High Falls Advisors, Inc.

Were you born in 1962, 1963, 1964, or 1965? If so, big changes are coming to your 401(k) contributions in 2025! ???? In our latest blog, Jim Englert, CFP?, breaks down the ""super-catch-up"" contribution provision introduced by the Secure 2.0 Act—allowing those aged 60-63 to contribute even more toward retirement. ?? Read the full blog to learn how this change could impact your retirement savings: https://lnkd.in/gpNNH3Qq #HFA #RetirementPlanning #SecureAct #SuperCatchUp #FinancialPlanning #401k"

Exciting News! ?? We’re proud to announce that Robert Granish, HFA Financial Advisor, has earned the Retirement Income Certified Professional? (RICP?) designation! This industry-recognized certification, conferred by The American College of Financial Services, signifies an advanced level of expertise in retirement planning—including income planning, Social Security management, wealth transfer, and long-term care planning. ?? "With the RICP?, Rob is well-prepared to guide our clients through some of life’s most significant financial decisions." – Ken Burke, President & CEO Join us in congratulating Rob on this incredible achievement! ?? Read more here: https://lnkd.in/gWYtU_c3 #HFA #RetirementPlanning #RICP #FinancialPlanning #WealthManagement #HighFallsAdvisors

Attention Business Owners! ?? The tax filing deadline for LLCs and S-Corps is March 15th! ? Don’t wait until the last minute—make sure your returns are filed on time to avoid penalties. Need assistance? Our team is here to help! ?? Mark your calendar & get prepared today! #HFA #TaxDeadline #SCorp #LLC #SmallBusiness #TaxPlanning

Although he believes the article made too big a fuss, HFA co-founder Jim McBride was recently recognized by the Houlton Pioneer Times for providing three high school students with tuition scholarships to the downtown Houlton private alternative high school. We're proud to share the full article, written by Kathleen Phalen Tomaselli for the Houlton Pioneer Times, at the link below. https://lnkd.in/gR4NKQZs

Over The Falls with the HFA Tax Team! Tax season is in full swing, and our team has been working hard! Meet our newest members, Jamie Bushart and Shane Girolamo, and get a behind-the-scenes look at how the HFA tax team is gearing up for April 16. From well-deserved days off to reflection and planning, see how they celebrate the end of tax season! Check out the latest edition of Over the Falls to learn more about our team and their post-tax season plans. ?? Read more here: https://lnkd.in/gtHneZT4 #HFA #TaxTeam #OverTheFalls #TaxSeason #FinancialPlanning

???? Happy President's Day! ???? Today, we honor the leaders who have shaped our nation and celebrate the values of vision, leadership, and progress. Let this day inspire us all to continue striving toward a brighter future. Please note: our office will be closed today in observance of the holiday and will resume regular business hours tomorrow, Tuesday the 18th. #PresidentsDay #Leadership #HonoringHistory #HighFallsAdvisors

Love is in the air—especially for our furry friends at HFA! In honor of Valentine's Day AND Love Your Pet Day (Feb. 20th), we’re celebrating the beloved pets of High Falls Advisors! Check out the adorable photos of our team’s pets and show them some love by giving a “like” to your favorite photo! The pet with the most likes will win a special prize. https://lnkd.in/dZfBQgFr Voting ends at 5pm Monday, February 17th and the winner will be announced on Tuesday, February 18th. For every "like" High Falls Advisors will be donating $10 to a local animal shelter! Let’s spread the love this February—our pets deserve it! Which one has your heart? #ValentinesDay #LoveYourPetDay #PetLove #HighFallsAdvisorsPets #FurryFriends

February is National Senior Independence Month! Maintaining independence is about more than just health—it’s also about having a solid financial plan in place. Financial and estate planning are essential tools to help seniors stay in control of their future, ensuring their wishes are honored and their legacy is protected. ?? Here’s how we can help: ?? Create a comprehensive financial plan to support your goals ?? Organize your estate to protect your assets and loved ones ?? Plan for long-term care and medical needs ?? Build a retirement strategy for peace of mind Let’s work together to secure your independence and financial future! Contact us or visit highfallsadvisors.com to learn more. #NationalSeniorIndependenceMonth #EstatePlanning #FinancialFreedom #RetirementPlanning #HighFallsAdvisors

?? It’s Identity Theft Awareness Week! ?? At High Falls Advisors, we take cybersecurity seriously and with this week being Identity Theft Awareness week, it's the perfect opportunity to share valuable cybersecurity insights we learned from cybersecurity professionals at Fidelity. We’re sharing two Fidelity resources that cover many of the topics discussed. These guides are designed to help you create a personal security strategy to protect your money, property, and personal information. ?? Download the cybersecurity documents here: Make Yourself a Difficult Target for Cybercriminals: https://bit.ly/3Cwb6Jq Personal Security Insights: Proven strategies for safeguarding wealth and family: https://bit.ly/4gnnDN0 Stay safe online and take proactive steps to protect your identity! #IdentityTheftAwarenessWeek #Cybersecurity #StaySecure #HighFallsAdvisors

New Year, New Changes! As we step into 2025, significant updates are coming to Social Security & Medicare, tax brackets, and retirement contribution limits—all designed to impact your financial planning and well-being. ???? ?? Click the resources below to learn how these changes might affect you and your family. Staying ahead starts with staying informed! ?? Social Security & Medicare Changes: https://www.ssa.gov/cola/ ?? Inflation-Adjusted Tax Brackets: https://lnkd.in/gcjGDx4m ?? Retirement Account Contribution Limit Changes: https://lnkd.in/eJt46Cqt #FinancialPlanning #SocialSecurity #MedicareChanges #RetirementSavings #TaxUpdates #FinancialWellness #2025Planning