Highbeam

Excited to welcome Peta Jane to Highbeam! They’ve spent 8 years perfecting an at-home tanning experience that rivals professional salons. (If you’re chasing that winter glow, you should definitely check them out!) Peta Jane came to Highbeam looking for a better way to manage both their idle cash and their borrowing. Through our auto sweeps to high yield and flexible capital solutions we were able to save them money and time. I recently caught up with Alex Samusevich at dinner here in NYC. Always great to meet our customers and hear about everything they're working on.?Alex, I’m looking forward to working with you and can’t wait to see Peta Jane continue to grow. More and more brands are joining Highbeam to automate their cash management — if you’re curious to learn a bit more, we should talk.

We're looking forward to this conversation next month. Come join us!

?? Ready to keep cash flowing in 2025??? Cash flow is the make-or-break factor for startups. It is the deciding factor between growth and survival. But here’s the challenge... Many founders face big gaps in financial know-how. We’re here to help bridge that gap. Join Paul Bianco, CEO at Graphite and Samir Shergill, CEO at Highbeam for an exclusive panel discussion where we’ll cover: ? Tech & AI to simplify finances ? Essential banking tools for steady cash flow ? Strategies that adapt as your business grows ? Real-time cash flow checks for faster decisions ? ????????: 1:00 - 2:00 PM ET ??? ????????: Wednesday, December 11 ??? ??????????????????: Paul Bianco & Samir Shergill ?? ???????????????? ?????? for insights tailored to founders ready to master cash flow in 2025 and beyond: https://lu.ma/zxw19w1y Set your business up for financial success—don’t miss it!

Excited to share that TUSHY - hellotushy.com is now on Highbeam! Tushy makes incredible bidets that not only improve the bathroom experience, but help reduce the 15M trees per year that are cut down to make toilet paper. With Highbeam, Tushy gets automated cash projections based off actual, real-time data.?We’re saving their finance team time, and giving them accurate information to make better business decisions. How long do you spend?managing your cash flow projections?

Excited to have Avocado Mattress ?? on Highbeam!

Excited to have one of the coolest up-and-coming NYC fashion brands on Highbeam! Watching Maurice Mosseri and the team build Still Here over the last few years has been inspiring - and we’ve been fortunate enough to have had a front row seat on the rocket ship. Managing cash flows, treasury and capital aren’t the exciting things everyone wants to talk about. But it’s the fuel that powers brands like Still Here to drop hit collection after hit collection. The smartest operators have flipped their finance stack from a cost center to a profit center. If you run a brand, it’s time you did too.

At Highbeam, we believe that your banking experience should evolve just as fast as your business does. That’s why we don’t wait for annual or biannual updates—we ship daily to make sure you get the most out of your banking relationship, helping you build the brands people love. Two recent updates are designed to make your day-to-day smoother: Same-Day ACH We know how important it is to keep your vendors happy, especially when timing is critical. With our new same-day ACH, payments sent before 4pm ET arrive the same business day. It’s fast, free, and it helps you keep your operations running smoothly during peak times, like the holiday season. Retry Failed Debits Sometimes, payments fail—whether it’s for payroll, card payments, or other debits. Now, if an ACH debit fails, you can retry it up until 2pm ET after funding your account. No extra steps, no headaches, no overdraft fees. These updates, however small, reflect our commitment to delivering a better banking experience, not just once in a while, but continuously. At Highbeam, it’s not just about banking—it’s about empowering you to create something bigger.

What do Aaron Rodgers, Ariana Grande’s dad, and I have in common? We’re all big fans of Amberjack – it’s a revelation to discover that wearing dress shoes can actually be an enjoyable experience. (Don’t just take my word for it – try a pair!) I love learning about founder stories during customer calls. It turns out Amberjack CEO John Peters and I worked in the same office (McKinsey NYC) at the same time without either of us realizing it. We’ve been fortunate enough to collaborate on several initiatives – generating tens of thousands of dollars in profit for Amberjack by eliminating fees and automatically sweeping deposits into high-yield accounts. Now, we’re focused on reducing borrowing costs, minimizing working capital, and maximizing returns on their cash. Most importantly, we’re on a mission to make banking and cash management – just like wearing dress shoes :) – a truly enjoyable experience. If you’re an eight-figure merchant, we’d love to prove it to you.

Unite Summit last week was energizing! Punch line - it’s time to reset what brands expect from their banking partner. Gone are the days of bank fees, clunky interfaces, and no intelligence. A new ecosystem of financial partners is here to service merchants, and they’re adding tremendous value. At Highbeam, we’re leading that charge.? Big brands have big finance teams for treasury and financial planning and analysis.?We’re bringing those same capabilities to sub $100M brands without having to add the head count. We’re dropping their fees, automatically sweeping their deposits into high yield accounts, helping them borrow for less, and managing their cash.? The end result is less spent on working capital and more kept in profits. The bar is so low that most merchants would be happy to have their bank even answer the phone. Highbeam gives them an expert cash management team - always on and always focused on the most important thing - keeping cash in their hands. Nik Milanovi? Yoseph West Jeff Forkan

If your brand does greater than $1M in sales you're probably losing thousands every month through ineffective yield management. Brand finances are somewhat unique in that there are daily large inflows and outflows - as a result it's very hard to forecast and run effective yield management. This is one lever that consistently drives thousands of dollars - we've gotten pretty good at providing estimates and even guaranteeing the upside - reach out to [email protected] or leave a comment below! Here's what you need to get it done in just 10 minutes: