Innovation Financial Services

?? Want to move from Sales to F&I? Start here. ?? I asked Delano what it really takes to make the jump, and his answer was solid: ? Be the obvious choice. That means: – Letting your manager, finance director, AND GM know your goals – Showing leadership on the floor – Keeping your paperwork tight – Helping new teammates – Being a leader, not just a top producer The path to F&I starts with intention and action. Ask the question. Then go earn it. ???? #FandI #AutomotiveCareers #DealerLife #Leadership #FandICareers #InnovationFS #GrowInTheGame #FromSalestoFinance

?? F&I Tip of the Week: Want a stronger reinsurance program? Watch your loss ratio like a hawk. ?? Your loss ratio (claims paid vs. premiums earned) is the heartbeat of your reinsurance program. If it’s consistently climbing past 70–80%, it might be time to make adjustments. Here’s what to check: ? Are you pricing contracts correctly for today’s market? ? Are high-mileage or high-risk VSCs throwing things off? ? Have you updated exclusions to reflect claim trends? ? Are you analyzing your cession statements monthly? The most profitable dealers are the ones who stay proactive—not reactive. ?? Protect your reserves. Maximize your distributions. Stay profitable. #FandITip #InnovationFS #LossRatio #ReinsuranceSuccess #FandIProfitability #DealerWealth #CessionStatement #FandIStrategy #RVFinance #AutomotiveFandI #WarrantyForever

??????? Specialty dealers — RV, marine, powersports, motorcycles, and golf carts — if rising repair costs are hitting your customers hard, it’s time to level up your protection plans and your F&I profits. IFS has access to the best products in the industry, and Davied Lunsford is your go-to guy for making it all happen. Want to explore what’s possible for your store? Reach out to Davied — he’s ready to help. #IFS #FandI #RVdealers #PowersportsLife #MarineDealers #MotorcycleDealers #GolfCartDealers #DealerProfitability #WarrantySolutions #SpecialtyFandI

?? IFS Update with Steven Whitlock ?? March was a powerhouse month at IFS! ?? From major refresher trainings for our largest Warranty Forever automotive and RV dealer groups to a successful Portfolio One product rollout—our team crushed it. ? Upcoming Principles of Finance Training: ?? April 23–24 | RV, Motorsports & Powersports | Florida ?? May 13–15 | Automotive | Houston, TX ?? May 21–22 | RV, Motorsports & Powersports | Houston, TX Seats fill up fast—follow us for updates & registration info! https://bit.ly/4kZwyb9 And if you’re not getting our Monday morning newsletter, shoot us a message and we’ll get you added. Let’s keep growing together. ???? #DealerTraining #WarrantyForever #FinanceTraining #InnovationFS #Automotive #RVDealers #FandI #DealershipSuccess #SpecialtyFinance

Happy Birthday to our incredible Marketing Director, Joe McKinney! We’re thrilled to celebrate you today, Joe! Your talent, creativity, and eye for storytelling bring our team to life in ways that are nothing short of magic. From behind the scenes to front and center, you have a gift for capturing what makes us who we are — and we’re so grateful for it. Here’s to another year of brilliance, bold ideas, and all the inspiration you bring to the table. Have the best birthday! #HappyBirthday #MarketingMagic #TeamAppreciation #JoeMcKinney Joe Michael McKinney

?? Bringing the Warranty Forever Energy! ?? The IFS team has been hitting the road, reconnecting with dealers and making sure Warranty Forever stays top of mind and top of the game! ???? These refresh sessions are all about: ? Reigniting excitement around the program ? Ensuring teams are confident in presenting the value ? Helping dealers drive more sales & retention When customers know their vehicle is covered for life, it changes the game—and we’re here to make sure every dealership is maximizing that advantage. ?? #WarrantyForever #DealerSuccess #NoCostCoverage #IFSOnTheRoad

? Warranty Forever Refreshes This Week: COMPLETE! The IFS team hit the ground running—and now we’re wrapping up a week of powerful refreshes with our dealer partners. From start to finish, these sessions were a huge success! ???? We reenergized teams, refocused strategies, and reignited the excitement around one of the industry’s most game-changing offerings. ?? Big thanks to every dealership who welcomed us in. Our team worked hard, and your teams showed up ready to win! Let’s keep that momentum going. Warranty Forever isn’t just a program—it’s a promise. #WarrantyForever #TeamIFS #DealerTraining #NoCostCoverage #FandISuccess #DrivingResults

? Warranty Forever Refreshes This Week: COMPLETE! The IFS team hit the ground running—and now we’re wrapping up a week of powerful refreshes with our dealer partners. From start to finish, these sessions were a huge success! ???? We reenergized teams, refocused strategies, and reignited the excitement around one of the industry’s most game-changing offerings. ?? Big thanks to every dealership who welcomed us in. Our team worked hard, and your teams showed up ready to win! Let’s keep that momentum going. Warranty Forever isn’t just a program—it’s a promise. #WarrantyForever #TeamIFS #DealerTraining #NoCostCoverage #FandISuccess #DrivingResults

?? Bringing the Warranty Forever Energy! ?? The IFS team has been hitting the road, reconnecting with dealers and making sure Warranty Forever stays top of mind and top of the game! ???? These refresh sessions are all about: ? Reigniting excitement around the program ? Ensuring teams are confident in presenting the value ? Helping dealers drive more sales & retention When customers know their vehicle is covered for life, it changes the game—and we’re here to make sure every dealership is maximizing that advantage. ?? #WarrantyForever #DealerSuccess #NoCostCoverage #IFSOnTheRoad

?? Warranty Forever Refresh in Progress! ?? The IFS team has been on the move, making sure our dealer partners are fully equipped and up to speed on Warranty Forever. From in-depth training to fresh marketing materials, we’re helping teams maximize every opportunity to protect their customers and drive more revenue! ?? A strong Warranty Forever strategy = more customer confidence + higher F&I performance. Let’s get your team dialed in! ?? ?? Check out some snapshots from our latest refresh sessions! #WarrantyForever #FIStrategy #DealerSuccess #CustomerConfidence #IFSRefresh