Huma Finance

??Huma protocol is now live on Solana! ?? We've officially launched on Solana, bringing the most advanced RWA protocol to one of the fastest-growing blockchains and expanding our PayFi network to offer instant liquidity solutions for global businesses. With 400ms finality and fees as low as $0.0025, Solana is built for global payments. Leveraging Solana’s network, we’re continuing to hyper-scale our network to deliver stable, fast, and secure payment solutions worldwide. This year has been pivotal for Huma: a $38M raise, our merger with Arf and over $2B processed with zero defaults, putting us on track to surpass $10B in 2025. Deploying our protocol on Solana enables us to meet the payment industry’s growing demand for affordable, accessible, and secure on-chain financing. In tandem with this launch, we’re running a limited-time campaign on Solana for professional investors, offering the opportunity to be part of the next chapter in global payment financing. You can join the campaign here! https://lnkd.in/gXMhDsAe Learn more: https://lnkd.in/gBSuyFzG

Visa, now transacting $3-4T annually, took 66 years to build. Huma, just two years in, has already transacted over $2B—demonstrating the transformative speed and impact of combining Web2 expertise with Web3 innovation. ?? Hear from Edith Yeung, General Partner at Race Capital on the importance of investing in people, not just the tech. #PayFiSummit

??How are stablecoins reshaping global payments? At our PayFi Summit last month, Bridge showcased the use cases being unlocked: cross-border transactions, global payouts, and an entirely new use case—dollar access—allowing anyone worldwide to receive dollar-denominated payments without needing to exchange to a local currency. #PayFiSummit

Can we make remittances work better for families worldwide? Stablecoins are lowering fees and speeding up transfers, paving the way for PayFi to tackle long-standing challenges in cross-border payments that impact millions relying on global remittances ?? . Swipe through to see the facts and figures that are shaping the future of remittances.

It’s an honor to see Isle Finance, a project we proudly incubated, alongside our long-term partner Huma Finance at #SmartCon 2024 in Hong Kong, engaging in discussions about #RWA #PayFi! During the event, we explored the power of Web3 and DeFi in addressing liquidity challenges tied to real-world assets and supply chain finance, further amplifying Web3’s impact in Asia’s financial hub. A special thank you to Monsterblockhk, CryptoWesearch, and Grenade for hosting and spotlighting RWA and PayFi, showcasing this transformative force in finance to a wider audience. We look forward to more collaborations to drive innovation and create new possibilities!

Huma Co-founder Richard Liu attended the 2024 Cyberport Hong Kong Venture Capital Forum recently, delivering a keynote on PayFi. Alongside leaders from Cobo, Chainlink, HSBC, Avalanche, and more, we explored how blockchain technology is transforming various industries. Inspiring to be among industry leaders, exchanging ideas that are shaping the future! #PayFi

?? The OSI model transformed the Internet of Data, making it possible for our modern digital world to exist. But what’s next? Richard Liu shows how the PayFi Stack is set to do the same for finance. Just as the OSI model powered the Internet of Data, the PayFi Stack is powering the the Internet of Money, unlocking $30T+ in use cases. See how these two models—one that shaped the past, and one that’s building the future—compare and see how the PayFi Stack is poised to transform global payments. #PayFiSummit

There's a lot of chatter around Real World Assets (RWAs) being the bridge between traditional finance (TradFi) and Web3. But how does that bridge work exactly? ?? We break down how RWAs are transforming traditionally illiquid assets through tokenization, improving efficiency, transparency, and trust and unlocking instant liquidity. Swipe through the carousel to explore the key takeaways, and check out the full article to dive deeper into how RWAs are reshaping finance. ?? https://lnkd.in/dZkRH4ih

What made credit cards and Buy Now, Pay Later such game-changers in consumer finance? Could collateralized digital assets be the next big thing? At the PayFi Summit, Nischint S., Head of Digital Currencies - APAC Visa, explained how it all comes down to one thing—UX. The success of credit cards and BNPL was driven by simplicity and ease of use. For collateralized digital assets to gain mainstream adoption, cracking the UX code will be crucial. Catch his insights from the summit ??

Blockchain has moved beyond proof of concept—it's solving real-world challenges today. At our recent PayFi Summit, Spencer Spinnell, VP of Americas at Circle, joined the "PayFi and Payments Ecosystem" panel, highlighting how large tech and multinational platforms operating in emerging markets are now leveraging blockchain to tackle significant challenges. Beyond speed and efficiency, these solutions are being utilised to unlock trapped funds that otherwise can't move via traditional finance routes due to capital controls and geopolitical barriers. ?? #PayFiSummit