Howard Insurance

Howard Insurance was honored to sponsor last night’s WASHINGTON, D.C. ESTATE PLANNING COUNCIL event, featuring Justene Hill Edwards, Ph.D. as the keynote speaker for the Council’s annual Race & Wealth Speaker Series. Dr. Edwards shared powerful insights on the historical intersections of race, wealth, and financial systems, sparking important conversations within our industry. We appreciate her thought-provoking presentation and look forward to reading her book, Savings and Trust: The Rise and Betrayal of Freedman’s Bank. A big thank you to the DC Estate Planning Council for hosting such a meaningful event! #estateplanning #howardinsurance

We’re proud to share that Andrew Howard, Andrea Dykes CFP?, Carolyn Rogers, and Lisa Gelles have been recognized once again as Top Wealth Advisors by?Washingtonian Magazine! This recognition reflects their deep expertise and unwavering commitment to helping clients navigate complex insurance and risk management strategies with confidence. At Howard Insurance, we understand that managing wealth goes beyond investments—protecting it is just as critical. Our team remains dedicated to delivering tailored insurance solutions that safeguard what matters most to our clients.

?? Exploring Blockchain's Role in the Fine Art Market At the 10th Family Wealth Report Family Office Investment Summit last November, industry leaders Lisa Gelles (Howard Insurance), Courtney Booth Christensen (Winston Art Group), and Nanne Dekking (Artory) shared insights on how #blockchain is revolutionizing the #art world. Key challenges such as #valuation, #authenticity, and provenance are being addressed through #asset #tokenization, unlocking new opportunities for art as a secure and actionable asset. ?? Read more insights from the summit here: https://lnkd.in/ehAemiAa Andrea Dykes CFP? Andrew Howard Tom Burroughes Philip Harris Stephen Harris Theodora Viney Rachel Fokes

Lisa Gelles was a featured speaker at the Tenth Family Wealth Report Family Office Investment Summit 2024 in New York last week.?Alongside Courtney Booth Christensen of Winston Art Group, and Nanne Dekking from Artory – they discussed the intersection of art and technology, and the role of blockchain in increasing transparency and authenticity in the art space. #familyoffices #riskmanagement

We are pleased to share this month’s white paper which addresses a common concern for ultra-high-net-worth individuals (UHNWIs) in estate planning: how to efficiently move assets out of their estate while maintaining financial flexibility. ? The white paper outlines a strategy using loans to purchase life insurance within a grantor trust. This approach allows for asset appreciation outside of the estate with liquidity and flexibility throughout the individual’s lifetime. #ultrahighnetworthindividuals #estateplanning #grantortrust #howardinsurance https://lnkd.in/ebGABzuZ

Our team had a fantastic time volunteering at DC Central Kitchen! It was a rewarding experience to support an organization dedicated to fighting hunger and providing job training in the Washington, D.C. area. #Teamwork #CommunitySupport #HowardInsurance

The global mobility of high-net-worth individuals (HNWIs) and executives has increased substantially in recent years, driven by factors such as business expansion, international investments, and lifestyle preferences. However, this heightened mobility exposes HNWIs to a myriad of security risks, ranging from targeted theft and privacy breaches to physical harm and extortion attempts. Recognizing and addressing these security concerns is paramount to ensuring the safety and security of individuals and their families throughout their travels.?It is critically important for any individuals traveling overseas to understand the risks and take a proactive approach to mitigating any potential harm. #hnwis #securityrisks #howardinsurance

Howard Insurance's Lee McWhirter quoted in this The Wall Street Journal article. https://lnkd.in/ec3arZVH

As clients look for ways to plan for tax law sunsets at the end of 2025, universal life insurance is a powerful tool that allows for customizable funding options.?For example, clients can pay minimal premiums and step them up to maintain coverage if needed. #universallifeinsurance #taxlawsunsets #howardinsurance https://lnkd.in/ePGDX4nr

Did you know that many insurers allow term life insurance policies on two individuals to be converted to second to die insurance??This can provide inexpensive temporary coverage to clients while they determine how second to die permanent life insurance fits into their estate plan. #estateplanning #termlifeinsurance #permanentlifeinsurance #howardinsurance https://lnkd.in/ePGDX4nr