Intuitive Mortgage Company

?? If you've been thinking about buying a home, and wondering if you can afford it, we should talk! #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? ?????? ?????? ???????? ???? ?????????? ????, ???????? ???????? ????????'?? ???????????????? ???????? ??????????: ?????????? ?????????????????? ?? Other than some small day-to-day movements, rates were basically unchanged last week. Despite concerns that the Trump administration's implementation of tariffs would drive inflation, there are no signs of that yet as consumer prices rose at the slowest pace in four months. Lower inflation than was forecast helped keep mortgage rates steady for the week. ???????? ????????'?? ???????????????? ???????? ????????????????: ?????????? ?????????? ???? ???????????????? ?? Although this week lacks significant economic data, the Fed meeting and Fed Chair Powell's press conference will take center stage. While a policy rate change is unlikely, Fed members will provide forecasts on future rate movements. The outcome of the meeting could lead to volatility in mortgage rates. ?? ????????'?? ?????????????????? ?????????? ???????? ????????: - The Fed: Markets are looking for assurances that the Fed will take action and cut its policy rate if signs of economic slowdown or labor market weakness emerge. However, if Powell and the Fed don't assure markets, we could see rates creep higher to end the week. - Fed Chair Powell's Press Conference: Powell will hold a press conference following the Fed meeting, which often leads to market volatility and potential rate fluctuations. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? ?????? ?????? ???????? ???? ?????????? ????, ???????? ???????? ????????'?? ???????????????? ???????? ??????????: ?????????? ???????????????????? Although mortgage rates didn't improve for an eighth week in a row, they did hold steady. Friday's jobs data showed some weakness in the labor market, helping rates open a bit better, but comments from Fed Chair Jerome Powell later in the day that the economy was in a good place and the Fed was "well positioned to wait for greater clarity," caused rates to end the week unchanged. ???????? ????????'?? ???????????????? ???????? ????????????????: ?????????? ?????????? ?????????????? ?????????????? ?? This week begins with market concerns about a potential economic and labor market slowdown, with some even mentioning the word "recession." However, it is still too early to determine if that will happen. Inflation data, along with other economic and labor market reports, will influence interest rates in the coming days. ?? ????????'?? ?????????????????? ?????????? ???????? ????????: - Jobs data: The Job Openings and Labor Turnover Survey will be released this week, and if the data points to a weakening labor market, it could help rates improve. - Inflation data: The consumer price index report will come out on Wednesday, and wholesale inflation data will come out on Thursday. Falling inflation could help rates improve, but higher inflation could push rates higher for a few days. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? Did you know you may be able to buy a home with as little as 3.5% down? Or maybe even 0% down if you're a veteran or qualify for other specialized mortgage programs? ?? ?? ???? ?????? ???????? ???????? ???????????? ?????? ?? ???????? ??????????????, ?????? ??????'?? ???????? ????%, ????????'?? ????. ???????????? ?? ???????? ?????? ???? ???????????? ???????? ?????????? ??????????????! If you would like to own your own home, and want to find out how you may be able to do it sooner than you think, then let's talk. I'm always here to help, and I would be glad to discuss your options with you so you are fully informed and not missing out on today's low rates. ?? ???????????????????????? ???????? ???? ???? ???????????? ????????, ?????? ???????? ???? ????????????????????. ?? ???????? ?????????????? ???? ?????????????? ???????? ?????? ????????. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? ?????? ?????? ???????? ???? ?????????? ??, ???????? ???????? ????????'?? ???????????????? ???????? ??????????: ?????????? ???????????????? ???????????? ?? Mortgage rates once again moved lower last week, and similar to previous weeks the moves weren't large but were consistent. A string of recent data showing economic activity is slowing and consumer spending is falling has helped mortgage rates fall to the best levels of the year, although still much higher than last September. ???????? ????????'?? ???????????????? ???????? ????????????????: ?????????? ?????????? ?????????????? ?????????????? ?? This week brings a few economic reports, but more importantly, it will bring January's jobs data. Signs of labor market weakening, on top of the economic weakness we've seen recently, could help mortgage rates continue lower. If rates do move lower, it will likely continue at a slow and steady pace, as we've seen in the past few weeks. ?? ????????'?? ?????????????????? ?????????? ???????? ????????: -Jobs data: Multiple reports this week about jobs and unemployment, although the Job Openings and Labor Turnover Survey will not be released until next week. Friday's BLS jobs data will have the biggest effect on mortgage rates to end the week. -Market momentum: Markets have grown less optimistic about the economy, and concerns are rising that tariffs taking effect this week will bring about retaliatory actions from other countries. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? ????????'?? ?? ?????????????? ?????????? ?????????? ???????????? ??????????????... ???????? ????????'?? ???????????? ???? ???????? ???? ????????????????????. Who's going to answer your questions... help you get a low rate... make sure you've taken advantage of any special programs available to you? ?? ?? As a local mortgage professional, I'm available to talk when it is convenient for you and not just during "business" hours. You won't get a different person every time you call, instead I'll know your unique situation and how to help you get the most house for your money. ??????'???? ???? ???????? ???? ???????? ???? ???????? ????'???? ??????????????, ?????????? ???? ???? ????????'?? ???????? ?????? ????????????, ???????? ???? ???? ???????? ??????????????, ???? ???????? ???? ???????? ????????-????-???????? ???? ?????? ????????. Don't worry, I have lots of technology at my fingertips to make the process convenient, but I'll still give you the personal attention that will let you sleep at night knowing someone is looking out for you and making sure everything goes according to plan. ?????? ???????? ???????? ???? ???? ?????????????? ?????????????? ?????? ?? ???????????? ???????? ?????????????? ???????? ???? ???????? ???????? ?????????? ???????? ?????????????? ???????? ?????? ?????? ?????????? ???? "???????? ?? ????????????" ???????????? ??????????????. ?? ???????? ???? ?? ????????, ????????, ???? ?????????? ?????????? so we can find out what mortgage works best for you.I look forward to talking soon! #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice

?? ?????? ?????? ???????? ???? ???????????????? ????, ???????? ???????? ????????'?? ???????????????? ???????? ??????????: ?????????? ???????????????? ???????????? ?? Rates continued to creep slightly lower last week, despite it being a short week with little in the way of economic data. It is important to note though that most of the improvement is in rebate pricing, the credit your lender gives towards costs or a reduced cost for choosing a lower rate (less paid in points). Rates themselves have not moved much lower. ???????? ????????'?? ???????????????? ???????? ????????????????: ?????????? ?????????? ?????????????? ?????????????? ?? Mortgage rates have the potential to improve this week, particularly if current market trends persist. Concerns about tariffs and inflation have eased, allowing rates to stabilize after previous increases earlier in the year. However, after seeing rates improve the last couple of weeks, we could be due for a slight turnaround. ?? ????????'?? ?????????????????? ?????????? ???????? ????????: - Inflation data: This week brings the Fed's favored gauge of inflation, the personal consumption expenditure report. Released on Friday, the data could help rates improve or worsen at the end of the week depending on if inflation increases. - Market momentum: Markets have grown much less concerned over the effect of tariffs, and bond yields have improved because of it, which helps mortgage rates move lower over time. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? ??????'?? ?????? ?????????? ???????????? ?????? ???????? ?????? ?? Many online ads are still advertising rates that are simply not attainable just to get you to contact them, but they can't really close you at that rate (this is often called bait-and-switch). ?? These ads can make you question if you're getting a good rate with your local mortgage professional, or if you should be looking elsewhere. ?? ??????'?? ?????? ???????? ???????? ?????? ???????????????? ????????????????. When ??'?? ?????????????? ?????? ???? ???????????????? ????????, ?????? ?????? ?????????? ???? ???? ?????????? ???????????????????? ?????? ?????????? ?? great ???????? ?????? ?????? ?????????????? ???????? ??????????????????????. You don't have to fear you'll overpay or be taken advantage of when you work with me, and you can be assured that the rates I quote you are not bait-and-switch rates like these online ads. ? ???? ?????? ???????? ???? ???????? ???????? ?????????? ???????? ?????????? ?????????? ???????? ???????? ?????? ?????? ???? ??????'???? ???????????????????? ???? ??????????????????????, ???? ???? ??????'???? ?????? ?????????? ?????????????? ???? ?????? ?? ????????, ???????? ?????? ???? ????????. I'd be glad to run the numbers for you and to talk about how we can get you a great rate... just maybe not as low as the liar ads you see online. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? ?????? ?????? ???????? ???? ???????????????? ????, ???????? ???????? ????????'?? ???????????????? ???????? ??????????: ?????????? ???????????????? ???????????????? ?? Rates last week were volatile day-to-day, moving higher midweek when consumer inflation data came out showing inflation for January was higher than expected. By week's end, however, rates had recovered and after weak retail sales data on Friday ended the week slightly better. ???????? ????????'?? ???????????????? ???????? ????????????????: ?????????? ???????????? ???? ???? ???????????? ?? This week is light on economic data, as well as a short week with markets closed for Presidents Day, which makes it likely that rates will not move much. There may be some day-to-day movement, but unless there is a surprise event, rates will likely end the week relatively unchanged. ?? ????????'?? ?????????????????? ?????????? ???????? ????????: - Presidents Day: Markets will be closed on Monday, and rates won't change. - Tariffs: Although many proposed tariffs have been postponed, continued concerns from traders could play at least a small role in mortgage rates for the week. - The Fed: Markets are still contemplating the potential for Fed rate cuts later this year, and the minutes from the last Fed meeting will be released this week. However, Fed rate cut expectations will only play a small role in mortgage rates this week. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

?? There are a lot of things to love in this world… but getting a mortgage isn’t one of them ??. ?? ??????’?? ??????????, ??’?? ???????? ???? ???????? ???? ????????????. If you want to buy a home, or want to free up some cashflow and maybe consolidate some debt… ??Be Mine ????. ?????????? ??????, ??’?? ???? ???????? ???? ????????. #mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance