Herring Bank

When someone starts thinking about buying a new house, they always have the same questions... 1. What type of loan should I get? 2. How much can I borrow? 3. What are the interest rates? 4. How much do I need for a down payment? 5. What documents do I need to provide? To help, we created this handy, and in-depth, first time home buyer's guide. We think it'll help, and if you still have questions, we're only a phone call away! https://lnkd.in/dwT_SRd5

Today, your personal identity is under more threat than ever. A great way to help better your odds of staying safe online... Use STRONG passwords! A strong password follows these 3 these tips. 1. Make them long, at least 16 characters. 2. Use a random string of mixed-case letters, numbers, and symbols, or, create a memorable phrase (passphrase) of 4 – 7 unrelated words. For example: cXmnZK65rf*&DaaD Yuc8$RikA34%ZoPPao98t For example: Good: HorsePurpleHatRun Great: HorsePurpleHatRunBay Amazing: HorsePurpleHatRunBayLifting 3. Use a different strong password for each account. For example: Bank: k8dfh8c$Pfv0gB2 Email account: legal tiny facility freehand probable enamel Social media account: e246gs%mFs#3tv6 4. PRO TIP: use a password manager! #CybersecurityAwarenessMonth

We love our communities and recently had two great events over the past weekend in Colorado Springs! We helped sponsor the first Putts for Pups Tournament for Nordic Analytical. It brought awareness for Rezdawg Rescue. We also participated in a fundraiser just a little north of the Springs in Palmer Lake. The Palmer Lake .5K run/walk. This event is a fundraiser to keep the lake filled for the residents in Palmer Lake and surrounding areas to enjoy. The fundraiser was created by a local business (O’Malley’s Pub & Grill) to be sure we can continue to enjoy the beauty of the area. Herring Bank was at the finish line cheering all those that participated (over 1,000) as they enjoyed donuts they received at the half-way mark. Fun was had by all!

When you shop online... DO NOT make these two mistakes!!! 1. NEVER use your credit card on public Wi-Fi Public Wi-Fi makes it easy for your information to be stolen, especially if the host for the Wi-Fi is compromised in some way. Identity thieves can configure their own public Wi-Fi hotspots, often where you would expect to find a legitimate public Wi-Fi source. 2. Make sure the website is HTTPS Sites which communicate using HTTPS are encrypting your information, which makes them far more secure. You’ll be able to tell whether a site is secured with HTTPS by looking at the address bar on your browser. The site URL will begin with: https:// instead of https://

There's no place like home. We can help make it yours! Mortgages for just about any circumstance!

How often does your spending get away from you? Do you track your spending? No? Do you have a budget? Here's our best tips of how ANYONE can create one and get started. https://lnkd.in/dHeehXYW

House hunting? So much of the process is emotional. It's easy to forget what actually matters when you walk in the front door. Go with your emotions, for sure. Don't leave them at the curb. But, ALSO go with a checklist. You know better than to go grocery shopping without a list, so don't go house shopping without one either. Here's a checklist to help you get started. https://lnkd.in/dvx26XBb #communitybank #mortgage #househunting #realtor #banklocal

Phishing emails are all too common. Odds are good you'll have one in your inbox sooner than later. It is CRITICAL that you pay attention to all details in every email. Especially if the email asks you to click a link, open an attachment, or take any other action. Before you click a link, open an attachment, or take action, you should... – Check the sender's email address, not just the name. – Review where links go before you click it. – Look for any inconsistencies such as email signatures and the sender's email address. – Never trust an email from someone you don't know. No email is exempt. You should assume every email is a phishing email until you're positive that it is safe and legitimate.

Do you remember your last "emergency"? Did you have the money for it or did you have to use credit to get out of it? Wouldn't it have been better if you had the money? Start saving today so you will have the money for the next "emergency"... because there will always be a next time. #communitybank #personalsavings #emergencyspending #banklocal

Herring Bank will never call, text, or email you and ask you to: – verify your identity by sharing your account number, username, password, etc... – click a link for any reason... – send money through a wire transfer to reverse fraud. If you receive a call asking for details about your account do not provide any information. Hang-up and call us at 866-348-3435 and speak to a representative.