Homium

The 2025 Home Price Appreciation forecasts from major industry players are optimistic, according to HousingWire? ? The consensus among 13 leading institutions points to continued home price appreciation in 2025, with an average forecast of +2.6%. Goldman Sachs and Wells Fargo are particularly bullish, projecting 4.4% and 4.3% growth respectively. ? Even the most conservative estimates from Moody's Analytics (+0.3%) and Freddie Mac (+0.6%) still predict positive appreciation, which is great news for homeowners and would-be homebuyers. ? What's your take on these forecasts?? ? #RealEstate #HousingMarket #MarketForecasts #RealEstateInvesting #HousingTrends #housingaffordability #homeownership?#housingaffordabilitycrisis #homeequity #equitablehousing #socialhousing #housingfinance #homium

?? Join us in welcoming Marcus Martin to Homium as Chief Impact Officer! ? At a critical moment in America's housing affordability crisis, Marcus brings 25+ years of pioneering experience in social impact and financial innovation to help scale Homium's mission of creating an ownership economy. ? As former Managing Director and Head of ESG Advisory & Digital Assets at U.S. Bank, Marcus led groundbreaking initiatives including: ? The ESG/Social Racial Equity Bond program providing market-based liquidity for affordable housing ? First U.S.-based digital ESG bond for CDFIs ? U.S. Bank Access Banking serving MDIs and HBCUs At Homium, Marcus will accelerate our shared appreciation financing model, working with foundations, not for profits, employers, faith-based institutions, family offices, and others to create sustainable pathways to homeownership for underserved communities. ? We are excited to have his leadership in expanding access to fair and affordable homeownership nationwide. ? ?? Welcome to the team, Marcus! Read more about Marcus Martin: https://lnkd.in/eU9cf5QJ ? #AffordableHousing #SocialImpact #ESG #FinancialInclusion #Homeownership #ownershipeconomy #homium #marcusmartin #chiefimpactofficer #impactinvesting #generationalwealth #housingcrisis #housingaccess #sharedappreciation #homeequity #housingaffordabilitycrisis

On this Veterans Day, we reflect on what it truly means to honor those who've served.?The American Dream of homeownership should be within reach for those who've protected it. Yet today's housing market presents unprecedented challenges for our veterans and service members, even with VA loan benefits. ? At Homium, we're working to change this reality. Through our innovative shared appreciation financing, we're helping veterans: ? Bridge the down payment gap in today's high-cost markets ? Benefit from assuming existing low-rate VA mortgages ? Access their home equity fairly and transparently Most importantly, our solution creates a perpetual cycle of support: every veteran helped today enables us to help another tomorrow, building lasting pathways to homeownership for our military community. ? Together, we can ensure that those who've served can build generational wealth through homeownership. ? To learn more about expanding homeownership opportunities for veterans in your community, visit https://www.homium.io/ ? #VeteransDay #Homeownership #veteranhousing #AmericanDream #militaryhousing #CommunityImpact #impactinvesting #veteranloans #veteranhomes #veteranhomeownership #homium #togetherwithhomium #VAloans?#ESG #helpveterans #veteranownership

What an inspiring week at #SOCAP24? ? A huge thank you to SOCAP Global and all the incredible participants for making this gathering so impactful.?Our discussions with leaders, philanthropists, and practitioners committed to addressing housing affordability and closing the racial wealth gap were insightful. ? We look forward to continuing our conversations with those who share our vision for equity and community empowerment. ? Let’s keep the momentum going and work together to turn our shared ideas into action. ? #SOCAP2024 #AffordableHousing #SocialImpact #OwnershipEconomy @socap @SorensonImpact #homeownership #impactinvesting #ownershipeconomicmodel #socapglobal #housingequity #generationalwealth #financialempowerment #financialequity #homeequity

The power of #SOCAP24 Day One, as shared by attendees on LinkedIn: ??“We are proud to spend time with the finest practitioners and philanthropists in the world, and to share solutions to our society's biggest challenges and injustices. The housing affordability crisis is front and center, and we hope to learn and share our experiences and ideas for how to fix it with our esteemed colleagues.” | Homium ??“SOCAP Global starts today. It’s the place where I’ve found, or built, some of my most important #impinv friendships and partnerships. But more importantly, it’s where solutions are possible, where better is always a goal, and where solving problems worth solving never goes out of style. And that’s why I keep coming back.” | Mark Newberg, Stockbridge Advisors, LLC ??“I am pleased to be attending SOCAP24 in San Francisco today, where I will be joining distinguished impact investors and philanthropists to discuss critical global challenges and their solutions. I am representing HealthCap Africa, the leading fintech and healthtech sector specialist fund on the continent. This conference provides an invaluable platform to explore innovative approaches to some of the world’s most pressing issues.” | Ola Brown, MFR, HealthCap Africa ??“Good morning from San Francisco, the center of discussion around how we leverage markets to solve today’s societal challenges. Kicking off the morning strong! From the woman who was behind negotiating the Paris Agreement, Christiana Figueres, former Executive Secretary of the UN Framework Convention on Climate Change, ‘Let’s speed the solutions to scale. It means all countries. Do not leave the south behind. It has to be done with an incredibly deep sense of justice.’” | Cindy Chao, Sun Life ??“First time at SOCAP Global #socap24. A quote that stood out so far. ‘What makes an impact investment different than any other investment? The difference is that the impact is built in from the beginning.’” | Bartholomew Jones, cxffeeblack ???? Share your SOCAP24 experience by tagging us on LinkedIn! Photos by Hardwig Media

Our team is excited to kick off #SOCAP2024 today, showcasing how Homium's Community Homeownership Trusts (CHTs) empower mission-driven institutions to support first-time homebuyers. By using shared appreciation loans as down payment assistance, Homium bridges the affordability gap for underserved communities.? ? Learn more about how you can easily create a Community Homeownership Trust with Homium to make homeownership accessible for first-time buyers: https://www.homium.io/ ? #SOCAP2024 #AffordableHousing #SocialImpact #ImpactInvesting #CommunityDevelopment #Housing #Financialinclusion #GenerationalWealth #homeownership #financialresilience #homium #communityhomeownership #homeequity #housingequity #Communityhomeownershiptrust #socialimpact

SOCAP Global kicks off tomorrow in San Francisco, and we are honored to be part it. We are proud to spend time with the finest practitioners and philanthropists in the world, and to share solutions to our society's biggest challenges and injustices. The housing affordability crisis is front and center, and we hope to learn and share our experiences and ideas for how to fix it with our esteemed colleagues. The Homium team will be on-site to connect with fellow leaders and discuss how our approach helps investors and philanthropists create sustainable homeownership pathways, build generational wealth in underserved communities, and drive long-term economic growth and social equity. ? We look forward to seeing you all tomorrow! ? #SOCAP2024 #AffordableHousing #Socialimpact #Ownershipeconomy SOCAP Global Sorenson Impact #homeownership #impactinvesting #ownershipeconomicmodel #socapglobal #housingaffordability #housingequity?#impactinvesting #investincommunities #socialimpact #housingcrisis #socap24 #communitydevelopment #communitywealth #financialinclusion #financialresilience

We're grateful to Sorenson Impact Group for convening such a powerful gathering of leaders next week at #SOCAP2024. Tommy Mercein, and David Jette will be on-site to share how our Community Homeownership Trusts (CHTs) build generational wealth and help close the racial wealth gap, offering investors and philanthropists a sustainable path to community empowerment. We hope to connect and collaborate with sponsors and community organizations looking to tackle down payment assistance in a sustainable and just way. If that sounds like you, come find us! ? See you at #SOCAP2024 ? #SOCAP2024 #AffordableHousing #Socialimpact #OwnershipEconomy @socap @SorensonImpact #homeownership #impactinvesting #ownershipeconomicmodel #socapglobal #housingaffordability #housingequity?#impactinvesting #investincommunities SOCAP Global Sorenson Impact https://lnkd.in/gtBbHEDg

SOCAP Global has always been a beacon for change-makers and innovators in social impact. This year, we're thankful to be a part of that, to share how Homium creates sustainable, affordable homeownership, helps close the racial wealth gap, and builds generational wealth for communities.? ? A big shout out to the Sorenson Impact Group for organizing what promises to be an inspiring event. If you're attending, we’d love to connect and explore how we can make meaningful change together. Our CEO Tommy Mercein, Co-Founder & CFO David Jette and the Homium team will be there all week, so please come say hello! ? For more about our mission and solutions, visit us at www.homium.io/. ? #SOCAP2024 #AffordableHousing #SocialImpact #OwnershipEconomy Sorenson Impact #homeownership #impactinvesting #ownershipeconomicmodel #socapglobal

SOCAP Global has always been a beacon for change-makers and innovators in social impact. This year, we're thankful to be a part of that, to share how Homium creates sustainable, affordable homeownership, helps close the racial wealth gap, and builds generational wealth for communities.? ? A big shout out to the Sorenson Impact Group for organizing what promises to be an inspiring event. If you're attending, we’d love to connect and explore how we can make meaningful change together. Our CEO Tommy Mercein, Co-Founder & CFO David Jette and the Homium team will be there all week, so please come say hello! ? For more about our mission and solutions, visit us at www.homium.io/. ? #SOCAP2024 #AffordableHousing #SocialImpact #OwnershipEconomy Sorenson Impact #homeownership #impactinvesting #ownershipeconomicmodel #socapglobal