JMB Financial Managers, Inc.

Today we gather with loved ones and reflect on the things we’re most grateful for. From the health of our loved ones to the support of our families, friends, and colleagues, there’s so much to be thankful for. As we look back on the year, we’re grateful to our clients for letting us be part of their financial journeys. Here’s to a future filled with hope and prosperity for all. From our families to yours, we wish you a very Happy Thanksgiving.

Identity theft involving sensitive, personally identifiable information like your Social Security number can have long-lasting effects. Thieves may wait months or even years to use your information, or they might sell it on the dark web, requiring you to stay vigilant indefinitely. Some victims even need to seek government assistance during recovery. We hate seeing lives ruined over someone else’s cruelty, so we created this blog to help inform you on ways to protect yourself and your finances. Read now! #financialsecurity #identitytheft tinyurl.com/yue5u29a

Failing to involve professionals in developing and implementing your estate strategy can result in missed opportunities. That’s when you can assemble your estate team. As financial professionals, we often act as the “quarterback” of this team, coordinating activities, getting everyone on the same page, and bringing our perspective to the table. We bring to you now a blog that shares ten common estate mistakes to avoid so that you can start thinking about the proper way to establish your estate plan as soon as possible. Learn more! tinyurl.com/3pytmmxy

Today, we honor the brave men and women who have served our country. Thank you for your sacrifice and dedication. Your courage and service inspire us all. Happy Veterans Day! #VeteransDay #ThankAVeteran

Medicare Open enrollment has begun, and it's crucial to review your coverage. This year brings significant changes: ?? Over 1.8 million members will need to choose new coverage ?? Many will see higher drug deductibles ?? Some insurance options are reducing dental, vision, and hearing benefits Don't get caught off guard in 2025! Even if you're happy with your current selection, it's worth comparing options. Remember that average monthly premiums are decreasing slightly, and you have until December 7 to make changes. Your health coverage impacts your overall financial picture. Take time to understand your options and make informed decisions. #MedicareAdvantage #OpenEnrollment #FinancialWellness Read More: tinyurl.com/2tt5axwb

Open enrollment for #FederalHealthInsurance starts today! Read more here:

While elections can trigger some market volatility, it’s critical to keep short-term events in perspective and not allow them to distract you from long-term financial strategy. The best approach is often to create a portfolio that reflects your goals, time horizon, and risk tolerance. But if you are interested in learning how elections have influenced the stock market and tax policy read our blog! tinyurl.com/2s3jutkw

Protecting your identity is an integral part of maintaining your overall financial health. As financial professionals, we believe safeguarding your personal information can be as crucial as making sound investment decisions. This is why we have written a blog on preventive measures and how you can help manage the risk of becoming a victim of identity theft. Remember, your financial security encompasses every aspect of your financial life so don’t wait to read our blog to learn crucial tips to keeping yourself and your family safe. #financialsecurity #identitytheft tinyurl.com/yue5u29a

November 1st – December 15th is open enrollment for #FederalHealthInsurance! Enroll in a new plan or update your current one and contact us for assistance.