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infineo is digitizing the $3+ trillion life insurance industry using blockchain technology to provide friction-free access to one of the most stable assets in the world for both institutional and retail investors at scale. The total addressable market (TAM) is virtually unlimited for infineo as it builds a fixed-income alternative with no principal or interest rate risk. infineo has three business components: (i) a cash-flowing life insurance agency spanning five provinces in Canada and 31 states in the United States; (ii) the infineoX marketplace that digitizes life insurance policies into backed non-fungible tokens (BNFTs) to facilitate the peer-to-peer trading of these policies in the secondary market; and (iii) the $SOUND security token that fractionalizes a pool of real-world assets (RWAs) in the form of life insurance policies, making the benefits available to a global audience. Life insurance offers tremendous benefits, but there are several practical difficulties with large-scale investment in such policies as an asset class. For holders of BNFTs and the $SOUND security token, all of these problems evaporate. For these reasons and more, life insurance is a better tokenization use case than most other real-world assets.

网站
https://www.infineo.io/
所属行业
金融服务
规模
11-50 人
总部
United States
类型
私人持股
创立
2022
领域
Cash Value Whole Life Insurance

地点

infineo员工

动态

  • infineo转发了

    查看Robert Murphy的档案,图片

    Chief Economist, infineo

    ?? Risk in the Credit Markets: An Austrian Economics Lens A few weeks ago, I had an enlightening conversation on the InFi podcast with Rachel Medlin, an economist and risk analyst, who brings the Austrian perspective into her daily work assessing credit market risk. It’s rare to find someone applying Austrian business cycle theory in real-world finance, so this discussion offers fresh insight for those interested in alternative economic frameworks. Here's a snapshot of what we discussed: 1?? Interest Rates and Risk Distortion: Rachel shared how the Fed's artificially low interest rates can obscure true risk, creating an environment where credit and investment flows into sectors that might not otherwise see such support. This manipulation, she argues, sets up malinvestment across the economy, especially in sectors like real estate and tech. 2?? Inflation Forecasting: Back in 2021, Rachel’s team went against the "transitory inflation" consensus, using Austrian insights on money supply and economic structure to predict sustained inflation. They were proven correct when inflation far exceeded expectations—a valuable reminder of Austrian economics' predictive power. 3?? Geopolitical Risks and Federal Spending: We also discussed how today’s increasing federal budget deficits and global tensions could drive inflationary pressures. Rachel argues that while supply shocks may impact sectors, sustainable inflation only occurs with supporting monetary and fiscal policy—another key insight from the Austrian school. ?? This episode dives deep into how Austrian theory can offer a framework for understanding both systemic and sector-specific risks, providing risk analysts and financial strategists an alternative lens for market analysis. Curious to learn how these principles apply to today’s volatile credit landscape? Watch the full episode here: https://hubs.li/Q02XzrTF0 #CreditMarkets #AustrianEconomics #Inflation #RiskManagement #InFi

  • infineo转发了

    查看Cole Snell的档案,图片

    CEO and Founder at infineo

    Just rewatched a fascinating episode from Bankless where David Hoffman and Ryan Sean Adams break down the latest crypto buzz live from the Permissionless conference. Key highlights: ?? Uniswap's New Blockchain – Unichain: Uniswap announced it’s launching Unichain, a new Layer 2 blockchain aiming to streamline Ethereum's DeFi operations. With fast processing times and a seamless user experience, Unichain’s rollout is a major play for the decentralized finance space. Ethereum is undergoing new scaling improvements, and discussions around Uniswap’s move have implications for the entire Ethereum ecosystem. ?? Satoshi Nakamoto’s Identity: HBO released a documentary claiming to expose the mysterious creator of Bitcoin. The crypto community, however, remains skeptical—no major revelations here, but the intrigue around Bitcoin’s origins is as strong as ever. ?? Regulatory and Market Updates: Amid steady crypto markets, the SEC issued yet another Wells Notice to a major platform. And the FBI? They went undercover by creating their own token to catch market manipulators. ?? David vs. Kane in the Karate Pit: On a lighter note, David Hoffman is gearing up to face Synthetix founder Kane Warwick in a karate showdown, sparking some laughs and showing the community’s fun side. Tune in to stay ahead on the latest crypto trends here: https://hubs.li/Q02WvZsZ0 #Crypto #Blockchain #Ethereum #Uniswap #Bitcoin #DeFi #Permissionless #SatoshiNakamoto #Bankless

    Bitcoin's Creator Identity Exposed?

