability—according to our recent survey 54% of employees say emergency costs are their top financial concern. Employers have the power to help. By offering Kashable, you can provide employees with a responsible financial safety net for life’s surprises. Learn more in our latest survey: https://lnkd.in/ezJiY-JP #FinancialWellness #EmployeeBenefits #EmergencySavings
-
-
Financial stress is one of the biggest challenges facing American workers today. With nearly half of employees struggling financially, companies must rethink how they support their workforce. In her latest byline for HR.com, Einat Steklov, Kashable’s Co-Founder and Co-CEO, discusses how personalized financial wellness benefits—including on-demand coaching and payroll-integrated solutions—can help reduce stress, boost engagement, and improve retention. Read more on how financial wellness is shaping the workplace in 2025: https://lnkd.in/dtYMF33h #FinancialWellness #WorkplaceCulture #EmployeeEngagement #FutureofWork
-
Kashable转发了
Kashable Introduces Technology Partnership with UKG https://lnkd.in/dkuvsJmD #fintech #blockchain #crypto #bitcoin #cryptocurrency
-
Kashable转发了
Kashable Introduces Technology Partnership with UKG "Kashable is committed to advancing financial wellness through innovative, accessible, and socially responsible solutions. Our partnership with UKG strengthens this commitment by broadening our reach to more employers and their employees," said Einat Steklov, Co-CEO and Co-Founder of Kashable. "Integrating with UKG's solutions enhances the accessibility of our products and services, offering flexible financing options tailored to employees' unique financial needs and solidifying Kashable's leadership in socially responsible financial solutions." https://lnkd.in/e-M9A-V7 Cassandra Buontempo Ariel Szulc Megan Lee Brad Johnstin Rishi Kumar Mike May Concetta Velardo-Powell Domenic Locapo #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews
-
We’re excited to announce our technology partnership with UKG, making financial wellness more accessible to employees nationwide! By integrating with UKG Pro? and UKG Ready?, Kashable’s financial wellness solutions—like low-cost loans, credit monitoring, and financial coaching—are now seamlessly available to organizations looking to support their workforce. Together, we’re helping employees build financial security and peace of mind. Read the full announcement here: https://lnkd.in/e-M9A-V7 #EmployeeWellness #FinancialHealth #Partnership #FinancialWellness #EmployeeBenefits
-
-
Financial emergencies can happen to anyone, and having the right support makes all the difference. That’s why Kashable partners with nearly 400 employers—from Fortune 500 companies to state governments and school districts—to provide employees with responsible financial solutions when they need them most. Watch our recent webinar to learn how we’re making a difference: https://lnkd.in/eUSBRFJ7 #FinancialWellness #EmployeeBenefits #EmployeeSupport #FinancialLiteracy #WorkplaceWellness
-
-
According to our recent survey, 81% of employees say paying off debt is their biggest financial worry. Without the right support, many rely on high-interest loans or credit cards, adding to their financial stress. Kashable offers an alternative that helps employees manage debt more sustainably. See the full insights in our latest survey: https://lnkd.in/ethH3CNg #FinancialWellness #EmployeeBenefits #EmergencySavings
-
-
Since 2013, Kashable’s mission has been to provide an employer-sponsored benefit that helps employees navigate financial hardship. Kashable is a voluntary financial wellness benefit offering personal loans, financial coaching, free credit monitoring, and more. Our goal? To help employees manage financial challenges with both short- and long-term solutions. Watch our recent webinar with Corestream to see how you can support employees with financial wellness: https://lnkd.in/eBVzHhqq #FinancialWellness #EmployeeBenefits #EmployeeSupport #FinancialLiteracy #WorkplaceWellness
-