Huma Finance

Messari has just released its first-ever report on the PayFi ecosystem—a major milestone for the industry! The report highlights how PayFi is transforming global payments, emerging as a key driver of Web3 utility. With $4T trapped in pre-funded accounts, high fees, and settlement delays, PayFi is solving the current inefficiencies in traditional payment financing, redefining how value moves globally. Some key takeaways from the report: - Huma Finance is at the forefront of PayFi innovation with its Arf USDC Pool, which processed $2.8B in payments in 2024 with zero defaults, setting a new standard for reliability in cross-border liquidity. - Powered by Solana, innovative projects like Helio enable 6,000+ Shopify merchants to accept instant, low-cost stablecoin payments, while Rain offers USDC-backed credit cards for seamless Web3 spending. @Solana Foundation is building the future of payments, powering innovations that make payments faster, more scalable, and accessible to everyone. - Stellar Development Foundation projects like Félix and Airtm are solving real-world challenges, cutting remittance fees by up to 80% and delivering stablecoin payouts to over 2M users in emerging markets. - Stablecoins are fueling PayFi's success, with the market cap growing 57% in 2024, and monthly transfer volumes surging 148%, surpassing $1.4T by December. 2025 is shaping up to be the Year of PayFi, and this report highlights the collaboration and innovation driving its success. Read the full report here: https://lnkd.in/d7hehzn7

At the PayFi Summit Hong Kong, Lily Liu, President of the Solana Foundation, shared her insights on how Solana is advancing Bitcoin's original vision to establish a robust global financial infrastructure and how PayFi is driving the future of finance. She also discussed what’s new and next in the PayFi ecosystem. ?? Some highlights from her keynote: 1. Expanding Asset Diversity: Greater inclusion of stablecoins and other digital assets to enhance financial ecosystems. 2. Investing in On & Off Ramps: Addressing the growing demand for digital dollars through collective infrastructure investments. 3. PayFi x DePIN Collaboration: Showcasing Huma's DePIN Finance product with Roam by MetaBlox, leveraging PayFi's technology to enable "just-in-time financing" for seamless financial solutions. The future of finance is being redefined through innovation, collaboration, and scalable technology. Let's shape the future of PayFi together! #PayFi #Solana #DeFi #DePIN

Yesterday’s PayFi Summit at Consensus Hong Kong was nothing short of inspiring. A massive?thank you?to Solana Foundation alongside companies, speakers and enthusiasts who joined us to shape the future of PayFi! Your groundbreaking insights on?blockchain-powered solutions,?financial inclusivity, and?next-gen payment infrastructure?are already driving tangible change in the industry. To everyone who contributed: Your energy and expertise are what make events like this transformative. Let’s keep this momentum alive—the future of payments is being built now, and we're thrilled to be part of this journey with you. Here’s a quick recap of what went down at the PayFi Summit! Enjoy the highlights!

We are excited to welcome?Erbil Karaman, our Co-founder at?Huma Finance, as one of our spotlight speakers at the?PayFi Summit! For Erbil, the essence of all human pursuits lies in?purpose, connection, and beauty—the true rewards of his efforts. He will join an incredible lineup of speakers to explore the intersection of?"PayFi Meets DeFi"?and share his unique insights on shaping the future of finance. Don’t miss this opportunity to gain valuable perspectives and be part of the conversation. See you there! ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z

We are thrilled to announce that our very own Richard Liu, Co-founder and Co-CEO of Huma Finance, will be sharing his insights as a keynote speaker at the PayFi Summit during Consensus Hong Kong. Join us for a transformative experience where we’ll connect, collaborate, and together, shape the future of PayFi. Don’t miss this opportunity to be part of the conversation—see you there! ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z

Deep liquidity fuels PayFi. Who better to break it down than Paul Kremsky, Head of Business Development at Cumberland? On February 17th at Consensus Hong Kong, Paul takes the PayFi Summit stage to share on how Cumberland provides 24/7 access to deep liquidity for institutional investors, driving efficiency and innovation across the digital asset ecosystem. Don’t miss Paul’s insights on how liquidity & PayFi is reshaping the future of traditional finance! ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z

We’re excited to welcome Jeff Zhang, Founder of UPNetwork, as a featured speaker at PayFi Summit during Consensus Hong Kong! As the visionary behind UPNetwork—the world’s first DePIN payment infrastructure project, Jeff is leading the charge toward a new era of decentralized payments. At PayFi Summit, he’ll share insights into UPNetwork’s latest advancements and how they’re accelerating DePIN development through DePINFi & PayFi. ?? Don’t miss this opportunity to hear from industry leaders shaping the future of payments and PayFi! ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z

Exciting news! Let's all welcome Rita L. to PayFi Summit! We’re thrilled to have Rita Liu, CEO of RD Technologies, joining us as a speaker at PayFi Summit on February 17th during Consensus Hong Kong. As a key innovator in the industry, RD Technologies is shaping Hong Kong’s stablecoin landscape with HKDR while driving the future of cross-border payments through its PayFi infrastructure platform. Don’t miss the opportunity to hear from Rita and other industry leaders as they discuss the evolution of digital payments and stablecoins! ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z

We’re honored to have Michael Wu, CEO of interlace.money, joining us as a speaker at the PayFi Summit during Consensus Hong Kong! With Interlace securing $10M in Series B1 funding last year, the company is making significant strides in the decentralized finance space. Michael will shed light on Interlace’s growth, innovations, and what’s ahead in this dynamic landscape. Join us at PayFi Summit to gain exclusive insights from top industry leaders! ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z

We’re excited to welcome Adam Jin, Contributor at Perena, as a spotlight speaker at the PayFi Summit on February 17th at Consensus Hong Kong! ?? As one of our key sponsors, Perena is revolutionizing the stablecoin market with its decentralized infrastructure on Solana, offering a seamless gateway for projects to integrate stablecoins. Their goal? To enhance usability, liquidity, and rewards for stablecoins within DeFi. Join us at the PayFi Summit to explore how Perena and other innovators are shaping decentralized infrastructure. ?? Feb 17 | Hong Kong ?? Register here → https://lu.ma/10xsqb5z