Juniata Valley Bank

????Happy Thanksgiving! ????

Attention Customers! We will be closing ALL offices and Customer Care at 4pm today. Thank you for understanding.

While the allure of delayed payments and immediate cash is undeniable this holiday season, buyers must exercise caution. Read more: https://bit.ly/3YtASVE

Do you like waiting in airport security lines? Most likely not. Scammers know this and send fake emails to steal your information. Learn how to protect yourself in this weeks blog. Read more: https://bit.ly/4efjWrN

??? Get into the holiday spirit with some delicious, home-cooked recipes from JVBs amazing employees! We've rounded up our employees' favorite holiday dishes in our latest blog post. Whether you're looking for savory sides, sweet treats, or something in between, there’s something for everyone to try this season. ???? Head to our blog to discover the recipes that are sure to make your holiday gatherings extra special! ?? https://lnkd.in/eUwrUQKx #HolidayRecipes #TeamFavorites #HolidayCooking #TisTheSeason #RecipeRoundup #HolidayCheer

We are seeking an experienced and dynamic Relationship Manager to join our team. The successful candidate will be responsible for developing new commercial business, managing and growing existing loan relationships, and achieving new business targets. This role requires a strong background in lending, excellent communication skills, and the ability to foster long-term client relationships. A minimum of ten (10) years' experience in banking, business and consumer lending, or related positions required. EEO/AA Including Vets & Disabled Apply Online: https://bit.ly/4hEEVqT

In honor of Veterans Day, our offices will be closed on November 11th. We'll be back and ready to assist you on November 12th. Thank you for understanding.

Shelley Morey, Head Teller, presented a check on behalf of JVB and our Paint the Town Blue Fundraiser to Officer Tony Tanner, from the Port Allegany Police Department. We are grateful for your help raising these funds for their new equipment!

As holiday expenses – food, gifts, travel, and more – continue to rise each year, effective budgeting are essential to maintaining financial health into the new year. Read more: https://bit.ly/3YAdSEl #HolidayShopping #HolidayBudgeting

Have you taught your teen how to budget their spending? Do they understand the difference between a debit card and credit card? Does your child understand the hidden costs of buying items from a store or online? Often parents don't think of these scenarios. Think ahead to holiday workshops, book fairs, and field trips. ??Many places are going cashless, which puts parents in a tough situation. Knowing what form of payment method to send with your child and teaching them how to use it is key. A few key points to keep in mind. ?? Remember: An items price doesn't include taxes, if applicable. Also, most services don't include a tip. ?? Cash: Using cash to make purchases is ideal and lets you control your spending. However, it can be miss placed, lost, or stolen and you have no way of getting it back. ?? Debit card: While using your debit card is convenient, you will need to make sure you keep track of purchases and account balance. This comes with a risk of overdraft fees if you spend more than what is in your account. Always keep your checkbook register updated and balanced! ?? Credit card: Just like using your debit card, using a credit card is convenient. However, it is considered borrowing because you are using borrowed funds that you will pay back later with interest. It is NEVER too early to start teaching your child about managing money!