JMB Insurance

As we move past this year’s hurricane season, we've seen an uptick in questions about the long-term viability of the homeowners’ insurance market in Florida. Although we have seen negative headlines in the media every year, this recent story from Bankrate revealed something that might surprise you: The Florida home insurance market turned a profit for the first time in seven years and new carriers even entered the state. It is a reminder that while there is volatility in these coastal markets, many homeowners—especially those pursuing climate-resistant construction and other safeguards—can find coverage. Our team can walk you through all your options and find the right policy for you, even others try to paint the landscape as doom-and-gloom.

November is Long-Term Care Awareness Month. Long-term care is an essential but often overlooked part of financial planning. Our partners at Lincoln Financial have produced several white papers highlighting the basics of long-term care, and our private client team is always ready to talk in-depth with you about how to account for the possibility of long-term care needs into your overall coverage: https://lnkd.in/gVU-T-Gu

As you prepare for 2025, are you taking stock of whether your current risk management plans are optimized for you? Our new business development team is well-versed in walking prospective clients through everything they need to consider for comprehensive, competitively priced coverage and would love to tell you more about JMBI’s Insight-Action-Results model of client service and specialized expertise. Michael K. Jordan Hahn Aaron Slegers

As our president, Kim (Hennessy) Goldstein, always reminds us: our team is what makes our agency one of the best in the business. In an evolving and complex risk management industry, there are always new tools but what really keeps us at the vanguard is our people.

At JMBI, we take advantage of our deep experience, best-in-class carrier relationships, and capacity to adapt to deliver comprehensive, competitive and compliant risk management solutions for clients in the mortgage banking space. Ari Rokni and team help clients feel confident that every compliance box has been checked. Learn more about what we can do for you ???

Concerns from global business leaders about the risk landscape are rising, with 42% of leaders saying they believe the current landscape is “high-risk,” up 11 percent year-over-year. But it’s important to note that the same survey, reported on by Risk & Insurance Magazine, shows that 81% of leaders polled feel resilient in the face of these challenges. JMBI works with our clients to set expectations around their risk and build strategies that make them feel prepared and secure in their business—from asset protection to employee benefits.

As we near the end of the year, our Employee Benefit Solutions practice is kicking it into high gear to help our clients strategize and execute their 2025 health plans. Robert Hyatt---’s team is always keeping up with the latest industry trends and is consistently focused on making sure our clients stay compliant with changing regulations. ALM Benefits PRO has a great guide on all the rules to be aware of in 2025 ??

?? It's Halloween and the last day of Cybersecurity Awareness Month. Don't get ~tricked~ into a phishing scam. ? Update your software ? Turn on multifactor authentication ? Use strong passwords And stay safe out there by making sure you are carrying a comprehensive cybersecurity insurance policy ??

Please join us in recognizing Heather Nguyen on nine years at JMBI! Heather started with us as an account representative in 2015 and has continuously grown into new roles, now serving as an account executive. Her insights and experience are invaluable to our clients and our team. We're lucky to have you, Heather!

Have you talked to us about our Private Client team and offerings? At JMBI, our 360-degree approach to client service means that we can be your one-stop shop for your personal ~and~ professional risk management strategies and coverage ?