JLMLO Inc/NumberOneLoanAgent

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?? Exciting News for Homebuyers! ?? The Federal Housing Finance Agency (FHFA) has announced that for 2025, the conforming loan limit for single-family homes has increased to $806,500 in most areas—a 5.2% rise from 2024.? FEDERAL HOUSING FINANCE AGENCY In high-cost regions like Los Angeles County, the limit is even higher, reaching $1,209,750.? ASSOCIATED PRESS This means more borrowing power for your dream home! ???? Curious about how these new limits can benefit you? Let's connect and explore your options. #MortgageNews #LoanLimits2025 #HomeBuying #RealEstate #LosAngeles #mortgagemonday

Buying a home is one of the biggest purchase a person can make! So don't try to do it alone! The best tip I can give to potential clients?is:?get pre-approved for a mortgage before house hunting. Pre-approval doesn’t just show how much home you can afford—it also strengthens your offer by signaling to sellers that you’re a serious buyer with financing ready to go. It can save you time, prevent disappointment, and even give you a competitive edge in California’s fast-paced real estate market. Work with a trusted mortgage professional (like me!) to ensure the pre-approval process is smooth, accurate, and positions you for success.?#mortgagemonday?#finance?#purchase?#homeloan?#refinance

?? Veterans: Unlock the Power of Your VA Loan Benefits! Did you know? - You can use your VA loan multiple times! - No down payment required in most cases! - VA loans aren’t just for move-in-ready homes—you can finance fixer-uppers too! - Refinancing? VA programs make it easy and affordable. - Forget PMI—VA loans keep your costs low! Don’t let misconceptions hold you back from homeownership. Let us guide you every step of the way! ?? ?? Message us today to explore your VA loan options and make your dream home a reality. ???? #mortgagemonday #valoans #homeloans #purhcase #refinance #veteransassistance #veteranshome

?? Veterans: Unlock the Power of Your VA Loan Benefits! Did you know? - You can use your VA loan multiple times! - No down payment required in most cases! - VA loans aren’t just for move-in-ready homes—you can finance fixer-uppers too! - Refinancing? VA programs make it easy and affordable. - Forget PMI—VA loans keep your costs low! Don’t let misconceptions hold you back from homeownership. Let us guide you every step of the way! ?? ?? Message us today to explore your VA loan options and make your dream home a reality. ???? #mortgagemonday #valoans #homeloans #purhcase #refinance #veteransassistance #veteranshome

?? Lower Rates on the Horizon? Start Preparing Now! ?? If you’re thinking about buying a home or refinancing, now is the perfect time to prepare for possible lower mortgage rates in 2024. Getting ahead can mean better opportunities and a smoother process when rates drop! ?? Here’s How to Get Ready: Check Your Credit – A strong credit score helps you secure the best rates. Evaluate Your Goals – Are you looking to buy, refinance, or invest? Get Pre-Approved – Be ready to act quickly when rates shift. Stay Informed – We’ll keep you updated on market trends. Let’s work together so you’re positioned to take advantage of rate changes and make the most of your financing options. Message us today to discuss your mortgage goals for 2024! #MortgageRates #LowerRates2024 #MortgageBroker #HomeFinancing #Refinance #PrepareFor2024 #HomeOwnership #mortgagemonday

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???? Thinking About Buying a Home? Consider an Adjustable-Rate Mortgage (ARM)! ???? With interest rates higher these days, an Adjustable-Rate Mortgage (ARM) can be a smart option to lower your monthly payments upfront! ?? Here’s why ARMs are worth considering: ? Lower Initial Rates: Start with a lower interest rate compared to fixed-rate mortgages. ? More Affordable Payments: Enjoy smaller payments in the early years of your loan. ? Flexible Time Frame: ARMs are great if you plan to move or refinance before the rate adjusts. ? Options for Every Buyer: Lenders offer ARMs with different adjustment periods (5, 7, or 10 years)! An ARM could be your ticket to homeownership, even in today’s market. DM me to learn more or see if it’s the right fit for you! ???? #mortgagemonday #HomeBuyingTips #AdjustableRateMortgage #RealEstateAdvice #MortgageOptions #ARM

?? Fall Into Your Dream Home This Season! ?? As the leaves change, it’s the perfect time for a fresh start in a new home! Whether you’re a first-time buyer or looking to refinance, I’m here to help you find the best mortgage options. Let’s make this season one to remember! ?? Thinking about buying or refinancing in California, Nevada, or Colorado? Contact me today for personalized assistance in English, Spanish, or Korean. ?? #mortgagemonday #HomeLoans #FallSavings #MortgageHelp #DreamHome #HomeBuying #RefinanceSeason #FallInLoveWithYourHome

Paying more than 7% on your mortgage? ???? Why pay more when you could save thousands by refinancing at a lower rate? As your trusted mortgage broker, I can help you explore your options and find a better deal tailored to your needs. Even no cost options! Let's turn those high payments into savings! ?? Contact me today to get started!" DM or email [email protected] #mortgagemonday #lowerinterestrate #savemoney #refinance?