Innovative Payments Association

Have you seen the?exceptional lineup?of industry leaders joining the IPC this year? Our distinguished speakers include former FDIC Chair Jelena McWilliams, Dan Munson, Ramy Serageldin, Natasha Vernier, Ana Liza Grandner, and Avy Mallik, with Brent Waters serving as your MC. The IPC is working tirelessly to bring you the most relevant, timely, and insightful content possible from these payment industry experts.?Register?with promo code:?Lucky?and save 17%!

As technology advances and consumer expectations shift, businesses and regulators must navigate new opportunities and challenges. IPC 2025, which will be held April 29 - May 1 in Washington, DC, brings together top experts and industry leaders to explore what’s next—from digital currencies to real-time payments and embedded finance. We’re excited to add a must-attend session to our lineup: A Fireside Chat with Avy Mallik: California's Approach to Financial Regulation As General Counsel for the California Department of Financial Protection & Innovation (DFPI), Avy Mallik plays a critical role in shaping financial regulation in one of the world's most influential markets. Appointed in 2022, he oversees key regulatory divisions impacting digital assets, securities, broker-dealers, and investment advisers. Join us for this insightful conversation as we explore California’s evolving regulatory landscape, its impact on financial services, and what it means for the broader payments ecosystem. Don’t miss IPC 2025! Secure your spot now and be part of the conversation shaping the future of payments. www.ipa.org/ipc #IPC2025 #PaymentsInnovation #FinancialRegulation #EmbeddedFinance #DigitalCurrency

Congrats to IPA member Blackhawk Network on their new global digital rewards portfolio! Blackhawk has officially completed its integration of Tango Card, creating a seamless, globally available digital rewards portfolio. This means businesses can now easily embed rewards into their processes and applications through BHN’s innovative platform—offering flexibility, powerful API technology, self-service options, and built-in security across 220+ countries. Congrats to BHN on this milestone! Read more about their latest advancements in the official press release: https://lnkd.in/engx7U6C #PaymentsInnovation #DigitalRewards #Fintech #EmbeddedFinance #IPA #BlackhawkNetwork

Please join us in welcoming?Dane James, our Vice Chair of the Board and Head of Sales at Discover Network Solutions! Dane brings a wealth of experience to IPA, helping us advocate for the evolving needs of the digital payments industry. We’re grateful for his dedication and support. Discover more about our board and leadership here: https://www.ipa.org/board

Embedded finance, real-time payments, and banking regulation are evolving as quickly as the payments industry. At this year's Innovative Payments Conference, we provide exclusive insights from those who’ve shaped these policies firsthand. Join us for a Fireside Chat with Jelena McWilliams, former FDIC Chair and current Trustee of the Synapse Bankruptcy, as she unpacks the complexities of banking regulation, deposit insurance, and financial institution failures in today’s dynamic environment. This is your chance to gain firsthand insights from one of the most influential voices in financial regulation. Don’t miss IPC 2025, April 29 – May 1, in Washington, DC. Register today: www.ipa.org/ipc #Payments #Banking #Regulation #Fintech #InnovativePaymentsConference #IPC2025

A single misstep in a bank-fintech partnership can lead to compliance headaches, regulatory scrutiny, and even failed programs. So, what’s the one factor that makes or breaks these partnerships? At the Innovative Payments Conference (IPC) 2025, Eli Rosenberg of Baird Holm LLP will break down the key elements of risk management, regulatory alignment, and compliance strategies that help fintechs and banks work together successfully. Ahead of his pre-conference CLE session on April 29, Eli shared insights on the biggest challenges in bank-fintech relationships—including the most underestimated regulatory issue fintechs face (spoiler: it’s a costly one). ? What’s the #1 mistake fintechs make when choosing a bank partner? ? Why do so many partnerships struggle with fraud prevention? ? What’s the best way to keep compliance on track? Get a preview of Eli’s insights in our latest article—then join us at IPC 2025 for the full deep dive. Read more: https://lnkd.in/ec_Q8Sfb Register for IPC 2025: www.ipa.org/ipc #Payments #Fintech #Banking #Compliance #InnovativePaymentsConference #IPC2025

The payments landscape is evolving at an unprecedented pace. Digital transformation, real-time payments, embedded finance, and regulatory shifts are reshaping the industry—are you keeping up? Join us at the 2025 IPC, April 29 - May 1 in Washington, DC, for expert insights, cutting-edge technology, and essential networking designed to help you stay ahead. Our agenda is growing as fast as the industry itself, with newly added sessions like: ?? Understanding the Payments Threat Landscape: Visa’s Director of Payment Ecosystem Risk and Control dives into cybersecurity threats and protection strategies. ?? Bank-Fintech Relationships, Oversight, and Enforcement: A must-attend panel unpacking the evolving post-BaaS landscape. ?? The Future of Federal Payments: How tech, policy, and regulation are shaping the $5 trillion federal payment ecosystem. Explore the full agenda and join the conversation shaping the future of payments. Learn more at www.ipa.org/ipc #Payments #Fintech #DigitalTransformation #EmbeddedFinance #Regulation #IPC2025

Join us at Innovative Payments Conference 2025 in Washington, DC, from April 29 to May 1, where industry leaders will explore the rapidly evolving payments landscape. As digital transformation accelerates, staying ahead means staying informed. We’re introducing a timely and critical session: Suing the FDIC: What CBW v. FDIC Might Mean for Banking Regulation On Nov. 19, 2024, the FDIC issued a $20 million notice of assessment to CBW Bank, a $92 million asset institution in Weir, Kansas, citing alleged BSA/AML compliance failures. In response, CBW filed a lawsuit challenging the FDIC’s authority to adjudicate its objection, raising important questions about regulatory oversight and due process. This case could have far-reaching implications for banking regulation, enforcement, and financial institutions. Join the discussion at IPC 2025 to gain insights from experts on what this could mean for the future of compliance and governance. Register at www.ipa.org/ipc #IPC2025 #BankingRegulation #Payments #Fintech #Compliance

Yesterday, the FDIC Board of Directors voted to withdraw the agency’s 2024 proposed rule on Brokered Deposits—a decision the IPA strongly supports. From the moment this proposal was released last summer, the IPA raised concerns about its lack of research and analysis and the potential negative impact on consumers. If finalized, the rule would have removed the critical “Enabling Transactions” exception—an essential provision that the IPA successfully advocated for in the 2020 Brokered Deposits Final Rule to support bank-fintech partnerships. For their leadership in withdrawing this proposal, we would like to extend our deepest appreciation to: ? Acting FDIC Chair Travis Hill ? Acting Comptroller of the Currency Rodney Hood ? Acting CFPB Director Russ Vought We also want to thank our IPA members for their continued support in ensuring that innovative financial services remain accessible to consumers. The IPA has been engaged on this issue since 2015, and today’s decision reflects the power of collective advocacy. Learn more about our work on brokered deposits here: https://lnkd.in/erkxxvwy #IPA #fintech #payments #banking #innovation #FDIC

We’re excited to introduce Alicia Westhoff Reid, our Board Chair and Associate General Counsel/VP at U.S. Bank! Alicia’s leadership and expertise are instrumental as we empower consumers and represent the electronic payments sector. Thank you, Alicia, for your unwavering support of IPA and the payments industry. Learn more about our leadership here: https://www.ipa.org/board