Javelin Strategy & Research

Political event markets inform portfolio risk management and bolster client engagement. Strategies to incorporate these predictive tools into the investment process expand client relationships and risk management, bringing political, social, and regulatory outcomes into a conversation about investments and long-term outcomes. Login to access the reports: https://lnkd.in/dEdcWUkb

REGISTER NOW: https://ow.ly/bipv50UbS6Y A transformative demographic shift is on the horizon for the United States. As baby boomers age and millennials establish themselves with their preferred financial services providers, new consumer populations—especially Gen Z and new-to-country individuals—are growing rapidly.? But as these populations attempt to use the financial system to build their lives—from applying for a car loan to getting approved for a new apartment to signing up for government benefits—they too often find themselves locked out of the modern economy.? Join us on Dec. 3 to hear from Joshua Linn, Senior Vice President of Product Management at Socure and Christopher Miller, PhD, Emerging Payments Analyst at Javelin Strategy & Research. #banking #inclusion #unbanked

The 2024 Child & Family Cybersecurity study is publishing in the next few weeks - don't miss your chance to become a sponsor! NEW THIS YEAR: Sponsors get an exclusive article on PaymentsJournal, giving your firm an opportunity to position itself as a thought leader in fighting?child and family cybercrime.?Click below to see some of the findings from last year's report in action.

Javelin's annual trends reports are now available! As we look ahead to 2025, our experts have analyzed the key digital financial services trends and predictions shaping the year in 15 critical practice areas across Digital Banking, Fraud & Security, Payments and Wealth Management. Get the reports: https://lnkd.in/erTP3n5q

This Javelin Strategy & Research impact note underscores the important role banks, businesses, and consumers play in combatting deepfake-related fraud. Banks’ failures to prepare for this explosion of deepfake-related fraud can result in devastating monetary, reputational, and customer losses. Login to access the report: https://lnkd.in/ezdFxv2e

Document management systems in wealth management are rapidly evolving beyond their traditional role as digital filing cabinets by taking on characteristics of CRM platforms and becoming central operational hubs for advisory firms. Javelin’s latest research examines how AI integration, industry consolidation, and the push for comprehensive "single source of truth" platforms are reshaping the competitive landscape and analyzes which innovations will drive the next wave of efficiency gains for wealth management firms. Leading firms are leveraging these enhanced platforms to streamline operations, improve the client experience, and gain a competitive advantage. Login to access the report: https://lnkd.in/eZqM4GDy

Americans are set to spend $308 billion on gift cards in 2024, but experts warn that they may not be as thoughtful as we think. As Jordan Hirschfield, director at Javelin Strategy & Research, puts it: "If you give me cash, it’s going into my bank account," suggesting that retailer gift cards are more like “stored-value accounts” than personal gifts. While gift cards offer flexibility, they can also lead to unused balances and fraud risks. Read more in MarketWatch: https://lnkd.in/euhCMUgu #GiftCards #RetailTrends

Meet Jordan Hirschfield, Director of Prepaid on Javelin’s Payments team! ? Career Path ?? Jordan has always been passionate about asking questions, conducting research, and uncovering intriguing details. However, for Jordan, the key lies in storytelling. His journalism experience has shaped his approach to analysis, guiding him to present the most important facts upfront and then dive deeper into the key details that might otherwise be overlooked. ? A Lifelong Learner ?? “I think the biggest lesson is to constantly learn. I’ve been fortunate enough to work in a variety of seemingly unrelated industries; Journalism, Logistics, HR Technology, Live Events, and Financial Services. This forces me to keep a sharp eye on what’s different as I transitioned from one industry to the next and look out for interesting developments in areas outside my current viewpoint. In the end, the general principles in doing research and analysis remain the same, as long as you keep pursuing the opportunity to learn.” ? Research Highlight?? The Prepaid team publishes an annual holiday report each summer. It may seem early, but it’s responsive to the needs of clients who require this information ahead of their peak planning season. The holiday period is the most critical time for much of the prepaid industry, and this report aims to highlight how consumers will act that year. The team expanded the questions in their annual consumer survey to add even more detail. Jordan is now following the next few months closely to see how the results pan out. ? Learn more about the 2024 Prepaid Holiday Preview report: https://lnkd.in/eGyTdw27 Outside of Work?? Jordan is an Olympics junkie! 10-year-old Jordan watched in excitement as the Olympic torch relay came through his hometown of St. Louis (the first US city to host an Olympics) and was instantly hooked. As an adult, he attended more than 15 events during the 1996 Olympics when he moved to Atlanta. And to bring it full circle he had the honor of carrying the torch for the 2002 Salt Lake Winter Olympics torch relay. ? Be sure to follow Javelin Strategy & Research to meet another of our dedicated, industry experts next month.

Successful sharing of threat intelligence must move beyond the borders of traditional financial services and governments to include social media, a breeding ground for cybercrime and nation-state threats. This will be tricky for FIs, which must ensure that they share only what is necessary and don’t violate consumer privacy laws in doing so. The answer lies in fostering cyber fusion centers to help to break down internal silos by allowing fraud, anti-money-laundering, and cyber teams to overcome inefficiencies and collaboration challenges that often inhibit productive sharing across departments. Login to access the full report: https://lnkd.in/eVhgzHi5

Going too far to protect identity has put the financial services industry at increased risk. Reluctance to share critical signals across disparate platforms and sectors has pigeon-holed financial institutions into limited views of the consumers and businesses with which they interact. The future of effective identity verification and authentication depends on a strategic integration of big data, artificial intelligence tools, and signals leveraged through consortium-based relationships. Login to access the full report: https://lnkd.in/g4E92i6B