JVL Wealth Strategies

We don’t predict markets; we prepare for them. Sticking to a disciplined investment strategy again proved valuable in 2024. Despite the uncertainty, the U.S. stock market delivered strong returns, driven by optimism around economic growth. Explore our full 2024 Market Recap for key takeaways: https://lnkd.in/gq8GPndV

Please join us in welcoming Matt Gillain to the JVL Wealth Strategies team. As client services coordinator, Matt will manage day-to-day operations and our customer-focused approach. With over 20 years of experience in financial services, Matt spent the past decade at a leading Registered Investment Advisor firm. Read more: https://lnkd.in/gBKXjqnN

Despite inflation concerns, an election year, and global conflicts, markets delivered strong returns in 2024. The S&P 500 posted double-digit gains for the fifth time in six years, with Large Cap stocks leading the way. Elevated interest rates also rewarded investors in fixed income. Read our full 2024 Market Recap for more insights: https://lnkd.in/gq8GPndV

We are happy to announce that Adam Suwyn, CFP?, has been promoted to Senior Financial Planner and will lead financial and retirement planning for our clients. With over a decade of experience, he holds an MBA from The Ohio State University and the Certified Financial Planner designation. Read the complete announcement: https://lnkd.in/gBKXjqnN

We are pleased to announce that Nathan Lowe, CFP?, CPWA?, has been promoted to Partner. Nate has over a decade of experience in succession, estate, tax, and charitable planning and has earned the Certified Financial Planner and Certified Private Wealth Advisor designations. Read the full announcement: https://lnkd.in/gBKXjqnN

We recently had the privilege of helping a local 5th-grade class explore personal finance, entrepreneurship, and problem-solving. Junior Achievement of the Michigan Great Lakes' JA BizTown program is an interactive, student-run mini-town complete with storefronts, a town hall, a radio station, and more. We supported students as they stepped into leadership roles—running businesses, managing finances, and collaborating to keep their community thriving. Seeing these young minds at work reinforces how vital financial literacy and leadership skills are for future success.?

Economic growth and corporate earnings remain key long-term market drivers. However, as the new administration takes office, markets may be sensitive to shifting policy headlines on tax cuts, trade tariffs, and fiscal spending. We actively monitor these developments to provide our clients with insights for informed decision-making. Read our latest article for an overview of November’s market rally and the potential economic impacts of incoming policy changes. https://lnkd.in/gki86J8h

November brought a historic rally, with the S&P 500 gaining +6.0% and the Russell 2000 surging +11.1%, setting new all-time highs. As the incoming administration prepares to take office, key tax, trade, and fiscal spending policies are poised to shape market dynamics. We closely monitor market trends to help clients navigate short-term market changes while staying focused on long-term goals. Read our latest article to learn how key policy shifts could shape the market environment. https://lnkd.in/gki86J8h

The Congressional Budget Office's latest report highlights a $1.8 trillion budget deficit for 2024, driven by higher costs for Social Security, Medicare, and federal debt interest. These fiscal trends could significantly impact economic stability and market conditions. Read more in our newsletter and reach out to discuss how we construct portfolios to meet your long-term financial goals: https://lnkd.in/gTaK5uhc.

The Congressional Budget Office reports a $1.8 trillion budget deficit for 2024, with spending outpacing revenue at $1.36 for every dollar received. Rising costs for Social Security, Medicare, and federal debt interest are major contributors, impacting economic stability, interest rates, and market conditions—key considerations for financial planning. Learn more in our latest newsletter and contact our team of trusted advisors if you have any questions: https://lnkd.in/gTaK5uhc.