Illinois Bank & Trust, a division of UMB Bank, n.a.

A good business plan isn’t set in stone—adaptability is key to navigating economic uncertainty and seizing new opportunities.

Since the 1913 founding of the original bank in Kansas City, Missouri, UMB has grown into a dynamic financial services company. From a small city to a large national presence, the strength of our people and the performance of our offerings have helped us build a company for the long-term. Read the stories that made us who we are today: https://bit.ly/43nsElS

Every day, regular people like you lose their hard-earned money to online phishing scams. Don’t fall for fake — learn how to spot shady texts, emails, and phone calls by knowing the things your bank would never ask. Learn how to spot how these red flags show up in phishing scams: https://bit.ly/3tiDf1x

Mariner Kemper, CEO and Chairman of UMB Financial Corporation, was honored as BankBeat magazine’s 2025 “Banker of the Year.” BankBeat dove into UMB's century of experience, the 2023 industry upheaval, and how the recent acquisition of Heartland Financial is a “cultural, strategic and financial fit” for UMB. Check out the full article to learn more about Mariner and UMB: https://bit.ly/40dYeiM

The strategy behind the merger is to further de-risk UMB through diversification, Mariner Kemper, chairman and chief executive officer of UMB Financial Corp., shared with the St. Louis Business Journal. We benefit from Illinois Bank & Trust’s acumen in small business and look forward to extending our products to its customers. https://bit.ly/4b3xiav

No one can predict emergencies, but you can plan for how to handle them when they happen. Our resource center includes strategies for building a small business emergency fund.

UMB is built to withstand the test of time. We are a diversified company, which means we are a complete banking partner with financial services that span commercial, consumer, institutional and private wealth. We have heart - we are committed to doing what's right and upholding our values. Since 1913, we've served customers and communities with integrity and stability. We look forward to extending those values to you.

Data privacy starts with small steps: limit online sharing, use strong passwords, and enable two-factor authentication to stay secure. Check out our best fraud prevention tips at our resource library.

UMB is excited to build upon Illinois Bank & Trust's success and become even more ingrained as a financial steward and community advocate. For now, the banking experience remains the same for most customers. Check out our transition resource center for help answering questions about your bank’s transition to UMB. https://bit.ly/4gwvgRv

We are excited to share we will officially join UMB Bank today! This acquisition brings together two regional powerhouses, taking our combined asset size to approximately $68 billion. “HTLF’s merger with UMB represents our continued focus on ensuring we deliver the best products, services and expertise to our customers,” said Bruce K. Lee, HTLF President and CEO. “This is an excellent match for HTLF, and we’re truly excited for what this means for our employees, customers, stockholders and communities.” We’re committed to ensuring this transition is smooth and beneficial for all involved. Follow along as we embark on this journey, together: https://lnkd.in/gE-GdFrE