    https://www.youtube.com/

  • infineo转发了

    查看Cole Snell的档案,图片

    CEO and Founder at infineo

    The life insurance industry has long been mired in inefficiencies and limited accessibility. infineo's Ledger is here to change that, bringing life insurance into the digital age with streamlined management, tokenization, and a secondary market that transforms policies into tradeable, liquid assets. Here’s how the Ledger is redefining the industry: 1?? Digitization and Tokenization: With blockchain technology, the Ledger converts traditional life insurance policies into secure, digital assets that are easy to manage and transfer. This opens up new possibilities, including fractional ownership and easier policy tracking. 2?? Creating a Liquid Secondary Market: One of life insurance’s biggest challenges is its lack of liquidity. The Ledger addresses this by enabling policyholders to access the cash value of their policies without surrendering them, turning life insurance into a dynamic asset that can be bought and sold. 3?? Enhanced Transparency and Security: Blockchain’s immutable ledger offers a secure, verifiable record of policy ownership, benefits, and cash values. This level of transparency reduces administrative errors and gives policyholders, beneficiaries, and investors confidence in the status and value of each policy. 4?? Simplified Policy Management: Policyholders and beneficiaries can now access, modify, and manage policies through a digital platform, eliminating paperwork and reducing processing times—especially during critical times like claim settlements. 5?? Unlocking Financial Flexibility: The Ledger turns life insurance from a static safety net into a flexible financial tool, providing options for collateralized loans, liquidity staking, or partial policy sales—all while maintaining coverage. infineo’s Ledger isn’t just a step forward for life insurance—it’s a leap. By combining tokenization with the security of blockchain, we’re creating a future where life insurance can serve as a foundational, versatile asset in modern financial management. To learn more, watch the video below or visit our website to learn more: https://hubs.li/Q02WvYVm0 #PolicyLedger #DigitalFinance #LifeInsurance #BlockchainInnovation #infineo #FinancialRevolution

  • infineo转发了

    查看Cole Snell的档案,图片

    CEO and Founder at infineo

    Big news for the digital asset world: Donald Trump has been elected as the 47th President of the United States, marking a pivotal moment for the crypto industry. Many consider him to be the first pro-crypto President, and at infineo, we recognize the potential impact of this political shift on our growth and the broader financial ecosystem. With Trump’s administration signaling an end to the so-called "War on Crypto," this opens significant pathways for innovation and expansion. His Agenda 47 platform includes a strong crypto advocacy stance, promoting self-custody and Bitcoin mining in the U.S. His administration could clear regulatory barriers that have hindered the sector under previous leadership. In Advantage Blockchain's, “Why is Trump Considered the First Pro-Crypto President?” (link below), they highlight a report that showed that in the Biden administration there was over $429 million spent in defense litigation by crypto companies and 104 enforcement actions against the digital asset sector. Many in the industry felt that the previous regulatory approach stifled innovation, and with Trump’s promises of a more favorable environment, we expect a significant shift. Here’s what we’re anticipating: 1?? Increased Institutional Support: Trump’s stance on crypto positions it as a serious industry within the U.S. financial framework. This support aligns with infineo’s mission of tokenizing life insurance and offering an alternative asset class—one that combines safety with the potential for real growth. 2?? Regulatory Reforms: Trump’s promises to streamline crypto regulation could greatly reduce litigation pressures and increase clarity. This would allow more resources to go toward platform development and adoption, ultimately benefiting our policyholders and stakeholders. 3?? Industry Acceleration: With more favorable policies, we foresee an acceleration in crypto adoption and blockchain innovation. For infineo, this is perfect timing to launch initiatives like our SOUND token and expand our AI-powered insurance platform, enabling secure, blockchain-backed products designed for a rapidly evolving market. In a period of such transformative potential, infineo is positioned to provide innovative and resilient solutions in the life insurance and digital asset sectors. Stay tuned as we leverage this new landscape to redefine asset management in insurance. ?? For a deeper dive into how Trump’s election could ignite a new era for crypto, check out the full article by Advantage Blockchain here: https://hubs.li/Q02X9jCB0 #CryptoInnovation #Blockchain #LifeInsurance #infineo #DigitalAssets #Trump #AdvantageBlockchain

    Why is Trump Considered the First Pro-Crypto President?

    Why is Trump Considered the First Pro-Crypto President?

    linkedin.com

  • 查看infineo的公司主页,图片

    615 位关注者

    Meet AI Bob—infineo's proprietary AI assistant, crafted with a domain-specific understanding of life insurance and modeled after industry expert Dr. Robert Murphy. Integrated seamlessly across all infineo products, AI Bob offers real-time, expert guidance and tailored insights 24/7, making the complex world of life insurance simple and accessible. Curious about how AI Bob can enhance your insurance experience? Meet Bob here: https://hubs.li/Q02W-WWx0, and learn how AI-driven support can make managing life insurance easier and more personalized than ever. #AIInnovation #LifeInsurance #DigitalTransformation #InsuranceTech #Infineo

