CrowdHealth

“This is my little?girl. About a year ago she had recurring ear infections and a perforated ear drum. So, at the recommendation of our Ear, Nose and Throat doctor, we scheduled a procedure at the local hospital to get tubes in her ears. Not too long after the 15-minute procedure we got the bill: $8,000! Then our health insurance plan said they weren’t going to pay for it because it was “medically unnecessary.” We had done everything right. Our doctor delayed his vacation by a day to do the procedure because he was concerned about long term hearing loss. Yet when we needed our health insurance, they refused to show up to help. Our health insurance system is broken. We need an alternative way to pay for healthcare. That is why I started CrowdHealth.” Andy Schoonover, Founder and CEO - CrowdHealth

We don't believe "security" is that you have a 1 in 6 chance of your bill being denied. "Security" is not 200,000 families going bankrupt due to a medical event even though they have health insurance. Health insurance is not security. Health insurance as "security" is a psyop.

Are you tired of health insurance yet?? From the BCBS TX Member guidelines: "When the Out-of-Pocket Maximum amount for the In-Network or Out-of-Network Benefits level for all Participants under your coverage in a Calendar Year equals the “family” “Out-of-Pocket Maximum” shown on your Schedule of Coverage for that level, the benefit percentages automatically increase to 100% for purposes of determining the benefits available for additional Eligible Expenses incurred by all family Participants for the remainder of that Calendar Year for that level. No Participant will be required to contribute more than the individual Out-of-Pocket Maximum to the family Out-of-Pocket Maximum. The following are exceptions to the Out-of-Pocket Maximum described above: There are separate Out-of-Pocket Maximums for In-Network Benefits and Out-of-Network Benefits. Eligible Expenses applied toward satisfying the “individual” and “family” In-Network Out-of-Pocket Maximum will only apply to the In-Network Out-of-Pocket Maximum. Eligible Expenses applied toward satisfying the “individual” and “family” Out-of-Network Out-of-Pocket Maximum will only apply to the Out-of-Network Out-of-Pocket Maximum."

One of the best ways to improve our healthcare system is for people to better understand how their body works. As such, we are introducing quarterly specials in 2025. These tests are eligible for full CrowdFunding up to $100 each and are not subject to the $500 minimum commitment. Q1 - DEXA scan. Visceral fat levels are one of the closest proxies to metabolic health. It's not the fat around your waist that is the primary problem, it's the fat lurking underneath and impacting your organs. Q2 - VO2 max. This test evaluates your aerobic endurance and has been called the most clear indicator of longevity. Q3 - Coronary Artery Calcium score. This test indicates whether or not there is calcium in the walls of your arteries. Calcium buildup significantly increases the risk of heart disease. Q4 - LPa and Fasting Insulin. LPa is generally accepted as genetic, not significantly impacted by lifestyle, and is a leading cause of heart attacks in otherwise metabolically healthy individuals. While you are getting labs, you might as well get your fasting insulin checked. It's another great proxy for metabolic health. You may add any other tests you like up to $100. We do not collect or evaluate your results. The information gathered from these test are to help you better manage your health. We will have additional educational materials during the quarter to help our members better understand these tests.

CrowdHealth enables paying your doctor in cash for all procedures without the need for insurance. It is the only path to a healthcare system that reignites the patient doctor relationship without interference from large multinational corporations and government involvement. It’s how it was. It’s how it should be. Join us in revolutionizing the way we pay for healthcare. joincrowdhealth.com

If a doctor is really good, and they are totally booked solid with business, who do you think they'll take first? A cash pay patient who will pay them at the point of care without them having to spend time battling a health insurance company to provide care or get paid Or A patient paying with insurance where they have to spend 30% of revenue to bill, hours to get preauthorizations, only to maybe get paid 60-90-120 days later? The best doctors in the world will be cash pay. CrowdHealth enables this.

Our CEO Andy Schoonover released his annual State of the Crowd. How is the Crowd doing? How is CrowdHealth, Inc doing? https://lnkd.in/gMzFjCte

Our maximum ask for members is $135 for individuals, $270 for individuals 55+, and $420 for families. The bills are so low in November that we will only be asking for approximately 80% this month. You keep the rest. Use it for a holiday gift??, put it in savings ?? , or add an extra ribeye ?? to your grocery list this week.

2025 healthcare costs for a family of 4 : CrowdHealth: $7,680 ($640/month) ?? Healthcare. gov plan: $20,834 ($1,736/month) ?? Difference: $13,155 CrowdHealth estimate assumes 100% giving at the max ask per month (we have been trending about 80% of max). Healthcare. gov estimate assumes medium usage.

Healthshares are fine. They just don’t negotiate like we do. We have heard it over and over: “they’d just accept whatever price the hospital gave them and then rollover” we heard from one former healthshare customer. If you want bill negotiating ninjas on your side join CrowdHealth