John Adams Mortgage

?? At John Adams Mortgage, your satisfaction is our top priority, and it shows! With an impressive Net Promoter Score of 97, we’re proud to know so many of our clients would recommend us to their friends and family. ?? What does this mean for you? ?? A seamless, stress-free mortgage experience. ?? Loan officers who truly care about your homeownership goals. ?? Trusted guidance every step of the way. Thank you for making us your go-to mortgage partner. Ready to experience the difference? Contact us today! ???

Cheers to our 2024 Award Winners! ?? Your incredible passion, hard work, and steadfast dedication to both your clients and our team have raised the bar for excellence. We are beyond proud of your success and excited to watch you accelerate toward even greater milestones! #AwardWinners #JohnAdamsMortgage

Let’s test your mortgage knowledge! PMI (private mortgage insurance) is... A. A fee to protect the lender if you have a small down payment B. Insurance for your home in case of natural disasters C. A penalty for missing mortgage payments ? The correct answer is A: A fee to protect the lender if you have a small down payment) PMI is required if your down payment is less than 20%. It protects the lender—not you—until you build more equity in your home. Want to learn more about your mortgage? Contact one of our expert loan officers today!

?? Your dream home deserves the perfect loan, and our expert loan officers are here to help you find it. Whether you’re a first-time buyer, upgrading to your forever home, or exploring refinance options, we’ll work with you to: ?? Understand your unique goals and financial situation. ?? Match you with the loan program that fits your needs—FHA, VA, Conventional, or Jumbo. ?? Guide you through every step of the process with care and expertise. At John Adams Mortgage, we’re more than just a lender—we’re your partner in making homeownership a reality. Let’s find the perfect loan for you! ????

?? We’re thrilled to share that we rank #2 in the State for MSHDA MI Home Loans! Helping Michigan homebuyers achieve their dreams is our passion, and this recognition is a testament to the hard work and dedication of our incredible team. Thank you to our clients and partners for trusting us—we couldn’t do this without you! Here’s to making homeownership happen! #JohnAdamsMortgage #MSHDA #HomeLoans #HelpingHomebuyers #MortgageExperts

Thinking about small upgrades that make a BIG impact on your home's equity? Here are 5 budget-friendly changes that can increase your home’s value: ? Fresh Paint – A modern color refresh instantly brightens up your space. ?? Curb Appeal – A tidy lawn, new mulch, and a stylish front door go a long way! ?? Updated Lighting – Swap outdated fixtures for sleek, energy-efficient options. ?? Minor Kitchen Updates – New hardware, a backsplash, or a deep clean can transform your space. ?? Bathroom Refresh – Re-grout, replace fixtures, or add a framed mirror for an upgraded look. ?? Pro Tip: Even small changes add up when it’s time to refinance or sell! Need mortgage advice? Let’s chat. ?? #HomeEquity #BoostYourValue #SmartInvestments #MortgageTips

Your credit score plays a huge role in your ability to secure a mortgage and lock in the best rates. Start 2025 with these smart tips to build or maintain strong credit: ?? Pay Bills on Time: Set reminders or automate payments—on-time payments make up 35% of your score! ?? Keep Balances Low: Aim to use less than 30% of your credit limit. For example, if your limit is $5,000, keep your balance under $1,500. ?? Check Your Report: Review your credit report for errors through free services like AnnualCreditReport.com. Disputing mistakes can boost your score! ?? Avoid New Debt: Applying for new credit cards or loans right before applying for a mortgage can lower your score. ? Keep Old Accounts Open: Your credit history length matters—don’t close older accounts unnecessarily. Building good credit takes time, but small steps now can lead to big rewards when it’s time to buy your dream home. Have questions? Our loan officers are here to guide you every step of the way!

What is pre-approval for a mortgage? Is it: A. A guarantee you'll get a loan B. A rough estimate of what you can afford C. A lender’s official review of your finances The correct answer is C: A lender’s official review of your finances. Pre-approval is when a lender reviews your income, credit, and financial info to give you an official homebuying budget—making you a stronger buyer! Want to learn more? Contact one of our loan officers to get a pre-approval today!

Join us for our Realtor Rapid Fire, where Larry Bsharah president of John Adams Mortgage and Total Home Lending, interviews The Robertelli Team with Max Brook Realtors in Bloomfield Hills, Michigan.????Hear about the housing market, their tips on the industry, and more!

Today, we honor the legacy of Dr. Martin Luther King Jr., whose dream of equality and justice continues to inspire us. At John Adams Mortgage, we believe in helping everyone achieve the dream of homeownership. ??? #MLKDay #DreamBig #HomeownershipForAll