  • infineo转发了

    查看Cole Snell的档案,图片

    CEO and Founder at infineo

    Exciting times ahead as we harness #blockchain and #tokenization to transform the life insurance industry! At infineo, we’re committed to digitizing a $3 trillion asset class, creating friction-free access to life insurance for investors of all sizes. Partnering with Provenance Blockchain Foundation and ProvLabs, we're turning life insurance policies into truly digital assets, with benefits like stability, liquidity, and uncorrelated returns—all in a purpose-built blockchain environment. Huge thanks to Mike Klein of Digital Wealth Insider for having us on the show, and to my fellow guest, Anthony Moro of ProvLabs, for sharing insights. Our conversation discussed how we're working together to unlock a $12 trillion opportunity by modernizing an industry that hasn’t seen real innovation in over a century. Tune in to hear more about why we chose Provenance Blockchain and how we're building a secure, compliant, and scalable platform for the future of insurance: https://hubs.li/Q02X6mSP0 #LifeInsurance #DigitalAssets #InsurTech #ProvenanceBlockchain #DeFi #Tokenization #FutureOfFinance

  • infineo转发了

    查看Cole Snell的档案,图片

    CEO and Founder at infineo

    infineo's $SOUND token is more than just a digital asset; it’s a bridge between traditional life insurance stability and the modern flexibility of digital finance. Designed to unlock the untapped value of life insurance policies, $SOUND is transforming these policies into a liquid, tradeable asset with reliable growth potential. Here’s how $SOUND brings a new level of flexibility: 1?? Instant Liquidity for Token Holders: The $SOUND token lets policyholders access the cash value of their life insurance whenever they need it without surrendering their policy. It’s like having a flexible savings tool that works alongside your coverage. 2?? Consistent and Predictable Growth: Backed by Whole Life policies, $SOUND grows steadily over time, offering a strong alternative to traditional savings methods prone to market swings. 3?? Built-In Utility: Beyond acting as a store of value, $SOUND can be leveraged for loans, transactions, or as collateral for other investments, giving it utility in various financial strategies. 4?? Global Reach: With both a U.S.-based security token and an international DeFi variant, $SOUND caters to a wide range of investors, from institutional funds to individual investors seeking reliable, income-generating assets. 5?? Transparency and Security: Backed by cash-value policies and secured by blockchain technology, $SOUND offers the transparency and security today’s investors demand. The $SOUND token is a cornerstone of our mission at infineo to redefine the possibilities of life insurance, creating liquidity and access where there once were limitations. Ready to see how $SOUND can elevate your financial strategy? Visit https://hubs.li/Q02WvYnz0 #DigitalAssets #FinancialInnovation #LifeInsurance #SOUNDToken #infineo #WealthManagement #Blockchain

  • infineo转发了

    查看Digital Wealth Insider的公司主页,图片

    84 位关注者

    Two big predictions for the next decade in finance: 1. Global financial markets will tokenize trillions of dollars in assets. 2. Asset issuers and service providers will need significant support to manage this shift. The big questions are where and how this will happen. Just like in traditional finance, we'll probably see a few big players dominate the DeFi space. Mostly due to security needs, the need for systems to work together, and regulatory pressures. ProvLabs is well-positioned because it’s built specifically for financial services and is already handling more real-world assets than all other public blockchains put together. But having the blockchain is just the start. Companies need tools to use it effectively. That's where ProvLabs comes in, developing the infrastructure to make Provenance blockchain accessible and efficient for businesses. Want to go deeper into the future of tokenized assets? Check out the full discussion at: https://lnkd.in/eUfrQAqG

  • infineo转发了

    查看Cole Snell的档案,图片

    CEO and Founder at infineo

    Stripe has officially made waves with a record-breaking $1.1 billion acquisition of Bridge a startup enabling businesses to manage stablecoins with ease. This isn't just any acquisition—Stripe is doubling down on stablecoins as a transformative payment solution. Some highlights from the Bankless episode that break down why this is a pivotal move: 1?? Stablecoin Adoption at Scale: Stripe’s move indicates stablecoins may soon become essential for businesses, streamlining global payments with fewer intermediaries and faster transactions. 2?? Regulatory Readiness: This billion-dollar acquisition suggests that Stripe sees favorable regulatory developments on the horizon. They’re looking to get ahead and position themselves as a leader in compliant stablecoin integration. 3?? Pressure on the Payment Sector: With Stripe taking this bold step, traditional finance companies may feel the need to explore digital assets to stay competitive. A stablecoin ecosystem could drive down fees and increase accessibility, benefiting both consumers and businesses. Stripe's embrace of stablecoins signals a shift in the financial landscape that makes digital assets mainstream-ready. At infineo, we’re excited to see how this accelerates the global move toward accessible, secure, and fast payment networks. For a deep dive, check out the podcast here: https://hubs.li/Q02WvZ_G0 #Stablecoins #DigitalAssets #Stripe #Bankless #Innovation

  • 查看infineo的公司主页,图片

    615 位关注者

    A big thank you to Blockchain Magazine for spotlighting our mission to transform the life insurance industry. In their latest article, discover how Cole Snell, CEO of infineo, is pushing boundaries by merging blockchain and AI to digitize life insurance, making it more accessible and efficient for everyone. Learn more about infineo's groundbreaking approach and how we’re redefining the future of financial security. For the full article, click here: https://hubs.li/Q02W-VWY0 #Blockchain #AI #LifeInsurance #DigitalTransformation #Fintech #Innovation #FinancialSecurity

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